Kevin Riggs Apolinar is a financial advisor at Behavior Shift with three years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and currently serves as a Personal Financial Counselor for Magellan Federal. Outside of his advisory work, he is a part-owner of Good Finds Company, a retail business that sells curated merchandise at local market events. Behavior Shift provides investment management and financial planning services to individual clients, including high-net-worth individuals, using a fee-only structure. The firm combines Modern Portfolio Theory with behavioral finance concepts and offers faith-based investment options, serving a client base that includes non-U.S. residents.

Allen Drake is the sole advisor at Royale Investment Advisor LLC, an independent firm based in Lake Mathews, CA. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to founding Royale in 2006, he has worked at UPS since 1988. In addition to advisory services, he sells life, health, and disability insurance to support clients' financial plans. Royale Investment Advisor LLC provides asset management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm employs a long-term buy-and-hold investment approach while maintaining flexibility for shorter-term trades and manages most assets on a non-discretionary basis, requiring client approval for transactions.

Mario Avila is the founder and sole advisor at Vertex Investments Group, LLC, holding a Series 65 designation with one year of industry experience. He is also the founder and CEO of Efficient-Aire Mechanical Inc., an HVAC company he has led since 2017. Prior to his current roles, Avila worked at Energy Options Inc. for seven years. Vertex Investments Group provides wealth management and financial planning services to individuals, high-net-worth clients, and corporate entities. The firm employs a combination of fundamental, technical, and charting analysis to build portfolios using both passive and active investment vehicles, operating on a non-discretionary basis with a long-term investment orientation.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Dennis Korte is a financial advisor with Railroad Canyon Insurance and Financial Services in Canyon Lake, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2002. In addition to his advisory role, he owns and operates an insurance brokerage specializing in life insurance and annuity policies. Railroad Canyon Insurance and Financial Services primarily serves individuals approaching or in retirement, focusing on capital preservation for baby boomers and their parents. The firm emphasizes a safety-first investment approach, providing financial planning, retirement advice, and insurance product recommendations through non-discretionary management and annual account reviews.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC in Lake Elsinore, CA, holding a Series 65 credential with 13 years of industry experience. He has led his own firm since 2012. The firm provides portfolio management and financial planning to individual investors, small businesses, and non-profits, emphasizing passive investment strategies with low-cost index funds and ETFs. Services include comprehensive written plans, annual reviews, and consulting, with additional offerings such as 1031 exchange consulting and due diligence for Delaware Statutory Trusts.

Emily Bushong is a CFP® and holds a Series 66 designation, currently serving as a financial advisor at Kaizen Financial Advisors, LLC with nearly a decade of experience in the industry. Her prior roles include positions at LPL Financial, LLC and Pence Wealth Management. Kaizen Financial Advisors primarily serves high-net-worth and individual clients, as well as qualified retirement plans, nonprofits, and business entities. The firm offers wealth management services with a long-term, diversified investment approach based on modern portfolio theory, managing over $244 million in discretionary assets with a two-advisor team.

Sean Lehmann is a financial advisor with The Sullivan Group in Menifee, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Capital Investment Management, LLC, doing business as The Sullivan Group, since 2009 and also has a role at Purshe Kaplan Sterling Investments. Outside of financial advising, he provides professional pilot services on an occasional basis. The Sullivan Group offers discretionary investment management and planning services to individuals, trusts, retirement plans, and other entities. The firm creates customized investment plans using fundamental, technical, and cyclical analysis, and its portfolios may include a range of asset types, including third-party manager engagements and IPO participation when appropriate.

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Ian Weeks is a CFP® and ChFC® with 16 years of experience in financial services. He is currently affiliated with LPL Financial and has prior experience at Northwestern Mutual and Prudential. Outside of his advisory role, he is involved in a small real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Ryan Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining the firm, he worked with California State Parks for seven years and has been involved in education for over a decade. He is also licensed to sell insurance products through Royal American Insurance. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across about 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizes asset allocation and diversification, and offers investor education and coaching programs alongside traditional portfolio management and financial planning services.

Elton Johnson Jr. is a financial advisor with AmeriVet Securities, Inc., holding Series 63 and Series 65 licenses and over 43 years of industry experience. He has worked at AmeriVet Securities since 1993, including a role at AmeriVet Securities - RIA, LLC from 2020 to 2021. Outside of his advisory work, he serves as President and CEO of Executive Command Group, Inc., a private investigative services firm, and is a director of Veteran Ventures Capital, LLC, which provides venture capital to veteran-owned companies. AmeriVet Securities, Inc. primarily serves pooled vehicles and institutional mandates, offering pension consulting and traditional portfolio management services. The firm operates with a small advisory footprint and maintains an affiliated broker-dealer relationship.

Micki Hicks is a financial advisor at The Leonard Financial Group, LLC with 10 years of industry experience. She holds a Series 65 designation and has been with the firm since 2015. The Leonard Financial Group serves individual clients, including high-net-worth and non-HNW households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services, utilizing a formal planning process combined with portfolio management that includes advanced trading strategies and regular account reviews.

Allison Peterson is a financial advisor at The Sullivan Group with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at The Sullivan Group since 2009. In addition to her advisory role, she serves as a Senior Administrative Assistant for the City of Dana Point’s Planning Department. The Sullivan Group provides discretionary investment management and planning services to individuals, trusts, retirement plans, and other entities. The firm offers customized investment plans using fundamental, technical, and cyclical analysis and may engage third-party managers or participate in IPOs when appropriate.

John Watson IV is a financial advisor with Essex Advisory in Canyon Lake, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has eight years of industry experience, including prior roles at Northwestern Mutual and Commonwealth Financial Network. Watson also spends part of his time involved in fixed insurance sales. Essex Advisory provides financial planning and fee-based investment advisory services primarily to individual and high-net-worth clients, as well as businesses and institutional retirement plans. The firm employs tailored investment strategies using asset allocation across mutual funds, ETFs, individual securities, and derivatives, and offers pension and retirement-plan consulting with ERISA fiduciary services.

Karl Hicks is a CFP® with 21 years of industry experience and has been with The Leonard Financial Group, LLC since 2003. He holds a Series 65 license and is based in Riverside, CA. The Leonard Financial Group serves individual clients, including both high-net-worth and non-high-net-worth households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services using a formal planning process combined with portfolio management that incorporates tactical and strategic tools such as option strategies and short sales.

Adele Canetti is a financial advisor at American Money Management, LLC with 20 years of industry experience. She holds the Series 66 designation and has been with American Money Management since 2008. Outside of her advisory work, she owns and operates Dollar Book Fair, a used bookstore in Buena Park, California. American Money Management provides discretionary portfolio management to individuals, pension plans, trusts, corporations, and other entities, offering tailored asset-allocation strategies managed by an investment committee. The firm integrates fundamental, cyclical, economic, and technical analysis, and includes alternative investments where appropriate.

Evan Loomis is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Level Financial Advisors, Inc. He previously operated his own consulting business, Loomis Financial Consulting, for eight years and worked at First Financial Consulting for four years. Level Financial Advisors is a fee-only firm that provides financial planning and investment management services to individuals, families, trusts, non-profits, and small-business retirement plans. The firm uses a diversified, asset-allocation approach with mutual funds and ETFs, incorporating tax-efficient portfolio management and participant education in its retirement-plan services.

Daniel Goodman is a financial advisor at Sequent Planning, LLC with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked at DEG Financial Services since 1997 and Futurity First Insurance Group since 2021. His current tenure at Sequent Planning spans multiple periods beginning in 2021. Sequent Planning, LLC is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and retirement plan sponsors. The firm manages approximately $394.7 million in assets through about 70 advisors and offers services such as discretionary asset management, comprehensive and limited-scope financial planning, and retirement plan consulting. Its investment approach centers on ETF-based strategic models called SmartRisk, and it provides regular investment newsletters and client educational programs free of charge.

Portia Jackson is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Facet with two years of industry experience. Her prior work includes roles at PricewaterhouseCoopers and Jackson Ventures Inc. Facet serves individual members across a broad range of net worth levels through subscription-based financial planning, combining investment management with membership. The firm uses technology-driven, model-based asset allocation primarily with ETFs and offers a flat subscription pricing model that includes investment management.