Kevin Riggs Apolinar is a financial advisor at Behavior Shift with three years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and currently serves as a Personal Financial Counselor for Magellan Federal. Outside of his advisory work, he is a part-owner of Good Finds Company, a retail business that sells curated merchandise at local market events. Behavior Shift provides investment management and financial planning services to individual clients, including high-net-worth individuals, using a fee-only structure. The firm combines Modern Portfolio Theory with behavioral finance concepts and offers faith-based investment options, serving a client base that includes non-U.S. residents.

Austin Todd is a financial advisor at Capital United Investments LLC in Yucaipa, CA, holding a Series 65 credential with five years of industry experience. He has operated his own business, Austin Todd DBA Capital United, since 2016, which includes mortgage brokerage and real estate investment activities. Capital United Investments LLC is a small independent firm serving individual and institutional clients, including pension and profit-sharing plans, trusts, estates, and business entities. The firm offers fee-based investment advisory services, discretionary and non-discretionary portfolio management, financial planning, and qualified retirement plan consulting, employing a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across various asset classes.

Dan Hassey is the sole advisor at Dan Hassey Investment Advisory in Banning, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at McIntosh Capital Advisors, Inc. from 2015 to 2023 before founding his independent advisory firm. Dan Hassey Investment Advisory provides discretionary investment management services exclusively to individual clients, focusing on retirees and those nearing retirement. The firm emphasizes safety and income through portfolios primarily composed of dividend-paying stocks, ETFs, and mutual funds, and employs a combination of top-down economic analysis, bottom-up valuation, detailed dividend assessment, and option strategies to manage income and risk.

Andrew Kotyuk is a financial advisor at Alpha Wealth Management, LLC in Hemet, CA, with 21 years of industry experience. He holds the Series 66 designation and has been with Alpha Wealth Management since 2011. Outside of his advisory work, Mr. Kotyuk is the owner of SoCal Propane, LLC, a propane retail company, and serves as CEO of several land development and consulting businesses. Alpha Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans, providing asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis to construct and monitor portfolios that include stocks, bonds, ETFs, mutual funds, and other securities, and it uses margin borrowing and options strategies in separately managed accounts.

Ian Weeks is a CFP® and ChFC® with 16 years of experience in financial services. He is currently affiliated with LPL Financial and has prior experience at Northwestern Mutual and Prudential. Outside of his advisory role, he is involved in a small real estate rental business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Joel Hendriks is the sole advisor at Cedar Ridge Investment Management LLC in Redlands, CA, holding a Series 63 designation with one year of industry experience. He has been involved with Prospect Financial Solutions LLC since 2012, where he serves as CEO overseeing tax preparation and planning services. Additionally, he manages Prosect Payroll LLC, a payroll service bureau. Cedar Ridge Investment Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a quantitative and fundamental investment process, manages both discretionary and non-discretionary accounts without accepting commissions, and maintains formal compliance controls.

Evan Loomis is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Level Financial Advisors, Inc. He previously operated his own consulting business, Loomis Financial Consulting, for eight years and worked at First Financial Consulting for four years. Level Financial Advisors is a fee-only firm that provides financial planning and investment management services to individuals, families, trusts, non-profits, and small-business retirement plans. The firm uses a diversified, asset-allocation approach with mutual funds and ETFs, incorporating tax-efficient portfolio management and participant education in its retirement-plan services.

Thomas Dawes Jr. is a financial advisor with Missionsquare Retirement in Yucaipa, CA, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has previously worked at TIAA-CREF and Icma Rc Services, Llc. Missionsquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans with services including plan administration, recordkeeping, education, and advisory services delivered through multiple channels. Their Guided Pathways program offers both discretionary Managed Accounts and nondiscretionary Fund Advice, using investment strategies developed by Morningstar Investment Management.

Eberardo Mariscal is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has been associated with John Hancock and related entities since 2009 and has worked with Manulife Asset Management (US) LLC since 2012. Outside of his advisory role, he is active as a social media influencer on TikTok, where he promotes selected products and creates content that generates commission-based earnings. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base, including individuals, trusts, estates, non-profits, and businesses. The firm utilizes third-party financial planning software to deliver written recommendations reviewed by advisors, supporting a technology-assisted service model with a high client load per advisor.

Reese Kitchen is a financial advisor at AlphaStar Capital Management with a Series 65 credential and one year of industry experience. Prior to joining the financial industry, Reese worked at Target and Petco. AlphaStar Capital Management is a registered investment adviser managing approximately $1.84 billion for a diverse client base including individuals, trusts, estates, small businesses, and pension plans. The firm offers both model and custom investment strategies using strategic asset allocation and quantitative analysis, and provides a range of portfolio management and consulting services.

Damon Friedman is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network since 2021. Prior to that, he worked at an independent financial group from 2016 to 2021. Outside of his advisory role, he is a co-owner of Caliber Pacific Construction, a general contracting business. Commonwealth Financial Network supports a national network of advisors by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and solutions, including discretionary model portfolios and personalized investment options.

Lisa Lee is an investment advisor representative at TLG Advisors, Inc. with two years of industry experience. She previously worked at The Leaders Group Inc and Transamerica Financial Advisors, Inc. Outside of her advisory role, she owns Elite Global Lending Inc, a residential and commercial mortgage lending business. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets, serving individuals, retirement plans, trusts, charitable organizations, businesses, and institutional investors. The firm provides investment supervisory and portfolio management services, comprehensive financial and estate planning, and ERISA fiduciary services, utilizing a research approach based on fundamental analysis and Modern Portfolio Theory.

Eldon Gutierrez is a financial advisor with PNC Wealth Management, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for five years and spent nine years with Enterprise Holdings before entering the financial services sector. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm’s approach utilizes algorithmic risk assessment and delegated portfolio management with mutual funds and ETFs.

Steven Hadder is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Independent Financial Group since 2022 and has been with NPB Financial Group since 2009. Outside of his advisory work, Hadder volunteers as a committee member for the University of Redlands Hall of Fame and serves as a tournament director for the Inland Empire Senior Golf Association. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in regulatory assets with a national network of Investment Adviser Representatives.

Erin Green is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, UBS Financial Services, Stifel, and Agia. In addition to her advisory role, Erin is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Ian Ott is a financial advisor with Commonwealth Financial Network and Warmen & James Private Wealth, holding Series 63 and Series 65 licenses. He has three years of industry experience and has worked at firms including Royal Alliance Associates and Elevare Advisors. Outside of advisory roles, he is a co-owner of Warmen & James Private Wealth, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice-management services.

Roel Aguinaldo is a financial advisor at VALIC Financial Advisors with nine years of industry experience. He holds the Series 66 designation and has worked at VALIC Financial Advisors since 2017. Outside of his advisory role, he operates an affiliate marketing business focused on health and fitness products. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

James Ott is a financial advisor with Commonwealth Financial Network in Yucaipa, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes long tenures at Signator Investors, Inc. and OSAIC, followed by roles at Elevare Advisors and Warmen & James Private Wealth, where he is a co-owner. Commonwealth Financial Network serves a national network of advisors and their clients by providing a range of advisory programs, technology, and operational support. The firm offers multiple investment platforms and discretionary model portfolios while acting as a back-office provider for affiliated advisors.

Daniel Oropeza is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Sergio Godinez is a financial advisor at J.P. Morgan Securities with 22 years of industry experience and holds a Series 66 designation. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, NA since 2010. Outside of his advisory role, he has served for a decade as a football official with the Southern California Collegiate Football Officials. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.