Michael Santana is a financial advisor with Pembroke Wealth Management, LLC in Wilmington, NC. He holds a Series 66 designation and has 15 years of industry experience. Since 2015, he has been with Pembroke Wealth Management. Outside of advising, Santana serves as a business consultant to several farm-related companies and is involved as a managing member in multiple real estate and commercial property businesses. Pembroke Wealth Management is an independent registered investment adviser serving individuals, charitable organizations, and business entities. The firm manages portfolios primarily on a non-discretionary basis using a mix of fundamental and technical analysis, modern portfolio theory, and both long- and short-term strategies.

Scot Stark is the sole advisor at Stark Strategic Capital Management, Inc. in Hampstead, NC. He holds the CFP® designation and Series 65 license and has 28 years of experience with his current firm. Stark Strategic Capital Management provides financial planning, counseling, investment supervision, portfolio management, risk management, and tax-planning advice primarily to individual clients. The firm manages approximately $18.4 million for about 19 clients and follows a structured six-step planning process, constructing tailored portfolios mainly using mutual funds and ETFs on a non-discretionary basis.

Zachary Clark is a financial advisor at McAdam LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Uber and the Woodbridge Kart Club. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm provides financial planning, discretionary and non-discretionary investment management, and retirement-plan consulting, utilizing fundamental analysis and a diversified approach that includes mutual funds, ETFs, independent managers, and specialized strategies.

Patrick Horwitz is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at several firms including Securities America Advisors, Inc., SSN Advisory, and SII Investments, Inc. Outside of his advisory role, he serves as a board member for Stomp & Brew, a nonprofit charity that organizes a beer and wine festival benefiting children in need. Silver Oak Securities, Inc. provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing approximately $2.03 billion in discretionary assets through a network of over 100 financial professionals. The firm offers individualized portfolio management, unified managed account programs, and comprehensive wealth management solutions tailored to clients’ objectives and risk tolerances.

Julian Scarborough is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has worked at Members Trust Company since 2019 and has been associated with Credit Union Investment Services, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union since 2012. Outside of his advisory roles, he serves as a Financial Services Officer at State Employees' Credit Union, providing financial services to eligible members. Credit Union Investment Services serves North Carolina residents, primarily individual investors and some trust clients, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, along with fixed-income products, and its advisors are salaried employees of the parent credit union.

Amanda English is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked concurrently with Secu Life Insurance Company, Members Trust Company, and State Employees’ Credit Union since 2010. Outside of her advisory roles, she owns and manages a chicken farming business and serves as assistant treasurer for the Pender Sheriff's Charitable Foundation. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm typically recommends low-cost, index-based mutual funds and ETFs alongside fixed-income products, employing a goals-based, long-term planning approach.

Wesley Hayford is a financial advisor with Credit Union Investment Services in Wilmington, NC, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has worked with State Employees’ Credit Union since 2003, serving as a Financial Advisory Services District Manager, and has roles with Secu Life Insurance Company and Members Trust Company. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, with salaried advisors and client-directed implementation of recommendations.

Jonathan Dell is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated group, providing both model portfolio and customized portfolio management under a fiduciary standard.

Keven Johnson is a financial advisor with Empower Advisory Group and Empower Financial Services, holding Series 63 and Series 66 licenses and having 27 years of industry experience. His prior work includes roles at Bank of America, Merrill, Robinhood Markets, USAA Investment Services, The Vanguard Group, and Advantage Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing, delivered through platforms closely tied to Empower’s recordkeeping and administrative services.

Karen Jerabek is a financial advisor at Commonwealth Financial Network with eight years of industry experience. She holds the CFP® and Series 66 designations and previously worked at Edward Jones from 2015 to 2023. Outside of her advisory role, she owns Harbor Blue Financial, LLC, which facilitates securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm supports advisors with operations, technology, compliance, and offers access to discretionary model portfolios and customized investment solutions.

Angela Johnson Moore is a financial advisor with First Citizens Investor Services, Inc. in Wilmington, NC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. She is also the owner of Lonnie ARJ Farms LLC, a farmland leasing business. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, and pension plans. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, leveraging integrated banking resources as a wholly owned subsidiary of a bank holding company.

James Taylor is a financial advisor at First Citizens Investor Services, Inc. with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at First Citizens Investor Services and First Citizens Bank since 2022. Prior to his financial career, he was employed at RCE Theaters for five years. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by bank affiliation that provides integrated banking resources and unique operational relationships.

Jason Younts is a financial advisor at Edward Jones in Wilmington, NC, with five years of industry experience. He holds a Series 66 designation and previously spent 23 years at Ocean City Chevrolet. Outside of his advisory role, he is involved in several closely held business ventures, including real estate investment LLCs and a general consulting LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers fiduciary advisory services alongside affiliated capabilities such as a trust company and proprietary funds.

Yara Rodriguez Aguilar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and one year of industry experience. She has been with Wells Fargo Bank since 2015 and joined Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving plan sponsors with tailored investment strategies and a broad range of financial product options.

Mara Wessell is a financial advisor with Edward Jones, holding the CFP® designation along with Series 63 and Series 65 registrations. She has 24 years of industry experience, including 17 years with Cantella and Co., Inc. Mara is based in Hampstead, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kyle Collins is a financial advisor with Wells Fargo Clearing in Wilmington, NC, holding a Series 66 designation and four years of industry experience. His career includes roles at Merrill and various Wells Fargo entities, as well as positions outside the financial sector such as the US Census Bureau, Walmart, and Lowes. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Ray is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and joined Edward Jones in 2024. Prior to his current role, Daniel held various positions in sales, marketing, and brokerage, including ownership of a marketing and media business and work as a yacht broker. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Cassandra Nagel is a financial advisor at Fidelity with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has worked within various divisions of Fidelity since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Carolyn Finick is a CFP® and holds a Series 66 designation with seven years of industry experience. She has been with Edward Jones since 2026 and previously worked at UBS Financial Services Inc for ten years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Anne Proukou is a Series 66-licensed financial advisor at Edward Jones in Hampstead, NC, with eight years of industry experience. She has been with Edward Jones since 2018 and previously worked at Nationwide Mutual Insurance Company from 2003 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Daniel Leighton is a financial advisor with Edward Jones in Rocky Point, NC, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Joseph Manion is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. He has worked at Thrivent since 2022 and previously held roles at Costco, Kroger, Mediu, LLC, and OnX Enterprise Solutions. Outside of advisory work, Manion owns and operates Serve Coffee, a coffee importing and subscription business focused on direct trade relationships. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial plans without discretionary portfolio management. The firm’s planning services cover a wide range of topics and can be combined with managed-account programs under a consolidated billing option.

Christopher Rosa is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Before joining Edward Jones in 2024, he served with the Town of Lloyd Police Department and the Town of Poughkeepsie Police, retiring in 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household and corporate types. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Jeffrey Morgan is a financial advisor with Edward Jones in Hampstead, NC, holding a Series 66 designation and eight years of industry experience. He joined Edward Jones in 2017 after two years at Kinetic Equity, LLC. Outside of his advisory role, he is co-manager of Anderson Morgan, LLC, a commercial property business in Wilmington, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Creighton Hayworth is a financial advisor with Ameriprise in Wilmington, NC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018, following five years at Syneos Health. Outside of his advisory role, he serves as treasurer for Steven D Felton, Inc. and is a board member of the UNCW Board of Visitors. Ameriprise provides retirement-income planning services for individuals with significant investable assets, offering tailored recommendation reports based on research and modeling. The firm combines advisory, brokerage, and insurance solutions through its large institutional platform.

Steven Felton is a financial advisor with Ameriprise in Hampstead, NC, holding a Series 63 designation and 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on the boards of Duke Children’s Hospital and Health Center and NC Wesleyan University, and he creates and sells painted notecards with net proceeds benefiting Duke Children’s Hospital. Ameriprise offers retirement-income planning services for clients typically holding at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered through a centralized consulting team.

Trevor Yates is a financial advisor with Edward Jones in Wilmington, NC, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of advisors and branch offices.