Victor Boltniew is a financial advisor with Solid Rock Investment Advisory LLC and holds a Series 65 designation. He has 17 years of industry experience, including prior roles at Capital Retirement Planning, LLC and Capital Asset Advisory Services, LLC. Boltniew also owns Tennessee Valley Retirement Solutions, an affiliated insurance business where he sells life, health, LTC, annuities, and Medicare supplements. Solid Rock Investment Advisory LLC provides discretionary asset management and financial planning services, primarily serving individuals, high-net-worth individuals, trusts, and estates. The firm employs fundamental analysis and charting in its investment approach, with ongoing portfolio monitoring, rebalancing, and discretionary trading authority under client agreements.

Rick Hughes is a financial advisor at Impact Partnership Wealth, LLC with nine years of industry experience. He holds a Series 65 credential and has worked at several firms, including American Retirement Institute and Retirement Wealth Advisors. Outside of his advisory role, he serves as president of Hughes Retirement Group, where he is involved in insurance sales, and he facilitates estate planning document services. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with tactical overlays, and offers discretionary trading authority within client-imposed restrictions.

Ricky Hughes is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Impact Partnership Wealth, LLC and has previously worked at American Retirement Institute, EP Cloud d/b/a Hughes Retirement Group, Tri State Education Center, and Retirement Wealth Advisors. Outside of his advisory role, Hughes is involved in insurance sales and facilitates estate planning document services. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm offers discretionary model portfolio solutions and direct asset management on a wrap-fee platform, combining third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays.

Jamie Peak is a financial advisor at Impact Partnership Wealth, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Hughes Retirement Group, Brookstone Wealth Advisors, LPL Financial, and Wells Fargo Advisors. Outside of his advisory role, he is a commissioned notary. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, operating primarily on a discretionary basis within a wrap-fee platform.

Virginia Owens is a financial advisor at Truist Advisory Services with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Truist and its predecessor firms since 2012. Outside of her advisory role, Owens serves as treasurer and volunteer for The Ark of Cleveland, a nonprofit animal shelter. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plans, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions, combining model portfolios, third-party managers, and advisor-led asset allocation.

Janai Rider is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and three years of industry experience. Prior to joining Transamerica, she worked at Bank of America and Merrill. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with managed portfolios and non-discretionary guidance, relying on Morningstar Investment Management’s proprietary software and model allocations in delivering its advisory services.

Annie Adams is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and 10 years of industry experience. Her career includes roles at Horace Mann Companies and affiliates from 2015 to 2025 before joining Transamerica. Outside of her advisory work, she owns a business unrelated to investments. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. The firm utilizes proprietary portfolio modeling supported by Morningstar Investment Management and operates at scale with a large client base and a focus on non-discretionary assets.

Lucille Townsend is a financial advisor at Transamerica Financial Advisors with over 30 years of industry experience, including a long tenure at JP Morgan Chase. She holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2024. Townsend is also involved in the sale of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and charitable organizations, utilizing a network of advisors and multiple program platforms. The firm employs a model portfolio approach with third-party managers and offers an integrated retirement plan ecosystem supported by affiliated entities.

Stephanie Malone is a financial advisor with Truist Advisory Services, holding a Series 66 designation and six years of industry experience. Her career includes roles at Truist Investment Services, BB&T Securities, BB&T, and Atlantic Capital Bank. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions through model portfolios, third-party managers, and advisor-led asset allocation, supported by research and services integrated across Truist’s affiliated entities.

Blake Kahn is a CFP® with 14 years of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC since 2024. His prior roles include positions at Empower Advisory Group, Personal Capital Advisors Corporation, and Northwestern Mutual Wealth Management Company. MAI Capital Management provides investment management, wealth management, and related services to individuals, families, family offices, sports professionals, and various institutional clients. The firm employs a multi-strategy investment platform that integrates internally managed portfolios, ETFs, option strategies, private investments, and third-party managers, and offers a range of wealth planning and specialized administrative services.

Trevor Smith is a financial advisor with LPL Financial in Cleveland, TN, holding a Series 63 designation and 24 years of industry experience. He has worked at First Tennessee Brokerage Inc. since 2005 and FTB Advisors, Inc. since 2013. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house Research team, combining large-scale advisory operations with non-advisory product activities.

Stephanie Huff is a financial advisor at Cetera with six years of industry experience. She holds a Series 66 designation and has worked at firms including Regions Bank, Agia, Valic Financial Advisors, and Edward Jones. She is based in Cleveland, Tennessee. Cetera Investment Advisers serves a broad mix of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan and fiduciary solutions, and access to third-party money managers and various program structures.

Sharin King is a financial advisor at Edward Jones with the Series 66 designation and four years of industry experience. Prior to joining Edward Jones, King held roles in education at Western Wyoming Community College and Sweetwater County School District #2. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Thomas Thomas Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Raymond James Financial since 1996 and also owns and operates Thomas & Thomas Partners. Outside of his advisory work, he is involved as a partner in a private investment entity where he acts as a broker. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by asset-allocation analysis, firm research, and a broad network of affiliated financial services.

Cornele Thomas is a financial advisor with Raymond James Financial in Cleveland, TN, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1996 and with Raymond James Financial since 2009. Thomas is also the owner of Thomas and Thomas Partners, a support company where he manages administrative duties. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, using asset allocation analysis and firm research to tailor recommendations while leaving final decision authority with clients.

Benjamin Payne is a financial advisor with Edward Jones in Cleveland, TN, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he assists with Serenity Trades, an online sales business, providing consulting and support unrelated to securities. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a broad range of advisory services and approximately $1.01 trillion in assets under management. The firm operates a large network of financial advisors and offers various investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, under a fiduciary standard.

Shannon Ritzhaupt is a financial advisor at Edward Jones in Cleveland, TN, with six years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is the owner of a restaurant, Cafe Roma, which she has overseen since 2003. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory strategies and maintains a large nationwide network of advisors and branches.

Luz Giraldo is a financial advisor with MassMutual Investors Services in Cleveland, TN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her career includes roles at MetLife Securities Inc. and Metropolitan Life Insurance Company before joining MassMutual in 2016. Outside of her advisory work, she is also an agent involved in individual life and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented client relationships using firm-approved analytical tools.

Andrew Carson is a Series 66-licensed financial advisor with Edward Jones in Cleveland, TN, where he has worked since 2014. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of more than 23,700 financial advisors.

Marcus Alley is a financial advisor at Cetera with 18 years of industry experience. He holds the Series 66 designation and has worked with Cetera Advisors LLC since 2013. Outside of his advisory role, he serves as secretary of the Cleveland Masonic Lodge #134 and works as an emergency and fire management consultant for the University of Tennessee County Technical Advisory Services. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary solutions, and access to third-party money managers, combining retirement and fiduciary capabilities with a large advisory platform.

Bethany Markel is a Series 66 licensed financial advisor with Edward Jones, based in Cleveland, TN, with four years of industry experience. Prior to joining Edward Jones in 2022, she worked in education roles at Cleveland City Schools and Lee University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 financial advisors and more than 15,000 branch offices.

Curtis Duncan is a financial advisor with Edward Jones in Cleveland, TN, holding Series 63 and Series 66 licenses and 36 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1989. Outside of his advisory role, Curtis owns a farm house rental property. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Mitchell Crispin is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked at Waypoint Financial Partners and in educational roles at Transylvania University and the McCallie School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Lesley Livingston is a financial advisor with Edward Jones in Cleveland, TN, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Edward Jones since 2019 and previously worked at Polartec Tennessee Manufacturing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Michael Moultrie is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera and its affiliated entities since 2013. Outside of his advisory role, he is the sole owner of Capstone America Group LLC, a company involved in rehabilitating doublewide trailers. Cetera Investment Advisers serves a diverse client base that includes individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 independent advisors. The firm offers a variety of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed options.

Bryan Norman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2016. In addition to his advisory work, he is an independent insurance agent and is involved in Medicare supplement sales. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and retirement plan advisory services, utilizing multiple account platforms and a variety of investment strategies.

William Roebuck is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Cleveland, Tennessee, and has three years of industry experience. His prior work includes roles at Thompson, Price, Scott, Adams & Co, PA, and Arnett, Kirksey, Kimsey, Sullivan, Lay & Hall, PLLC. Outside of his advisory responsibilities, he serves on the board of Foundation House Ministries, a nonprofit supporting women in crisis pregnancies, and is Vice President of the local BNI Southeast Tennessee chapter, focusing on business networking and referrals. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial plans without discretionary trading authority, and integrating planning with managed-account programs under a consolidated billing option.

Robert Ludwig is a financial advisor with Edward Jones in Cleveland, TN, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked with Edward Jones since 2005. Outside of his advisory role, Ludwig is involved in internet sales through an eBay partnership and owns a vintage toy booth at Dandelion's Mercantile Antique Store. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households. The firm offers various advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Ramann Nallamala is a CFP® and Series 66 registered financial advisor with Raymond James Financial, based in Cleveland, TN. He has two years of industry experience, including prior roles at SageSpring Wealth Partners, Deloitte and Touche, and Goldman Sachs. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting through Wealth Advisory Services and other specialized programs. The firm emphasizes tailored financial plans developed through comprehensive client collaboration and offers various implementation options, supporting both discretionary and non-discretionary advisory relationships.

Gabriel Gamble is a financial advisor with Equitable Advisors in Cleveland, TN, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory work, he serves as a notary public and acts as successor executor and power of attorney for his mother. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a wide range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services to tailor solutions based on clients’ goals, risk tolerance, and time horizons.

Jordan Pence is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, he worked at Solid Ground Real Estate Solutions, LLC, where he was involved in real estate acquisition and disposition, a business he is currently dissolving. He also has experience with Raymond James & Associates, Merrill Lynch, and credit unions. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and a large network of investment adviser representatives.

Daniel Quillen is a financial advisor with Cetera based in Cleveland, TN, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at Regions Bank, Knoxville Wholesale Furniture, and TN Bank. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a combination of discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, supported by affiliated entities providing model portfolios and trust services.

Kyle Cooper is a financial advisor with Raymond James & Associates in Cleveland, TN, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, Cooper serves as one of five members on the Bradley County Board of Zoning Appeals, where he participates in administrative reviews of zoning decisions and variance requests. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and public finance services, maintaining capabilities in municipal work and investment banking.

Kelly Browand is a financial advisor at Edward Jones with 14 years of industry experience. She holds the CFP® and Series 66 designations and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Matthew Wiseman is a financial advisor with Equitable Advisors in Cleveland, TN, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2008. Outside of his advisory role, Wiseman serves on the Board of Directors and as Secretary of the Rotary Club of Cleveland, and he is involved with the United Way of the Ocoee Region as a board member and Investment Committee participant. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through a range of third-party programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored to clients’ goals, risk tolerance, and time horizons.

Michael Cooper is a financial advisor with Raymond James & Associates in Cleveland, TN, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, Cooper serves as Vice President on the board of the Mountain Brook Homeowners Association. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

David Browand is a Series 66 licensed financial advisor with Edward Jones in Cleveland, TN, where he has worked since 2018. He has eight years of industry experience, including five years at Total Health Chiropractic prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ronald Markel is a financial advisor with Edward Jones in Cleveland, TN, holding a Series 66 designation and two years of industry experience. Before joining Edward Jones in 2024, he worked in various educational roles at Cleveland City Schools, Connections Education, Vicksburg Community Schools, and Bangor Public Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies through a nationwide network of more than 23,700 advisors.

Bradley Perkins is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. He has worked at Raymond James since 2020 and previously held positions at Liberty Mutual and Regions Bank. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, emphasizing public finance and municipal work alongside its retail advisory services.

Paul Hickman is a financial advisor with Edward Jones in Cleveland, TN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he serves on the United Way of Bradley Fund Distribution Committee, reviewing funding allocations for United Way agencies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment options, and fiduciary services through a nationwide network of more than 23,700 financial advisors.

Bradley Hudson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked for five years at Easy Auto. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Jeffrey Reed is a financial advisor with Ameriprise in Cleveland, TN, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its related entities since 2010. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Christopher Robinson is a Series 66 licensed financial advisor at Edward Jones with seven years of industry experience. He has been with Edward Jones since 2018 and previously served 13 years in the United States Marine Corps. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment options. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.