Peter Mu is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Wealth Cairn, LLC. His prior experience includes roles at Park Avenue Securities and Guardian Life Insurance Company. He is also licensed to sell insurance products as part of his professional activities. Wealth Cairn provides advisory services to institutional and individual clients, specializing in portfolio management, pension consulting, and financial planning. The firm employs a long-term investment approach grounded in modern portfolio theory and often implements strategies through third-party managers with ongoing due diligence.

James Ward is a CFP® and holds a Series 66 license with four years of experience in financial advising. He is the principal of J Ward Financial, an independent firm based in Morgan Hill, CA. In addition to his financial advisory work, Ward is an attorney specializing in estate planning and elder law and owns businesses in real estate and insurance. J Ward Financial provides discretionary investment management and financial planning primarily to high-net-worth individuals, families, and their trusts. The firm’s investment approach emphasizes asset allocation based on a comprehensive risk analysis and employs third-party platforms and advisers to manage client portfolios.

Michael Garber is a CFP® with eight years of industry experience and the principal of Michael Garber Financial Planning, an independent advisory firm. He has worked at Keysight Technologies, Inc. since 2014 in an internal organizational consultant role focused on sales skills development. Michael Garber Financial Planning serves individuals and families through a fee-only, independent model offering comprehensive financial planning, investment consulting, tax preparation, estate-plan review, risk management, and small-business planning. The firm emphasizes a long-term, cost-minimizing investment approach using passive vehicles and operates on a retainer- and project-based fee structure without discretionary trading authority or acceptance of commissions.

Charles Stermetz is a CFP® with seven years of industry experience, currently serving as the sole advisor at EquityFTW. His prior roles include positions at Moss Adams and Blue Barn Wealth, as well as teaching engagements at Utah Valley University. EquityFTW is an independent firm providing fee-only financial planning and consulting to individuals, corporations, and businesses. The firm offers written financial plans and advice across various areas, including retirement, tax, estate, cash-flow, business planning, and equity-compensation analysis, focusing on planning and coordination rather than asset management.

Alex Baier is a CFP® with 10 years of industry experience. He is currently with RLS Private Wealth Consulting, Inc. and previously worked at Northwestern Mutual Wealth Management Company and Foresters Financial Services. RLS Private Wealth Consulting provides family office services, wealth concierge, and comprehensive financial planning for families, business owners, and individual clients. The firm focuses on advisory, coordination, and implementation support, using third-party custodians and managers for investment execution, and emphasizes family office operations and education programming without offering discretionary investment management.

Rhonda Staelgraeve Secor is a CFP® with 13 years of industry experience, currently serving as an advisor at RLS Private Wealth Consulting, Inc. since 2016. She previously spent four years as a stay-at-home mom. Rhonda is also an advisory board member of Monterey County Bank. RLS Private Wealth Consulting offers family office services, wealth concierge, and comprehensive financial planning for families, business owners, and individual clients. The firm focuses on advisory, coordination, and implementation support, utilizing third-party custodians and managers for investment execution, and emphasizes family office operations and education programming.

Jared Elson is a Series 65 licensed advisor with 15 years of industry experience. He is currently with Authentikos Wealth Advisory LLC and has previously worked at Regent Wealth Advisory, Global Financial Private Capital, and Regent Financial & Insurance Services. Outside of his advisory role, he is an owner and agent at Authentikos Financial & Insurance Services, where he manages life insurance, annuities, and long-term care insurance sales and business operations. Authentikos Wealth Advisory LLC is an SEC-registered investment adviser serving individuals, retirement accounts, trusts, estates, and select corporate and employee benefit plans. The firm offers discretionary portfolio management, financial planning, and third-party manager oversight, utilizing a range of investment instruments and model portfolio solutions tailored to client objectives and risk tolerance.

David Faulk is a CFP® and Series 65-registered advisor with 20 years of industry experience. He is the principal at Montage Financial Advisors, where he has worked since 2020, and he also serves as president of Montage Tax, a separate tax preparation and planning firm. Prior to founding Montage Financial Advisors, he was with Johanson Financial Advisors, Inc. for five years. Montage Financial Advisors provides discretionary portfolio management and project-based financial planning for individual and high-net-worth clients. The firm employs a primarily passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of index mutual funds and ETFs, and coordinates closely with clients’ tax and legal professionals.

Christine Mason is a financial advisor at Authentikos Wealth Advisory LLC with seven years of industry experience. She holds a Series 65 designation and previously worked at Regent Wealth Management from 2013 to 2021. Mason is also an agent with Authentikos Financial and Insurance Services, LLC, where she is involved in the sale of commissionable insurance products. Authentikos Wealth Advisory LLC serves individual clients, retirement accounts, trusts, estates, and select corporate and employee benefit plans. The firm offers discretionary portfolio management, written financial planning, and third-party money manager oversight, using a range of investment instruments and model portfolio solutions tailored to client objectives.

Kelly Monroe is a financial advisor at Keystone Advisory Group with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Keystone since 2013. In addition to her advisory role, Monroe teaches federal employee benefits through the FERS Blueprint training program. Keystone Advisory Group serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations. The firm offers discretionary portfolio management within a wrap fee program, combining fundamental, technical, and cyclical analysis with a long-term investment approach.

Cody Beaumont is a CFP® professional with three years of industry experience, currently serving at HFG Advisors, Inc. since 2022. His prior roles include positions at Rosewood Family Advisors LLP and Moss Adams LLP, among others. Beaumont is also employed as a financial planner at HFG Trust LLC, a Washington-chartered trust company affiliated with his firm. HFG Advisors serves individual and high-net-worth clients, charitable organizations, and retirement plans by providing investment management, financial planning, tax preparation, and ERISA plan advisory services. The firm employs a generally passive, low-cost fund-based investment approach aligned with Modern Portfolio Theory and offers socially conscious portfolios and option-writing strategies as part of its discretionary and non-discretionary management options.

Niels Mcevoy is a financial advisor with Eastsound Capital Advisors, LLC, holding a Series 65 designation and three years of industry experience. He previously worked at Google for seven years and currently provides financial planning services through Cross Border Planning. Eastsound Capital Advisors is an SEC-registered firm offering discretionary portfolio management and financial planning to individuals, charitable organizations, and businesses. The firm combines fundamental, technical, and cyclical analysis with both strategic and tactical asset allocation to build portfolios.

Mark Taylan is a financial advisor with Eastsound Capital Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. His prior roles include positions at Advisors 360 LLC, Guaranteed Rate Inc, and Direct Mortgage Funding Inc. He serves on the Board of Directors of FAREPA, a Silicon Valley trade organization for real estate professionals, contributing to industry education and networking without compensation. Eastsound Capital Advisors is an SEC-registered firm providing discretionary portfolio management and financial planning to individuals, charitable organizations, and businesses. The firm integrates fundamental, technical, and cyclical analysis with strategic and tactical asset allocation to manage portfolios across various securities and may act as a sub-advisor and signal provider to other investment advisers.

Steven Schumaker is a financial advisor at Forthright Capital Advisory with 21 years of industry experience. He holds a Series 65 credential and has worked at Pruneyard Financial Group, Inc. for over two decades, along with roles at Beacon Pointe Advisors and Insurance Services. In addition to his advisory work, he maintains an active role as an insurance agent. Forthright Capital Advisory serves individual clients, employer plan sponsors, corporations, and charitable organizations, offering discretionary portfolio management, financial planning, and employee benefit plan services. The firm primarily employs passive investment management with index mutual funds and ETFs, using Modern Portfolio Theory combined with various analytical methods and outside managers when appropriate.

Michael Parkin is a financial advisor at Secure Investment Management, LLC with a Series 65 designation and one year of industry experience. Before joining the firm, he worked for Hesai, Inc. and Veoldyne Lidar, Inc. He is also an insurance agent involved in selling fixed insurance products. Secure Investment Management serves individuals, business entities, trusts, and estates, offering investment advisory, portfolio management, and financial planning services with a long-term, quantitative, factor-based approach using diversified, low-cost investment vehicles.

James Mcevoy is a ChFC®-designated financial advisor with 20 years of industry experience. He is currently with Eastsound Capital Advisors, LLC and has previously worked at Individual Asset Management and Concert Wealth Management, Inc. In addition to his advisory role, McEvoy owns and operates Cross Border Planning, a Belgian-registered licensed insurance brokerage specializing in life insurance and pension products. Eastsound Capital Advisors is an SEC-registered firm providing discretionary portfolio management and financial planning to individuals, charitable organizations, and businesses. The firm employs a combination of fundamental, technical, and cyclical analysis with strategic and tactical asset allocation to construct diversified portfolios.

Cole Silva is a financial advisor at Creative Financial Designs, Inc. with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including Cotari and cfd Investments. Silva is also involved with Hope Services, a nonprofit social services organization, where he serves as a substitute job coach. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans, offering both discretionary and non-discretionary investment management along with comprehensive financial planning. The firm’s investment approach is based on asset-class model allocations supported by third-party research and includes a variety of strategies ranging from passive ETFs to tactically managed portfolios, as well as a suite of Biblical Responsible Investing options.

Larry Chavez is a financial advisor with Creative Financial Designs, Inc. in Gilroy, CA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Creative Financial Designs since 2016 and is also involved in Christian Wealth Management as an investment professional. Creative Financial Designs serves a diverse client base including individuals, charitable organizations, corporate clients, and employer retirement plans, offering a range of investment management and financial planning services. The firm’s investment approach incorporates asset-class model allocations informed by third-party research and includes Biblical Responsible Investing strategies alongside traditional and tactical portfolio options.

Michael Graef is a CFP®-certified financial advisor with 20 years of industry experience, currently affiliated with Creative Financial Designs, Inc. in Gilroy, CA. He holds minority ownership and serves as a corporate officer at Inspire Investing, LLC, and is fully owned sole proprietor of Christian Wealth Management, a financial planning practice. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers various strategies including Biblical Responsible Investing.

Kristina Sabbatini is a financial advisor at Legacy Wealth Management, LLC with eight years of industry experience. She holds a Series 66 designation and has worked previously at Lion Street Advisors, Lion Street Financial, Ameritas Investment Corp, and Ronald G. Pray Company. Outside of her advisory role, she is also involved in insurance sales through Legacy Peak Insurance. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities with discretionary portfolio management and financial planning. The firm offers tailored strategies, continuous account monitoring, and access to a broad range of investment options, including equities, fixed income, alternatives, and third-party money managers.