Thomas Vanderheiden is the principal of VanderHeiden Financial, an independent advisory firm based in Pagosa Springs, Colorado. He holds the ChFC® designation and Series 63 license and has 23 years of industry experience. VanderHeiden has operated his firm since 1981. In addition to advisory services, he is licensed to sell life and health insurance products. VanderHeiden Financial serves individuals, trusts, estates, pension and profit-sharing plans, and small businesses. The firm provides written financial planning, monitors third-party investment advisers, and integrates insurance product sales with its advisory services, typically operating on a non-discretionary basis and employing a co-adviser model for portfolio management.

Curtis Pouyer is a financial advisor at Montgomery Wealth Management, LLC in Pagosa Springs, CO, with 13 years of industry experience. He holds a Series 65 designation and has operated as a sole proprietor since 2008, joining Montgomery Wealth Management in 2014. Montgomery Wealth Management provides discretionary investment management and written financial planning to individuals and small businesses, managing approximately $22 million in discretionary assets. The firm uses a fundamental analysis approach and tailors model strategies combining equities, mutual funds, ETFs/ETNs, and fixed-income allocations to client goals and risk tolerance.

Nathan Mueller is a CFP® with nine years of industry experience, currently operating as the sole advisor at BlackBird Financial Planning. His prior experience includes roles at Transamerica Retirement Solutions and Transamerica Investors Securities Corporation. Outside of advisory work, he manages short-term rental properties. BlackBird Financial Planning is an independent, fee-only firm serving individuals, families, trusts, estates, and retirement plan participants. The firm employs a primarily passive, asset-allocation strategy using diversified index funds and ETFs, supplemented by fundamental and technical analysis, and offers financial coaching, educational materials, and webinars alongside traditional planning and investment management services.

Adam Blocki is a CFP®, CFA®, and Series 65-licensed advisor with 14 years of industry experience. He is currently with Arax Advisory Partners and has held prior roles at Schechter Investment Advisors, LPL Financial, and several other firms. Arax Advisory Partners serves primarily affluent and high-net-worth individuals as well as institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments. The firm constructs portfolios using a variety of managers, mutual funds, ETFs, and private fund platforms, and provides specialized services such as flat-fee consolidated reporting and securities-based lending facilitation.

Jeffrey Rainer is a financial advisor at Lifeworks Advisors, LLC with over 26 years of industry experience. He holds the ChFC® designation and has worked at firms including Northwestern Mutual and Avaii Wealth Management. Outside of his advisory role, he provides consulting services on wealth, insurance, and tax strategies through Peak Vision Consulting LLC. Lifeworks Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and businesses with discretionary wealth management and financial planning. The firm integrates tax and accounting services within its corporate group and employs a planning-based investment approach that combines risk management with factor-based and smart-beta strategies.

Robert Scott is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He previously worked at Raymond James Financial and its affiliate, and he manages Scott Strategic Investments and DSD Investments LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Travis Troxtell is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked across several Fidelity entities since 2013. Outside of his professional role, he serves on the administration team at Restoration Fellowship, a church in Pagosa Springs, Colorado. Travis is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Jerry Jr Franklin Jr. is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to model financial outcomes.

Jon Mills is a financial advisor with Edward Jones in Pagosa Springs, Colorado, holding Series 63 and Series 66 credentials and having 15 years of industry experience. His prior roles include positions at Charles Schwab & Co Inc, Wells Fargo Securities LLC, Equity Advisor Solutions, and Ameriprise Financial Services Inc. He has been with Edward Jones since 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors.

Anthony Doctor is a financial advisor with LPL Financial holding a Series 66 credential and 12 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Raymond James Financial Services Advisors and Raymond James Financial Services. Outside of his advisory work, he owns DR Builders LLC, a business unrelated to investments. LPL Financial serves a broad client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and a variety of investment delivery options.

Kelly Maestas is a Series 66-credentialed financial advisor with Edward Jones, based in Pagosa Springs, Colorado. He has three years of industry experience, including ten years at Bank of the San Juans prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.