Spencer Werres is a CFP® with five years of industry experience, currently serving as a financial advisor at OLIO Financial Planning. Prior to joining OLIO, he worked at Edward Jones and has been involved with Silver Creek Orchards since 2026. OLIO Financial Planning serves individual clients, including high-net-worth households, as well as pension and profit-sharing plans and charitable and corporate clients. The firm offers comprehensive financial planning and investment management using a combination of fundamental, technical, charting, and cyclical analysis, with an emphasis on buy-and-hold and core-and-satellite portfolio strategies.

Edward Karppi is a CFA® charterholder with 11 years of industry experience. He has worked at Verdence Capital Advisors, LLC since 2022 and previously spent six years at Mangham Associates, Inc. He serves on the investment subcommittee for St. Albans School’s endowment, focusing on asset allocation and investment fund review. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to manage portfolios across various asset classes and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.

Gary Taylor is a financial advisor with Edward Jones in Amherst, VA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 32 years of industry experience and has been with Edward Jones since 1993. Outside of his advisory role, Taylor serves as an operations officer for Amherst County Search and Rescue Inc., a nonprofit organization where he manages training, recruiting, fundraising, and search activities on a volunteer basis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of financial advisors and branch offices.

Joanne White is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has worked at Cetera since 2019 and previously spent 25 years with First Investors Corporation. Outside of her advisory role, she serves as secretary for the Nelson Rotary Club and the Westwood Property Owners Association. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a variety of portfolio management and consulting services, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party solutions with retirement and fiduciary capabilities integrated into its broader institutional platform.

William Eubank III is a financial advisor with Edward Jones in Amherst, VA, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at TY Mortgage, MassMutual Life Insurance Company, First Citizens Bank, Sun Trust, and Wells Fargo. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of over 23,000 advisors, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Catrina Taylor is a financial advisor at Edward Jones in Amherst, VA, holding the Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Veterans Disability Help and spent eight years at Darden Restaurants Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and advisory services, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Mark Catron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside of his advisory role, he owns Southern Sulky Cart and Harness, a business based in Shipman, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.