We could use this space to talk all about how great we are. But the decision you are making is not about us, it's about you. I'd rather tell you why we do what we do and why our clients work with us: https://www.carriagehouseplanning.com/about-chp

Charles Reader is a CFP® and holds a Series 65 license with 10 years of experience in financial planning and investment management. He is currently the sole advisor at Illuminate Wealth Management, having previously worked at Different By Design Financial Planning and several other firms. Illuminate Wealth Management serves individuals, families, and small businesses, offering discretionary portfolio management, financial planning, and tailored services such as a virtual family office and virtual CFO engagements. The firm emphasizes fundamental analysis, diversified portfolios, and coordination with external specialists to provide comprehensive wealth management solutions.

Richard Walker is a financial advisor at Robert M. Walker & Associates with 26 years of industry experience. He holds a Series 65 designation and has been with the firm since 1998. Robert M. Walker & Associates provides discretionary investment supervisory services to individuals, trusts, estates, and pension and profit-sharing plans, using a combination of fundamental and technical analysis to tailor portfolios. The firm manages a relatively small client base and incorporates both traditional and newer asset classes, including digital assets and securities related to artificial intelligence, in accordance with client risk profiles.

Kamal Kabra is a financial advisor at Retirement Planning Solutions, LLC with two years of industry experience. He holds a Series 65 designation and concurrently works as an IT Operations Manager at Humana, a role he has held since 2000. Kamal is also involved in insurance services through World Financial Group Insurance Agency, LLC, dedicating a small portion of his time to this activity. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolio construction with a fiduciary approach and includes a specialized division serving amateur and professional athletes.

John Hutchins is a financial advisor with Retirement Planning Solutions, LLC in Louisville, KY, holding a Series 66 credential and 16 years of industry experience. He has worked at several firms, including LPL Financial LLC and First Allied Securities, LLC. Outside of his advisory work, Hutchins is involved in coaching lacrosse at the high school level. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, including a specialized division for amateur and professional athletes. The firm operates as a fiduciary, constructing customized portfolios using fundamental, technical, and charting analysis with flexibility for shorter-term trading.

Peter Gaughan is a financial advisor with Retirement Planning Solutions, LLC in Louisville, KY, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has previously worked at Raymond James and Silver Oak Securities. Outside of his advisory role, he owns and manages Peter J. Gaughan LLC, a business focused on administrative and budgeting support. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, including a division serving amateur and professional athletes. The firm operates as a fiduciary, offering customized portfolios using fundamental, technical, and charting analysis with ongoing monitoring and internal due diligence.

John Stillwagon is a financial advisor with Alexander Investment Services Co. in Fisherville, KY, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with Alexander Investment Services Co. since 2012. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, estates, charitable organizations, medical and dental practices, and small businesses. The firm combines registered broker-dealer activity and municipal-securities capabilities alongside its advisory business, emphasizing personalized investment advisory agreements and client-driven allocation decisions.

Noah Ellison is a CFP® with three years of industry experience, currently with Retirement Planning Solutions, LLC in Louisville, KY. He has worked at Silver Oak Securities, Inc. since 2023 and has a background that includes roles at Indiana State University and Purdue University. Outside of his advisory role, he is also a licensed life insurance agent, recommending and writing life insurance policies. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, including a specialized division for amateur and professional athletes. The firm operates as a fiduciary, offering customized portfolios that blend fundamental, technical, and charting analysis with flexibility for shorter-term trading as needed.

Marc Noonan is a financial advisor with Retirement Planning Solutions, LLC, holding Series 63 and Series 66 credentials and over 33 years of industry experience. He has worked at several firms, including Clover Wealth Partners, Legacy Advisory Services, and First Allied Advisory Services. Outside of advising, he serves as a notary public and is the owner and president of Noonan Enterprises. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, with a specialized division for amateur and professional athletes. The firm operates as a fiduciary, offering customized portfolios based on fundamental, technical, and charting analysis, along with ongoing investment monitoring and financial planning support.

Michael Ellison is a financial advisor with Retirement Planning Solutions, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at First Allied Advisory Services, First Allied Securities, and Magnate Advisory Services. Outside of advising, he is involved in real estate as an owner, broker, and developer through MJE Enterprises LLC. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary portfolio management and financial planning with a fiduciary approach, constructing customized portfolios that combine fundamental, technical, and charting analyses.

Lawrence Carter is a financial advisor at Retirement Planning Solutions, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Purshe Kaplan Sterling Investments and Wells Fargo Advisors. Outside of his advisory role, he serves as an advisor to the board of a local condo association and provides notary services to personal clients. Retirement Planning Solutions, LLC offers wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm constructs customized portfolios using a combination of fundamental, technical, and charting analysis, and provides ongoing investment monitoring and review.

John Frymire is a CFP®-certified financial advisor with 27 years of industry experience. He has been with Alexander Investment Services Co. since 2009. Outside of his advisory role, he is a minority shareholder in a small real estate investment company. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm integrates registered broker-dealer activities and municipal-securities capabilities with its advisory services, managing approximately $579 million in assets across about 1,300 clients.

Rodney Brooks is a financial advisor with Retirement Planning Solutions, LLC, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has worked with several firms including Clover Wealth Partners, LLC, First Allied Advisory Services, Inc., and Linsco Private Ledger. In addition to his advisory roles, he is the owner of KKGAM, Inc., a holding company. Retirement Planning Solutions, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, including a specialized division for amateur and professional athletes. The firm operates as a fiduciary and uses a combination of fundamental, technical, and charting analysis to construct primarily long-term, customized portfolios with ongoing monitoring and review.

Lonny Powell is a Series 65-licensed financial advisor with eight years of industry experience, currently affiliated with CreativeOne Wealth, LLC. He has worked previously at Horter Investment Management, LLC and Brookstone Capital Management. Powell is also the owner of Alliance Retirement Solutions, where he manages brokerage and servicing of Medicare Supplement and Medicare RX plans alongside insurance and annuity sales. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to a diverse client base including individuals, corporations, and charitable organizations. The firm employs a variety of investment strategies, including proprietary ETF-based models and third-party managers, with a platform that supports tailored suitability assessments and regular portfolio rebalancing.

John Cogswell is a financial advisor with Silver Oak Securities, Incorporated, holding a Series 66 designation and 24 years of industry experience. Prior to joining Silver Oak Securities in 2021, he worked for Portfolio Resources Group, Inc. for 13 years. Outside of his advisory role, he is involved in small business consulting through Chancery Financial Advisors and holds a minority ownership in Gaudium LLC, a company that sells hats and shirts. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers customized portfolio management and financial planning, utilizing both internal and third-party due diligence to tailor investment strategies across a range of asset classes.

Janel Colepaugh is a financial advisor at Savvy with a Series 66 designation and three years of industry experience. Prior to joining Savvy, she worked at Truist Investment Services for three years. Outside of her advisory role, she owns Alas Language Tutoring, where she teaches English and Spanish to students aged 4 to 20. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm employs an investment approach that combines an index-based core with tailored strategies such as direct indexing, tax-loss harvesting, and ESG-focused portfolios, supported by its parent company’s technology platform.

Timothy Jordan is a financial advisor at Fifth Third Securities, Inc. based in Louisville, KY, holding Series 63 and Series 65 licenses with two years of industry experience. His prior work experience includes roles at Fifth Third Bank, Macy's, and Jersey Mike's Sub Shop. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a subsidiary of Fifth Third Bank with integrated relationships among the bank, platform sponsor, and clearing firm.

Michaela Peterson is a financial advisor at Focus Partners Wealth, LLC with four years of industry experience. She holds a Series 65 credential and has previously worked at The Colony Group, LLC and Buckingham Strategic Wealth, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to a range of clients including individuals, families, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Grant Fuller is a CFP® professional at Creative Planning with 11 years of industry experience. He has worked at Creative Planning since 2014 with a brief tenure at Mariner Wealth Advisors and SwitchPoint Financial Planning. Creative Planning provides investment advisory and financial planning services to a broad client base, including individuals, corporations, foundations, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supported by a range of supplemental investment options and affiliated non-investment businesses.

Michael Flowers is a financial advisor with PNC Wealth Management in Louisville, KY, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. His career includes prior roles at Bank of America, Merrill, and PNC Investments LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees that uses algorithmic risk assessment and third-party strategists to implement investment models primarily with mutual funds and ETFs.