David Dodd, CFP®, CKA®, specializes in guiding Christians over the age of 50 towards two main goals: To Retire Successfully and Steward Well. As both a Certified Kingdom Advisor™ and a CERTIFIED FINANCIAL PLANNER™, David ensures your financial strategies reflect your Christian values and aim for the best return on your life. Based in Mount Vernon, IN, David Dodd Financial Planning serves clients in the Evansville area, Southern Illinois, and virtually nationwide. Our Services Include: • Retirement Income and Investment Management • Tax, Insurance, and Estate Planning • Social Security and Medicare Education • Charitable Giving Strategies David operates on a unique transparent FLAT FEE basis, eliminating conflicts of interest typical in percentage-based fees. This approach ensures his advice serves your best interests, fostering wealth growth without increasing fees. Unlike traditional fee-only advisors, we don't charge a percentage of the assets we manage, thereby avoiding incentives to take unnecessary risks or discourage prudent financial actions. Experience Our Services With a Free Retirement Assessment: Start with a no-obligation 20-minute call to determine compatibility, followed by a discovery meeting to outline your goals. The process concludes with a personalized • Retirement Assessment addressing: 1. Retirement readiness 2. Tax reduction strategies 3. Investment improvements David is committed to building lasting relationships and guiding clients toward a rewarding retirement, aligning with Matthew 25:21, "…Well done, good and faithful servant... Enter into the joy of your master." Disclosure: The Other 90 Financial, LLC is registered in Indiana and Illinois. This material is for informational purposes only and does not constitute tax, legal, or accounting advice.

Steven Smith is a financial advisor with StoneX Advisors Inc. in Carmi, Illinois, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at several firms including Quest Capital Strategies, Interactive Financial Advisors, and Brooklight Place Securities. Since 2011, he has also operated Steven Smith Financial, providing financial services that include investment advisory, insurance, and individual tax preparation. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations with portfolio management, financial planning, and consulting services. The firm uses a variety of investment strategies implemented through advisor-managed portfolios, proprietary models, and third-party money managers.

Daniel Cathro is a financial advisor with Edward Jones in Mt Vernon, IN, holding CFP® and Series 66 designations and three years of industry experience. Prior to joining Edward Jones, he worked at Comcast and Cafe Zupas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a large national network of advisors and branch offices.

Donna Bolin is a Series 66-credentialed financial advisor with Edward Jones in Mt Vernon, IN, bringing a total of 27 years of industry experience. She has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

David Hughes is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 16 years of industry experience. He previously worked at Edward Jones for eight years before joining LPL Financial in 2020. Hughes is also involved with Grindstone Wealth Management LLC, a non-investment-related business entity. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory product offerings.

Kaylee Adams is a Series 66 licensed financial advisor with Edward Jones in Carmi, Illinois, bringing two years of industry experience. Before joining Edward Jones in 2023, she worked at Vienna High School for eleven years. Outside of her advisory role, she serves as a board member of the Southern 14 Workforce Investment Board, Inc. and operates a photography business called Roaming Arrow Photography. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory strategies and affiliated financial services. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Melissa Crow is a financial advisor with OSAIC and holds Series 63, 65, and 66 licenses. She has been with OSAIC and CAVU Wealth Advisors since 2025. Prior to her financial advisory roles, she spent several years working in education and operated a truck and trailer sales business. Outside of finance, she co-owns and helps operate Skillet Fork Outfitters Inc., a hunting outfitting business in Carmi, Illinois. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base including individuals, pension plans, corporations, and charities. The firm offers a range of advisory programs and investment solutions, supporting thousands of advisors and managing approximately $200 billion in assets.

Lance Barbre is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Securities America Advisors and First National Bank of Carmi. Outside of his advisory role, Barbre serves as president of the White County Flying Club and is a board member of the SIC Foundation, which supports SIC Junior College. OSAIC is a large SEC-registered investment adviser and FINRA broker-dealer serving a diverse client base, including individual investors, retirement plans, corporations, and nonprofits. The firm offers a range of advisory and brokerage services, utilizing technology-driven investment processes and access to multiple custodial platforms.

Alexander Vantlin is a financial advisor with Ameriprise in Mount Vernon, IN, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2021 and has prior work experience in several roles including positions at Juncker Outdoor Power and Equipment and Western Kentucky University. Vantlin is also involved as an Associate Financial Advisor with Derrick T Wells LLC, assisting with general office tasks and financial planning. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted advice and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Andy Acord is a Series 66-licensed financial advisor at Edward Jones in Carmi, Illinois, with 10 years of industry experience, all spent at Edward Jones. Outside of his advisory role, he owns rental property in Carmi that is leased to Edward Jones. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a variety of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Alan Heckert is a financial advisor with Edward Jones in Mt Vernon, IN, holding CFP® and Series 66 designations and bringing 15 years of industry experience. He has been with Edward Jones since 2011. Outside of advising, he is involved in managing an online card store and serves as president of a gun store and range. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Rhett Funk is a financial advisor with Edward Jones in Carmi, Illinois, holding a Series 66 designation. He began his financial advising career in 2025 after nine years with AES / Indianapolis Power & Light. Outside of his advisory role, he coaches middle school boys basketball for Richland County School District 1. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Lisa Cross is a financial advisor with LPL Financial and holds Series 63 and Series 66 credentials. She has 19 years of industry experience, including 14 years at Edward Jones prior to joining LPL Financial in 2020. Outside of her advisory role, she works as an attorney assistant, processing estate paperwork. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Eric Rahlfs is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience. He has worked at First Mid Bank & Trust since 2015. Outside of his advisory role, he serves as Treasurer and board member for the Carmi Elks Club, participating in the nonprofit's financial and community activities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations, with a significant portion of its business conducted on a non-discretionary basis.

Craig Hutton is a financial advisor with LPL Financial and Old National Bank, holding Series 63 and Series 66 licenses and 20 years of industry experience. He previously worked at Fifth Third Securities and Fifth Third Bank for 15 years. Outside of his advisory work, Hutton owns a sports cards collectibles business. LPL Financial provides advisory and brokerage services to a broad range of clients, including individual investors, retirement plan sponsors, and institutions. The firm offers diverse investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Graham Bolerjack is a financial advisor with OSAIC, holding a Series 66 designation and 25 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc before joining OSAIC. Bolerjack serves as a board member of the Carmi Police Pension Fund, a local role involving oversight of pension-related accounts. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that provides advisory and brokerage services to a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process using risk-tolerance assessments and portfolio optimization tools, offering a range of investment options and both wrap and non-wrap fee programs.

Derrick Wells is a financial advisor with Ameriprise in Henderson, KY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise since 2015, including its predecessor entities. Wells serves on the Board of Directors for the Greater Mount Vernon Association and owns a business outside of Ameriprise. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver customized, non-discretionary recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.