Kenneth Turner is a CFP® with 18 years of industry experience, currently serving as an advisor at Brightscape Investment Centers since 2007. He previously worked at TMB, Inc. for 11 years. Turner holds the Series 65 designation and is based in King George, VA. Brightscape Investment Centers is a four-advisor team managing approximately $104 million in assets for individual and high-net-worth clients. The firm employs a risk-based, goal-oriented investment approach using index funds, ETFs, and alternative assets, with a focus on non-discretionary management and an ongoing subscription planning service.

Carlos Delgado Mejia is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, Morgan Stanley, and Navy Federal Investment Services. Outside of his advisory role, he owns a locksmith service, a design apparel company, and a housing company. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation through affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody services.

Michael Cox is a financial advisor with Equity Services, Inc. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at National Life Group and Apogee Financial Partners, along with service in the Federal Aviation Administration and the U.S. Army Reserve. Outside of advising, he is involved in project development for engineering data centers and electrical systems. Equity Services, Inc. serves individuals, corporations, trusts, estates, charitable organizations, and retirement plans with financial planning, consulting, and asset management services. The firm uses a combination of proprietary and third-party platforms to deliver investment management, offering both discretionary and non-discretionary trading strategies tailored to client profiles.

Benjamin Hazekamp is a financial advisor at PNC Wealth Management in Fredericksburg, VA, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at Ameriprise Financial Services, LPL Financial, and Burke and Herbert Bank. Outside of advising, he serves as Chairman of the 7th District Republican Committee for the Republican Party of Virginia. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that employs algorithm-driven portfolio selection and implements investments via mutual funds and ETFs with annual rebalancing.

Paul Scott is a financial advisor with Cetera who holds the ChFC® designation and a Series 63 license, bringing 31 years of industry experience. His career includes roles at VOYA Financial Advisors and his own firm, Scott Insurance Services, Inc. He is active in community service organizations such as the Knights of Columbus Council 4034 and serves on the board of Partners In Aging. Additionally, he owns Tall Tales, a storytelling business that teaches storytelling techniques to children and adults. Cetera Investment Advisers serves a broad range of clients, including individuals, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, utilizing a mix of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Joel Marks is a financial advisor with Ameriprise in Madison, VA, holding the ChFC® designation and Series 63 and 66 licenses. He has 48 years of industry experience, including previous roles at Cuna Mutual Group, CUNA Brokerage Services, and Capital One Financial Advisors. Outside of his advisory work, he hosts a radio program focused on financial education and serves occasionally as a pulpit supply minister. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its clients through a centralized consulting team, with an emphasis on assets held in Ameriprise Managed Accounts.

Jennifer Mathie is a CFP®-certified financial advisor with Edward Jones, where she has worked since 2013. She holds Series 63 and Series 66 licenses and has 14 years of industry experience. Based in Spotsylvania, VA, she has spent her career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of investment strategies, overlay and tax-efficient services, and affiliated investment products under a fiduciary standard.

George Mitchell III is a CFP®-credentialed financial advisor with Raymond James & Associates, bringing 45 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he serves as a trustee for Mitchell, George H, Jr. Raymond James & Associates provides financial planning and investment consulting services to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and municipal finance services.

Lyndsay Meier is a financial advisor at OSAIC with a Series 66 designation and has been in the industry since 2015. She also works as a real estate agent with Samson Properties. OSAIC Wealth, Inc. is a large SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process that integrates risk tolerance assessments with advanced portfolio optimization tools and offers a wide range of investment vehicles and advisory programs.

Rhonda Carr is a financial advisor at LPL Financial with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors for seven years. Outside of her advisory role, she owns Laurel Cliff Kennels, a business overseeing dogs, and sells antiques and collectibles as a vendor. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates both advisory and brokerage needs through its large network of investment adviser representatives.

Joseph Lanford Jr. is a financial advisor at Edward Jones in Fredericksburg, VA, holding a Series 66 license with two years of industry experience. His prior roles include positions at Atlantic Union Bank, American Financial Network, and various mortgage firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and maintains a large network of financial advisors and branch offices nationwide.

Jonathan Brennan is a financial advisor at OSAIC with 12 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at FSC Securities Corporation. Outside of his advisory role, he is an insurance agent specializing in life and long-term care insurance sales. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process that incorporates risk tolerance assessments, asset allocation software, and portfolio optimization, offering access to a broad range of investment products and third-party managers.

David Brennan is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and Dominion Eagle Financial Group, Inc. In addition to his advisory role, Brennan teaches a seminar on retirement planning on a volunteer basis. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and third-party manager access, supporting over 6,200 advisors and approximately $200 billion in assets under management.

Susan Mann is a Series 66-licensed financial advisor with Edward Jones in Fredericksburg, VA, where she has worked since 2016. She has nine years of industry experience, including three years at Bankers Life prior to joining Edward Jones. Outside of her advisory work, she owns farmland that is leased to an agricultural business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated financial services through a large nationwide network of advisors and offices.

Lee Hitchcock is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and an independent due-diligence consultant to oversee its investment models, providing a wrap-fee solution rather than institutional plan management.

Shavkat Safaev is a financial advisor at Edward Jones with seven years of industry experience and holds the Series 66 designation. Prior to joining Edward Jones, he worked at Merrill Lynch (Bank of America) for seven years and has held positions at AXA Advisors, Cropp Metcalfe, FrankCrum, Blue Ridge Family Insurance Agency, and Catapult Learning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Kelly Sherman is a CFP®-certified financial advisor with six years of industry experience. She has worked at Edward Jones since 2019, following prior roles in mortgage and real estate. Kelly receives trust dividend income from Bank of Hawaii. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of managed strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mary Long is a financial advisor with Edward Jones in Fredericksburg, VA, holding CFP®, ChFC®, and Series 66 designations. She has nine years of industry experience and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Jaclyn Harbour is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2014. Outside of her advisory role, she assists in wedding photography with Jill Christine Design and Photography. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with more than $1 trillion in assets under management and a nationwide network of over 23,000 financial advisors. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Paul Lee III is a financial advisor at Edward Jones with the designations ChFC® and Series 66, bringing six years of industry experience. He has served with Edward Jones since 2019 and concurrently holds the rank of Colonel in the United States Marine Corps Reserve, where he acts as a career counselor for senior aviators. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Frank Emery is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Voya Financial Advisors, Sagepoint Financial, and over four decades at Emery Financial Services. Outside of his advisory work, he represents the Education Funding Foundation, assisting high school students in qualifying for college grants. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored and third-party managed solutions.

Sabrina Southworth is a financial advisor at OSAIC with nine years of industry experience. She holds Series 65 and Series 66 credentials and has worked at firms including Truist Investment Services, Bank of America, Merrill, and Fidelity Investments. OSAIC is a large SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a variety of investment strategies and offers access to multiple custodial platforms and third-party managers.

Jerry Hulick is a financial advisor with MassMutal Investors Services, holding Series 63 and Series 65 credentials and over 50 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutal Investors Services since 1996. Outside of his advisory role, Hulick is involved with nonprofit organizations focused on disabilities and special needs, serving as a national board trustee for United Cerebral Palsy and consulting with related charities. MassMutal Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative planning relationships using firm-approved analytical tools and delivers written recommendations without investment discretion.

James Ebron is a financial advisor with Merrill, holding a Series 66 designation and based in Fredericksburg, VA. He began his career at Merrill and Bank of America, N.A. in 2025 after five years at East Carolina University and five years at Bishop O'Connell High School. Merrill serves a diverse client base that includes individuals, retirement plans, corporations, and institutional clients. The firm offers managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services, supported by integration with Bank of America affiliates and a range of tax-focused investment strategies.

Richard Lagasse is a CFP® with over 33 years of experience in the financial industry. He is currently with Fidelity Investments and has previously worked at Ameriprise, TD Ameritrade, Scottrade, and Multi-Bank Securities. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes proprietary research, quantitative analysis, and systematic methodologies to construct model portfolios across mutual funds, ETFs, and ETPs.

John Duke is a ChFC® credentialed financial advisor with 50 years of industry experience. He currently works at LPL Financial and has held prior roles at Hilltop Securities Independent Network, Capitol Securities Management, and his own Duke Agency, which he has operated since 1993. Outside of his advisory work, he also manages an insurance agency. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team, delivering services through a large network of investment adviser representatives.