John Lotshaw is the principal of JM Lotshaw Consulting, an independent registered investment adviser based in O'Fallon, Missouri. He holds the ChFC® designation and Series 63 license and has 30 years of industry experience. Lotshaw has led JM Lotshaw Consulting since 2003. JM Lotshaw Consulting provides discretionary portfolio management and advisory services primarily to high-net-worth individuals and families. The firm manages approximately $7.9 million across seven client relationships, using a combination of fundamental and technical analysis to tailor strategies according to clients’ objectives and risk tolerances.

James Dearing is a CFP® with 27 years of experience, currently serving as the sole advisor at Wealth Ambassadors, LLC in Lake St. Louis, MO. He has been self-employed as an insurance agent since 2012 and serves on the board of Worldwide Inventory Network, Inc., a charitable organization. He is also involved in a health consulting business and owns a group coaching and training company. Wealth Ambassadors provides portfolio management and financial planning services to individuals, families, businesses, foundations, and pension/profit-sharing plans. The firm employs a modern portfolio theory approach with globally diversified portfolios, often using mutual funds and ETFs, and offers both discretionary and non-discretionary management along with pension consulting.

James Ethington is a financial advisor at Transcendent Investment Advisors, LLC with a Series 65 credential and over 20 years of combined experience, including roles at The Boeing Company and the MO Air National Guard. He has been with Transcendent Investment Advisors since 2025. Transcendent Investment Advisors is an independent, fee-only registered investment adviser serving a broad client base that includes individuals, pension plans, charitable organizations, and corporations. The firm employs a quantitative and research-driven investment approach with services ranging from continuous portfolio management to project-based consulting and educational offerings.

Chad Centorbi is the principal of Centorbi Financial Group, Inc., an independent advisory firm based in O'Fallon, Missouri. He holds Series 63 and Series 65 licenses and has 26 years of industry experience, including seven years at Silver Oak Securities, Inc. Outside of his advisory work, Centorbi serves on the investment committee for the Academy of the Sacred Heart School endowment fund and leads a tax and consulting business. Centorbi Financial Group provides investment advisory and financial planning services to individuals and high-net-worth clients, offering managed accounts with discretionary and non-discretionary options. The firm’s investment approach includes asset allocation, dollar-cost averaging, and both long- and short-term holdings, with client portfolios held at an independent custodian.

Christopher Starkey is the sole advisor at Starkey & Associates, Inc. in Weldon Spring, MO, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Starkey & Associates since 1984. Outside of his advisory work, Starkey is the owner of Ozark Mountain Boys, Inc., a music-related business. Starkey & Associates, Inc. serves a small client base including individuals, pension plans, trusts, and business entities, managing approximately $25 million in assets. The firm employs a common-sense approach using fundamental analysis and a mix of long- and short-term strategies without margin trading, managing accounts on a non-discretionary basis with client trade approval.

Daryl Tegtmeier is a Certified Financial Planner® with 32 years of experience, currently serving as the sole advisor at Epoch Family Wealth since 2016. His prior experience includes roles at Panoptic Wealth Advocates and LPL Financial. He is also licensed to sell commissionable insurance products. Epoch Family Wealth provides investment advisory and financial planning services to high-net-worth individuals, charitable organizations, and corporate clients. The firm uses multiple analysis methods to tailor portfolios and generally favors ETFs, with a significant portion of assets managed on a non-discretionary basis, allowing clients to retain final approval of transactions.

Lesley Kilcullin is a CFP® professional with 13 years of industry experience, currently serving as the sole advisor at Kilcullin Financial Life Planning, LLC since 2015. The firm manages approximately $57.9 million across about 111 client relationships, providing comprehensive financial planning, investment consultation, portfolio management, and retirement-plan rollover advice. Kilcullin Financial Life Planning employs a long-term, buy-and-hold investment approach grounded in Modern Portfolio Theory, focusing on diversified, tax-efficient, low-cost mutual funds, ETFs, and individual securities, primarily managing assets on a nondiscretionary basis. The firm also offers educational workshops and assists clients with accounts maintained at other custodians.

Brady Ritchey is a financial advisor at Roth Investment Management, LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Mindshare Capital and the Federal Reserve Bank. Ritchey is also an adjunct professor teaching finance, investments, and international financial strategies at Webster University and St. Louis University, and contributes as a writer for Seeking Alpha. Roth Investment Management is an independent, single-advisor firm providing discretionary asset management and investment consulting to individuals, trusts, retirement plans, and other entities. The firm employs a bottom-up, research-driven, value-oriented investment approach, often using concentrated portfolios and strategies that include leverage and options to hedge or enhance returns.

Aaron Keener Smith is a financial advisor at Tiburon Capital Advisors LLC in Lake St Louis, MO. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at FXPM, Tiburon Talent and Asset Management, and Stl Weightloss. Tiburon Capital Advisors provides discretionary and non-discretionary investment management primarily for accredited and high-net-worth individuals and small businesses. The firm uses a combined tactical and strategic investment approach with a broad range of permitted investment instruments and documents client risk tolerance through an Investment Policy Statement.

Walter Obremski is a CFP® with 54 years of experience in the financial services industry. He is currently affiliated with B & B Financial Planning Co., Inc. and Cutter & Company, Inc., where he has worked since 1990. Outside of his advisory role, he holds ownership interests and serves as secretary in two investment stock clubs. B & B Financial Planning Co., Inc. provides financial planning and discretionary investment management to individuals, families, trusts, estates, and family businesses, managing approximately $102 million across about 117 households. The firm serves both high-net-worth and non-HNW clients, employing a strategic asset-allocation approach with a mix of passive ETFs, actively managed funds, dividend-paying stocks, and municipal bonds, supplemented by risk management techniques including derivatives in separately managed accounts.

Bradley Bishop is a financial advisor at Belmont Private Wealth with 20 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include positions at Namtaf Advisors, TSG Properties, and Matter Family Office. Belmont Private Wealth serves individual and high-net-worth clients by providing discretionary wealth management and comprehensive financial planning. The firm employs a Modern Portfolio Theory-based, asset allocation approach using passive investment vehicles alongside manager and fund analysis to build diversified portfolios.

Alexandra Markulis is a financial advisor with The Wealth Collaborative, holding a Series 66 designation and seven years of industry experience. She previously worked at UBS Financial Services Inc. for six years before joining her current firm. The Wealth Collaborative is a fee-only advisory firm serving individual clients and employer plan sponsors. The firm offers personalized investment management, financial planning, retirement plan consulting, and educational seminars, using a combination of passive and active portfolio strategies.

Hannah Wardenburg is a CFP® and Series 66-licensed financial advisor with five years of industry experience. She has worked at The Wealth Collaborative since 2023 and previously held roles at Hightower and Edward Jones. The Wealth Collaborative is a fee-only advisory firm serving individual clients and employer plan sponsors with investment management, financial planning, retirement plan consulting, and educational seminars. The firm employs a blend of passive and active investment strategies and manages accounts on a discretionary basis.

Matthew Renaud is a financial advisor at Renaud & Company, LLC with 18 years of industry experience. He has been with the firm since 1999 and holds Series 63 and Series 65 designations. Renaud & Company, L.L.C. provides discretionary portfolio management and comprehensive financial planning to individuals, families, and small businesses. The firm employs an actively managed, objectives-driven process that incorporates various analytical methods across multiple asset classes and generally reviews accounts quarterly.

Ashley Arnold is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Sheller Wealth Management, Inc. in Troy, MO. Prior to joining Sheller Wealth, Arnold has been affiliated with LPL Financial, LLC since 2017 and holds a leadership role as Vice President at S/A Analytics, Inc., where she is involved in economic research and analysis. Sheller Wealth Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm manages approximately $58.5 million in assets and uses a primarily long-term investment approach, combining fundamental, technical, and charting analysis to tailor portfolios primarily consisting of equities, fixed income, and ETFs.

John Rhodes is a CFP® professional with four years of industry experience, currently serving as an advisor at Belmont Private Wealth. His prior roles include positions at Krilogy Financial and Moneta Group Investment Advisors. Rhodes also spent four years at Elon University earlier in his career. Belmont Private Wealth works with individual and high-net-worth clients, offering discretionary wealth management and comprehensive financial planning. The firm employs an asset-allocation approach based on Modern Portfolio Theory, favoring passive investment vehicles alongside manager and fund analysis to build diversified portfolios.

Theodore Esser is a CFP® and holds a Series 66 license with 12 years of industry experience. He is currently affiliated with B & B Financial Planning Co., Inc. and Cutter & Company Brokerage, having worked previously at Edward Jones. B & B Financial Planning Co., Inc. provides financial planning and discretionary investment management to individuals, families, trusts, estates, and family businesses, managing approximately $102 million for around 117 households. The firm serves both high-net-worth and non-HNW clients, using a strategic asset-allocation approach with a mix of passive ETFs, actively managed funds, dividend-paying stocks, and municipal bonds, including the use of derivatives in separately managed accounts for risk management.

Gary Sheller is a CFP® with 37 years of industry experience, currently serving as an advisor at Sheller Wealth Management, Inc. in Troy, MO. Before founding Sheller Wealth Management in 2017, he spent 11 years at Cutter & Company, Inc. Outside of financial advising, he is involved in operating Oakwind Farms Hunting Preserve, a business he owns in Troy. Sheller Wealth Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm manages approximately $58.5 million in assets and utilizes a primarily long-term investment approach, constructing customized portfolios from equities, fixed income, and ETFs.

Jason Haldiman is a financial advisor with B & B Financial Planning Co., Inc. in O'Fallon, MO, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Cutter & Company, Inc. since 1995 and joined Prospera Financial Services, Inc. in 2025. Outside of his advisory role, he is involved in Medicare insurance sales and independent contractor work related to employer benefit programs for nonprofit employees. B & B Financial Planning Co., Inc. provides financial planning and discretionary investment management to individuals, families, trusts, estates, and family businesses, managing approximately $102 million for about 117 households. The firm serves both high-net-worth and non-HNW clients, employing a strategic asset-allocation approach with passive ETFs, actively managed funds, dividend-paying stocks, and municipal bonds, supplemented by periodic reviews and rebalancing.

Benjamin Harris is a financial advisor at Foundations Investment Advisors LLC with five years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including JPMorgan Chase, Wells Fargo, and Empower Advisory Group. Outside of his advisory role, he is involved with Chamberlin Group, where he offers annuity and life insurance products. Foundations Investment Advisors provides financial planning and investment advisory services to a diverse client base, including individuals, trusts, retirement plans, and businesses. The firm utilizes model portfolio allocations and third-party sub-advisers, delivering services through a broad network of affiliated offices and licensed representatives.