Michael Mills is the principal advisor at Mills Financial Group, an independent firm based in Yuba City, CA. He holds a Series 65 designation and has three years of industry experience. Before founding Mills Financial Group in 2022, Mills worked at Jackson Hewitt and in healthcare administration roles at Adventist Health West and Fremont Rideout Health Group. His firm offers accounting, tax preparation, financial management, and investment advising services. Mills Financial Group provides investment advisory and financial planning services to individuals, charitable organizations, and small businesses. The firm uses a primarily passive, low-cost investment approach with diversified portfolios of index mutual funds and ETFs, combined with in-house accounting and seasonal tax services, educational seminars, and a recurring paid newsletter available to clients.

Darel Baer is a CFA® charterholder with 32 years of industry experience. He is the principal of Baer Investment Advisory LLC in Yuba City, CA, where he has worked since 2007. Baer Investment Advisory LLC provides discretionary portfolio management to individuals, high-net-worth clients, trusts, and corporations, creating customized Investment Policy Statements and implementing tailored model portfolios. The firm employs a blend of fundamental, technical, cyclical, and quantitative analysis, utilizing both long- and short-term trading strategies along with options and margin, and manages approximately $126.7 million in discretionary assets.

Devon Hunter is a financial advisor at Earned Wealth Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Earned Wealth Advisors, he worked at Focus Partners Wealth, LLC and Hoyle Cohen LLC. His background also includes roles outside of finance at Paul Durham Electric and James Cook Languages SRO. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a particular focus on doctors, dentists, and their practices. The firm offers financial planning, discretionary wealth management, and retirement-plan advisory services, combining independent investment managers and model portfolios with a buy-and-hold investment approach supported by financial planning techniques.

Christopher Hacker is a financial advisor with RMR Wealth Builders, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining RMR Wealth Builders in 2022, he worked at Calton & Associates, Inc. and Titan Retirement Advisors LLC. Outside of his advisory role, he owns Conquer-U, LLC, a business and life coaching firm focused on mentoring individuals on business-life balance. RMR Wealth Builders is a multi-team SEC-registered investment advisory firm managing approximately $2.2 billion in client assets, primarily serving individual and high-net-worth clients. The firm offers portfolio management, financial planning, retirement plan consulting, annuity services, and digital-asset management, organizing client relationships around registered investment adviser representatives who implement model-based strategies with periodic reviews and rebalancing.

Johnny Ceballos is a CFP®-certified financial advisor with 18 years of industry experience. He has worked at Golden State Wealth Management, LLC since 2016 and previously spent five years with Edward Jones. Outside of his advisory role, he serves as an assistant varsity softball coach at Gridley High School. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities with discretionary asset management, financial planning, and retirement plan consulting. The firm employs a variety of analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Michael Critchfield is a CFP® professional with 20 years of experience in financial advising. He has worked at Woodbury Financial Services, Inc. for 13 years, followed by roles at Commonwealth Financial Network and Core Financial Group. He is currently retired. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and comprehensive back-office support, including operations, trading, technology, investment management, compliance, and practice-management services.

Laura Clem is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. She previously worked at CUSO Financial Services, LP for seven years before joining Commonwealth in 2020. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who maintain discretion over client portfolios while utilizing Commonwealth’s model portfolios and program structures.

Nelly Warner is a financial advisor at Commonwealth Financial Network with five years of experience. She holds the Series 66 designation and has prior work experience in the hospitality and educational sectors, including roles at Catamaran Resort Hotel & Spa and San Diego University for Integrative Studies. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Evan Pugh is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds a Series 66 designation and has worked at Core Financial Group, Woodbury Financial Services, and Costco. His background also includes roles in financial wellness education and coaching swim teams. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

Christopher Schwartz is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. He has worked at Commonwealth since 2016 and previously held positions at Oneamerica Securities and American United Life. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs and comprehensive support services, including investment management and retirement plan consulting, while allowing advisors discretion in portfolio construction and access to proprietary model portfolios.

Matthew Digiacomo is a CFP® professional with 23 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Core Financial Group since 2023, and previously worked at Woodbury Financial Services, Inc. from 2011 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers discretionary model portfolios and customized program options, backed by substantial clearing and custody relationships.

Matthew Debiase is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services and Core Financial Group. Outside of advisory work, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

David Boothby Jr. is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years and Texas Hydraulics Inc. for twenty years. Outside of his advisory role, he is a co-owner of Cedarwood Financial Partners, LLC, a private entity established to facilitate advisory business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Bradford Byrns is a financial advisor with Commonwealth Financial Network in Dublin, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. Prior to joining Commonwealth and Aegis Consulting in 2025, he worked at Lincoln Financial Advisors for 11 years. He also spends a small portion of his time on fixed insurance sales. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

Patricia Posada is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Her prior roles include positions at Sagepoint Financial, Lindner Consulting Services, and OSAIC. She is currently based in San Diego, CA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice-management services. The firm offers multiple program structures and discretionary model portfolios designed by its Investment Management and Research team.

Cole Winship is a financial advisor with Commonwealth Financial Network holding a Series 66 designation. He is based in San Diego, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and manages roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Sean Andersen is a financial advisor with Eagle Strategies (NY Life) based in Yuba City, CA, holding the ChFC® designation and Series 63 license. He has 15 years of industry experience, with prior roles at New York Life Insurance Company and Nylife Securities LLC. Andersen serves as a board member of Estate Planning Professionals Yuba Sutter, a group focused on fostering collaboration among estate planning professionals. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios rather than discretionary mandates.

Thomas Willoughby is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1988. Outside of his advisory role, he is involved in several real estate rental ventures in Yuba City and Truckee, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products, supported by a nationwide network of over 23,700 advisors.

Karen Kam is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at T-Mobile US for one year. Edward Jones is a full-service wealth management firm with over $1 trillion in assets under management, serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors.

Jose Raya is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2017, following a two-year tenure at Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Sean Mccabe is a financial advisor at Osaic Wealth, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services and Questar Asset Management. In addition to his advisory role, he is owner of JM Wealth Management Group, overseeing a team that assists other Osaic advisors, and is a managing partner at Prospero Wealth Advisors, where he presents insurance quotes for life, annuity, and long-term care products. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm uses a technology-driven investment process and offers a wide range of advisory and brokerage services through a large network of financial advisers.

David Venegas is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and Questar Asset Management. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and delivers services through a large network of investment adviser representatives.

Steven Olin is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of around 23,701 financial advisors and offers a variety of advisory and investment strategies under a fiduciary standard.

Francisco Ramirez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brett Meyer is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the board of directors for A Woman's Friend and is involved in a family farming operation. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Susan Shaw is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Avantax Advisory Services and Avantax Investment Services, and she has managed bookkeeping and tax preparation services through Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates since 2000. Outside of financial advising, she is a member-owner of the Yuba-Sutter Gold Sox, a community baseball team, and serves as an elected secretary of the California Society of Enrolled Agents. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary and retirement solutions, and access to various third-party managed programs, combining advisory, retirement, and fiduciary services within an institutional framework.

Jay Desimone is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Cetera Advisors LLC, First Allied Advisory Services, and First Allied Securities, along with operating Desimone Financial & Insurance Services since 2000. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, providing a range of investment options supported by an in-house research team and a large network of investment adviser representatives.

Mario Landa is a financial advisor at LPL Financial with a Series 66 designation and experience spanning multiple roles since 2012, including positions at AIG Direct, National Senior Benefit Advisors, and Sprint. He has been with LPL Financial since 2021, with a brief interruption in 2025. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad network of investment adviser representatives.

David Tarke is a CFP®-designated financial advisor with Edward Jones, based in Yuba City, CA, and has 34 years of industry experience. He has been with Edward Jones since 1995. Outside of his advisory role, he serves on the finance, governance, and nominating committees for the Fremont-Rideout Health Group in Yuba City and is a member and part owner of a family duck club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a large network of advisors and branch offices nationwide and offers various overlay and tax-efficient services under a fiduciary standard.

Cleveland Ashley is a financial advisor with LPL Financial in Yuba City, CA, holding a Series 66 designation and 20 years of industry experience. His prior work includes roles at U.S. Bancorp Investments, INC., WestPark Capital, DSS AmericaFirst, and Andes Capital Group, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Heather Hirschensohn is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018 and previously held roles at TD Ameritrade Investment Management and TD Ameritrade from 2015 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Tiffany Howland is a financial advisor at Edward Jones in Yuba City, CA, holding a Series 66 designation with one year of industry experience. Her background includes roles at Mutual of Omaha investor services and Real Financial. Prior to entering the financial industry, she was self-employed and owned businesses in the hair design sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory services supported by a large nationwide network of financial advisors and branch offices. The firm offers discretionary and non-discretionary strategies, access to managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Caleb Morris is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Sierra Central Credit Union and Vanguard, as well as employment outside finance at Texas Roadhouse and in education. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports, typically for clients with substantial investable assets.

Diane Warnock is a financial advisor with Edward Jones in Yuba City, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Edward Jones since 2013. Outside of her advisory role, she serves as secretary for the Rotary Club of Yuba City. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Shaw is a financial advisor at Cetera with Series 63 and Series 65 credentials and 20 years of industry experience. He has a background that includes roles at Avantax Insurance Services and City of Yuba City. Outside of advising, he serves as an elected official in Yuba City and is the Honorary Commander of the 7th Special Weather Squadron at Beale Air Force Base. He is also president of Meyer Bookkeeping & Tax Service Inc. and Shaw & Associates, firms focused on tax preparation and accounting. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed accounts and firm-sponsored model portfolios.

Kayleen Willoughby is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, she worked at Dave Christy State Farm from 2019 to 2021 and was employed with the City of Lewiston Parks and Recreation from 2017 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a wide range of wealth levels. The firm offers a variety of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Houston Taylor Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked exclusively at Edward Jones since 1998. Outside of his advisory role, he serves as an assistant girls varsity basketball coach at Sutter High School in California during the basketball season. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment strategies and affiliated services. The firm operates under a fiduciary standard and is notable for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Benjamin Geyer is a financial advisor at Edward Jones in Yuba City, California, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for Shadow Creek Golf Course and has a decade of experience as a professional golfer. He is also self-employed in the golf industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Brendan Downard is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 credential and has worked at Bank of America, Merrill, JPMorgan Chase Bank, J.P. Morgan Securities, and Edward Jones. Outside of his advisory role, he serves as a volunteer treasurer and board member for Placer Theatre Ballet, a nonprofit youth ballet company. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and a comprehensive capital markets platform.

Joseph Azevedo is a financial advisor with LPL Financial in Yuba City, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He previously worked at Cantella and Co., Inc. for 11 years before joining LPL Financial in 2020. Azevedo also operates AZEVEDO FINANCIAL, a business related to his LPL advisory activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and charities. The firm offers various investment solutions supported by an in-house research team and combines large-scale advisory operations with additional product offerings such as insurance and cash-management services.

Brian Chandler is a financial advisor with Edward Jones in Marysville, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he owns rental real estate managed by a property manager. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Allyson Reines is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and previously worked at Golden State Farm Credit ACA and Talley Farms Fresh Harvest. Reines is based in Yuba City, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Norma Durfee is a financial advisor at Ameriprise in Yuba City, CA, holding a Series 66 designation with 11 years of industry experience. Her prior roles include positions at Edward Jones and Wells Fargo in various advisory and banking capacities. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Rusti Keeley Anderson is a financial advisor at OSAIC with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services and Questar Asset Management. Anderson organizes a local fundraising event, the Kevin Keeley Memorial Sporting Clays Shoot, which supports scholarships, and volunteers with Day for Women, a community group focused on activities and fundraisers for local women. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, retirement plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk tolerance, asset allocation, and portfolio optimization, and supports thousands of advisors and hundreds of thousands of clients with a wide range of investment and advisory solutions.

Tamara Perrin Preus is a financial advisor at OSAIC with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services and Questar Asset Management. Outside of her advisory role, she operates a sole proprietorship providing insurance services and is involved in local community activities including serving as secretary for her condominium homeowners association and creating multimedia art projects. OSAIC is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process that integrates risk tolerance assessments with asset allocation and portfolio optimization tools, offering a wide range of investment options and access to multiple custodial platforms.

Nicholas Kassimis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Victor Escutia is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Merrill and Wells Fargo Bank NA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Angelo Miller is a financial advisor at Edward Jones in Yuba City, CA, holding a Series 66 license with one year of industry experience. Prior to joining Edward Jones in 2025, he worked at Slakey Brothers and Anixter. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

David Behr is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cetera since 2000 and owns a CPA practice established in 1986, where he manages tax matters and supervises staff. Behr also operates Behr and Associates, his own financial advisory business based in Yuba City, CA. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions, with notable retirement and fiduciary capabilities integrated into its institutional platform.