Hi, I'm Steve. I've loved financial planning ever since I was a kid watching the ticker tape on CNBC as my mom, a homemaker learned about finances herself. I grew up in a very frugal household who taught me about working hard and saving for the future. My mother was a homemaker or "domestic engineer" as she calls it and my father was a federal employee. I was fortunate to be introduced to Rita Abel and become the owner of her small, family owned financial planning firm in 2019. Today we work with approximately 60 families. What makes us unique is our passion to be "accountability partner's" for our clients to ensure they take care of the important financial matters in their lives. We are part financial advisors and party financial therapists for our married couples but most importantly we are organized, proactive and have a passion for financial planning. Looking forward to meeting and if you want to know more, I encourage you to read our google reviews online. Just search "Abel Financial Reviews" in google.

Roy Beyer is the sole advisor at Priority Financial Advisors, LLC in Frederick, MD, with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has been involved with Capwest since 2007 and the Wycoff Stock Market Institute since 1992. Outside of advisory work, he owns a music performance business providing live music at private events. Priority Financial Advisors is an independent registered investment adviser serving individual and high-net-worth clients with ongoing investment supervisory services and hourly financial planning. The firm uses a defined Investment Policy Statement tailored to each client and employs a mix of charting, fundamental, technical, and cyclical analysis to build diverse portfolios, while offering complimentary educational seminars and maintaining a very small client roster managed solely by the principal advisor.

Patricia Bush is a CFP® and Series 65 credentialed advisor with six years of industry experience. She is the principal of AAA Advisory LLC and also serves as a tax consultant at Bestgate Tax & Accounting Advisors, LLC, where she is involved in tax review and income tax preparation. Her prior work includes roles at Squire, Lemkin + Company, LLP and Bestgate Wealth Advisors, LLC. AAA Advisory LLC provides fee-only comprehensive and project-based financial planning and tax preparation services primarily to individual clients, including high-net-worth individuals, through virtual meetings. The firm offers non-discretionary investment recommendations based on Modern Portfolio Theory and a long-term, passive investment approach focused on asset allocation.

Shaun Blakeslee is a financial advisor at Alton Point Advisors, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial and PNC Investments. Outside of advising, he hosts an educational and entertainment podcast covering topics such as money, business, entrepreneurship, and finance. Alton Point Advisors, LLC is a small, independent firm founded in 2022 that provides discretionary asset management and hourly financial planning primarily for individual clients. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to develop tailored investment strategies and conducts quarterly reviews for rebalancing and tax-loss harvesting.

Gregory Rhines is a financial advisor with Wealth Builders Financial Group LLC in Westminster, MD. He holds a Series 65 designation and has 21 years of experience in the industry. He has been with Wealth Builders Financial Group since 2005 and has operated Wealth Builders, Inc. since 1992. Outside of his advisory role, he serves as president of Wealth Builders CPA & Consultants, a management position he has held since 1992. Wealth Builders Financial Group is a fee-only registered investment adviser serving individuals, pension and profit-sharing plans, trusts and estates, and corporate/business entities. The firm uses fundamental security analysis and primarily recommends mutual funds for diversification, managing approximately $38 million in assets for nearly 500 clients.

Christopher Murray is the principal of Murray Financial Group, Inc., an independent advisory firm based in Frederick, MD. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to the current firm structure, he was associated with the Retirement Planning Center of MD Inc. for over two decades. Outside of financial advising, he is a partner in a real estate business, Degaran, LLC. Murray Financial Group serves primarily high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides financial planning, consulting, and referral services, focusing on evaluating client objectives and referring portfolios to third-party managers while offering values-based and Biblically Responsible Investing options.

Jeffrey Bowers is a CFP® with 25 years of industry experience, currently serving as the sole advisor at Plan2Retire in Hagerstown, MD. He has worked at Bowers Advisory Group, LLC since 2008 and co-owns Donald C. Bowers Insurance, Inc., a non-investment-related business. Plan2Retire is an independent, fee-based advisory firm that serves individual households and employer retirement plans with discretionary portfolio management, financial planning, and qualified plan consulting. The firm employs individualized investment policy statements and a combination of fundamental, technical, and cyclical analysis, and offers comprehensive financial consulting, participant education, and public seminars.

Andrew Cecil is a CFP® professional with eight years of industry experience. He is the sole advisor at Cecil Wealth, where he has worked since 2025, following roles at LPL Financial and Worthington Financial Partners. Outside of Cecil Wealth, he serves as a registered representative and investment adviser representative of LPL Financial. Cecil Wealth provides discretionary portfolio management and standalone financial planning to individuals, high-net-worth clients, and business entities. The firm’s investment approach incorporates technical and market-timing tools and manages accounts on a discretionary basis using a specified custodian.

Catharine Fairley is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. She is the principal of Catharine Fairley Planning Group LLC, an independent firm based in Frederick, MD. In addition to financial planning, she owns and operates a separate CPA firm, Catharine Fairley, CPA LLC, where she spends most of her professional time. Her firm provides fee-only, hourly financial planning services to individuals, business owners, and trustees, with an emphasis on tax and divorce-related financial planning. The firm offers a long-term, buy-and-hold investment approach using diversified, no-load mutual funds and ETFs, and maintains a non-implementation service model without discretionary authority or asset management.

Joseph Worthy is the principal advisor at Worthy Financial Services in Westminster, MD, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has led Worthy Asset Management LLC since 2007. Outside of investment advising, he is licensed to sell life and health insurance products in Maryland and Pennsylvania and operates a tax preparation service for individual returns. Worthy Financial Services is an independent, single-advisor registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and business entities. The firm provides fee-based discretionary portfolio management and financial planning services, employing a combination of charting, fundamental, technical, and cyclical analysis alongside long- and short-term trading and option-writing strategies.

Leah Woodly is a CFP® with three years of industry experience, currently serving as a financial advisor at Dorval & Chorne Financial Advisors since 2022. Her prior experience includes roles at AdvisorNet Wealth Management and Jacobs. Outside of advising, she is involved in tax preparation services. Dorval & Chorne Financial Advisors provides financial planning, retirement planning, investment consultation, and portfolio management to individuals, high-net-worth clients, and businesses. The firm manages approximately $374 million in assets and employs an investment approach grounded in Modern Portfolio Theory and fundamental analysis, tailoring portfolios to clients’ objectives and risk tolerances.

Raymond Cooley is a financial advisor at Wealthplans, LLC with 32 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to founding Wealthplans in 2021, he spent nearly three decades at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory work, he is president of Cooley & Associates, P.C., an accounting and tax preparation firm. Wealthplans, LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, nonprofits, and retirement plans. The firm manages approximately $173 million in assets and emphasizes diversified portfolios using low-cost mutual funds and ETFs, complemented by individual securities and options with a generally long-term approach. Wealthplans also offers accounting and tax-planning services through its affiliated tax practice and provides specialized retirement-plan advisory services including IPS design and ERISA 404(c) assistance.

Sean Moore is a CFP® and Series 66-licensed advisor with eight years of industry experience. He currently serves as a co-owner and Director of Operations at Moore Wealth and previously worked at Commonwealth Financial Network. Before entering the financial industry, he served six years in the United States Army. Moore Wealth is a registered investment adviser serving individual and high-net-worth clients, retirement plans, and charitable or corporate accounts. The firm offers financial planning, asset management, and retirement plan consulting, employing a range of investment strategies including discretionary portfolio management and personalized indexing.

Shabri Moore is a CFP® with 28 years of industry experience, currently serving as a managing partner at Moore Wealth. Prior to joining Moore Wealth in 2023, Moore spent 14 years at Commonwealth Financial Network. Moore Wealth, LLC is a registered investment adviser that serves individual and high-net-worth clients, retirement plans, and charitable or corporate accounts. The firm provides financial planning, asset management, and retirement plan consulting, managing approximately $156.9 million on a discretionary basis across about 204 client relationships through three advisors.

Joseph Johnson is a financial advisor at The J.O. Johnson Group Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade Investment Management, LLC and Scottrade/TD Ameritrade. The J.O. Johnson Group provides advisory services primarily to individual and high-net-worth clients, as well as pension and profit-sharing plans. The firm combines technical and fundamental analysis with modern portfolio theory to manage portfolios across a range of asset classes and employs active options strategies, typically managing accounts on a discretionary basis.

Edward Loftice is a financial advisor at Montgomery Financial with 13 years of industry experience. He holds a Series 65 designation and has worked at firms including MFS Wealth LLC and Tounjian Advisory Group. Outside of his advisory role, he is also a musician. Montgomery Financial serves individual clients, including high-net-worth households, and provides discretionary asset management through a sub-adviser platform as well as ERISA plan advisory services. The firm emphasizes affiliations with other investment advisers and offers educational seminars and workshops.

Christopher Rhoads is a financial advisor at NorthPeak Financial, Inc. with eight years of industry experience. He holds a Series 65 designation and has worked at NorthPeak Financial since 2021. Outside of advising, he is the managing member of WealthFlow Inc., an insurance agency, and the CEO of Live Pulse, a technology company. NorthPeak Financial, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and employee benefit plans. The firm uses a customized investment process combining analytical methods and advisor judgment to manage portfolios and also offers pension consulting services.

Timothy Miller is a financial advisor at Monocacy Wealth Management, LLC with four years of industry experience. He holds a Series 65 designation and has been with Monocacy Wealth Management since 2021. Outside of his advisory role, he is a partner at Faragalla and Associates, an accounting and consulting firm, and is involved as co-owner and insurance agent with Monocacy Insurance Group. He also has interests in technology and real estate ventures. Monocacy Wealth Management provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs diversified asset-allocation strategies across multiple asset classes and integrates tax, insurance, and real estate considerations through affiliated businesses.

Rita Abel is a CFP® and PFS™ credentialed advisor with 18 years of experience in financial services. She has been with ABEL Financial Management Co. since 1994 and has operated her own CPA practice since 1991. Abel serves as a trustee for a client’s insurance trust and is a member of the AICPA and MACPA. ABEL Financial Management Co. provides comprehensive financial management and planning primarily to individual clients, including high-net-worth households, as well as corporations and families. The firm combines independent model portfolios and internally developed strategies, integrating tax and accounting considerations through its affiliation with a CPA practice.

Jason Cox is a financial advisor with Northpeak Financial, Inc. in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Northpeak Financial since 2011. NorthPeak Financial, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and employee benefit plans. The firm uses a customized investment process combining analytical methods and advisor judgment to manage portfolios, and it also offers pension consulting and retirement plan advisory services.