Bruce Fleet is the sole advisor at Fleet Capital Management, LLC, an independent firm based in Boulder, CO. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. Fleet has led his firm since 2006. Fleet Capital Management, LLC is a fee-only investment adviser serving individuals, high-net-worth families, trusts, foundations, and charitable institutions. The firm focuses on discretionary portfolio management with an emphasis on downside protection and risk management, utilizing quantitative techniques grounded in Modern Portfolio Theory.

Adam Barnai is the sole advisor at Barnai Asset Management in Boulder, CO, holding a Series 65 credential with 10 years of industry experience. He has managed Barnai Asset Management since 2014 and concurrently owns and operates a small construction company as a general contractor and builder. Barnai Asset Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on equity and ETF-based strategies. The firm uses a top-down approach grounded in Modern Portfolio Theory with an emphasis on long-term market cycles, employing ETF-centric portfolios that include ESG options and, for suitable clients, tactical use of triple-leveraged ETFs with active monitoring and rebalancing.

Meera Meyer is a CFP® and holds a Series 65 license, with seven years of industry experience. She currently operates at Life.Money.Balance., an independent firm she has been with since 2017, following earlier roles at Dunston Financial Group and BSW Wealth Partners. Life.Money.Balance. provides holistic financial planning and coaching to individuals, families, and high-net-worth clients, including trusts and charitable accounts. The firm emphasizes long-term, asset-allocation strategies using ETFs and mutual funds, integrates behavioral and somatic decision-making tools into client meetings, and offers educational resources such as newsletters, group courses, and a membership platform.

Fernando Guardia Virreira is a financial advisor at Guardian Brothers Capital LLC in Boulder, CO, holding Series 65 and Series 66 licenses with one year of industry experience. His prior work includes roles at Finequities and Send Mammogram, as well as academic involvement at the University of Colorado Boulder. Guardian Brothers Capital LLC provides portfolio management and financial planning services, developing Investment Policy Statements and tailoring portfolios to clients’ goals and risk tolerances. The firm employs a range of analytical methods and offers both standard management and performance-based fee structures, including the use of higher-risk strategies in certain accounts.

Katherine Macauley is a financial advisor with Holos Consulting Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Goldman Sachs & Co. and Ares Management. Holos Consulting Group is an independent consultancy specializing in ESG and impact investing advisory services for asset owners, private-market fund managers, and companies. The firm focuses on project-based consulting related to impact investing strategy, ESG integration, and impact diligence, without managing client assets or providing ongoing portfolio management.

Jimmy Burton is a CFP® professional with 27 years of experience at Business Financial Strategies, Ltd., an independent advisory firm based in Boulder, CO. He has been with the firm since 1993. Outside of his advisory role, Burton serves as CEO, director, and shareholder of GBS Partners, Inc., a small food manufacturing company. Business Financial Strategies, Ltd. provides financial planning, investment management, and consulting services primarily to small businesses, business owners, and individual clients. The firm emphasizes a long-term, buy-and-hold investment approach with a non-discretionary portfolio oversight model.

Steven Zakelj is a CFP® professional with 15 years of industry experience. He has worked at Flatirons Wealth Management since 2018 and previously held roles at Chrome Asset Management and various insurance carriers. Flatirons Wealth Management offers investment management, comprehensive financial planning, and employee benefit plan services to individuals, including high-net-worth clients, and pension plan sponsors. The firm uses a passive investment approach complemented by fundamental and technical analysis, incorporates derivatives strategies in managed accounts, and provides a subscription-based ongoing planning service without a firm-wide account minimum.

Tina Ottersberg is a CFP® professional with 14 years of industry experience. She has worked at BSW Wealth Partners and founded TO Wealth, LLC, where she has been an advisor since 2017. TO Wealth, LLC provides fee-only financial planning and discretionary investment management to individuals, families, trusts, estates, and charitable accounts. The firm employs a long-term, asset-allocation-first approach with customized services including wealth transfer, estate coordination, tax and philanthropic planning, and special project engagements.

Gil Berman is the sole advisor at Berman, Gil, an independent firm based in Boulder, CO. He holds a Series 65 designation and has 21 years of industry experience. He has been working as an advisor since 1991. Berman, Gil provides investment advice and financial planning primarily to individuals and families, as well as trusts, estates, and pension or profit-sharing plans. The firm emphasizes long-term, buy-and-hold portfolios built mainly with mutual funds and ETFs, using fundamental analysis and third-party research tools. Portfolio reviews are available on a consulting basis, and the firm generally offers non-discretionary advice while consulting clients prior to trades when limited trading authority is held.

I am a fee-only financial advisor based in Boulder, Colorado, working with business owners, professionals, and families who want clarity and confidence around their financial lives. My focus is on integrating investment management with tax-aware planning and long-term retirement strategy so decisions are coordinated rather than fragmented. Before launching Entree Wealth, I spent over two decades working with individuals navigating complex financial decisions, including retirement planning, equity compensation, business transitions, and portfolio construction. I also write a regular personal finance column, which helps me translate complex financial topics into practical, real-world guidance. My approach is straightforward and collaborative. I aim to be an experienced but approachable partner—helping clients simplify decisions, avoid costly mistakes, and stay aligned with what matters most to them over time.

Karl Poehls is the principal of Poehls Associates LLC in Boulder, CO, holding the CFA® designation and Series 66 license with 12 years of industry experience. He previously worked at Fiduciary Management, Inc. from 2008 to 2016 before founding his independent advisory firm. Poehls Associates LLC provides discretionary investment management primarily for high net worth individuals and charitable organizations. The firm employs a fundamentally driven, value-oriented approach focused on concentrated portfolios of publicly traded companies trading below intrinsic value, with management tailored through separately managed accounts.

Susan Einberger is a CFP® professional with nine years at Mutual Advantage, LLC and four years of prior experience at Justin's, LLC. She is based in Boulder, Colorado. Outside of her advisory role, she coaches and instructs swimming at RallySport Health and Fitness. Mutual Advantage, LLC is an independent firm providing fee-only comprehensive financial planning services to middle- to high-income individuals and families. The firm follows a market-efficient, buy-and-hold investment approach using broadly diversified mutual funds, ETFs, and bonds, while emphasizing tax management and does not custody client assets or engage in discretionary trading.

John Ooyen is a financial advisor with Bright Future Advisors in Nederland, Colorado, holding a Series 63 designation and bringing 37 years of industry experience. He has worked with First Financial Group of Colorado, Inc. since 1996. Bright Future Advisors is a registered investment adviser managing approximately $4.1 million in discretionary assets, primarily serving individuals and high-net-worth clients. The firm employs a value-oriented investment strategy based on fundamental analysis, with discretionary portfolio management and an emphasis on risk control through limited trading.

Dario Fusato is a financial advisor at Savvly Advisor, LLC with one year of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Aon and Arthur J. Gallagher & Co. Outside of his advisory role, he operates an insurance agency and serves as a sponsor, general partner, or managing member of private funds. Savvly Advisor provides portfolio management and advisory services primarily to pooled investment vehicles, investment companies, and pension or profit-sharing plans, along with consulting for employee benefit plans such as 401(k)s. The firm employs a combination of modern portfolio theory and technical analysis to execute client-specific Investment Policy Statements through discretionary, long-term trading strategies and maintains an active pension consulting practice.

Daniel Bereck is a CFP® and Series 63 credentialed advisor with 27 years of industry experience. He has been the principal of Financial Consulting Associates in Boulder, CO since 1983. Financial Consulting Associates is a small, independent, fee-only advisory serving individual investors, including IRAs and small-business retirement accounts. The firm manages discretionary portfolios primarily composed of no-load mutual funds, applying an active trading approach tailored to client suitability and the adviser’s economic outlook, and also offers limited tax preparation and planning services.

Jonathan Cooper is a financial advisor at Joy Equity Management LLC in Boulder, CO, with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Bank of America, Merrill, Integrity Advisory Solutions, and Burlington Alliance Capital Management. Outside of advisory work, he is a partner in a real estate investment partnership. Joy Equity Management LLC provides financial planning, consulting, and discretionary investment management to individuals and high-net-worth clients. The firm employs a long-term, diversified investment approach using ETFs, individual equities, and bonds, combined with fundamental analysis and continuous portfolio monitoring.

Mariah Quish is the principal of Quish, an independent advisory firm based in Boulder, CO. She holds Series 65 and Series 66 licenses and has 12 years of industry experience. She has been with Quish & Co. LLC since 2008. Quish provides personalized financial planning and investment management to multi-generational families and their trusts and estates. The fee-only firm combines traditional equities and fixed income with alternative investments, including hedge funds and private equity, and sponsors Mapleton Fund, LP, a pooled fund-of-hedge-funds with independent audits and third-party administration.

Marc Nicolay is the sole advisor at Halcyon Wealth Management, LLC in Boulder, Colorado, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Halcyon Wealth Management since 2008 and has served as president of Nicolay Norman & Associates Inc, a certified public accounting firm, since 2014, providing attest and non-attest CPA services. Halcyon Wealth Management is an independent, state-registered firm offering discretionary and non-discretionary portfolio management, comprehensive financial planning, and integrated tax preparation services. The firm serves individuals, families, trusts, estates, and retirement plans, focusing on asset allocation, diversification, and long-term investment strategies.

Diedre Braverman is a CFP® and Series 65-licensed financial advisor with five years of industry experience. She is the principal of Braverman Wealth Advisors, LLC in Boulder, CO, and also serves as an attorney at Braverman Law Group, LLC, where she assists clients with estate planning through wills and trusts. Braverman Wealth Advisors provides discretionary investment management and financial planning services to individuals, trusts, estates, charitable organizations, corporations, and 401(k) plan participants. The firm uses a passive, indexed ETF approach tailored by individualized investment policy statements and offers ongoing planning options alongside portfolio management.

John Carlson is a CFA® charterholder with 20 years of industry experience. He has been the sole advisor at Epic Investment Management since 2010, operating an independent advisory firm based in Boulder, CO. Epic Investment Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on blended, equity-oriented accounts. The firm employs a combination of exchange-traded funds and selective individual securities guided by fundamental, technical, and proprietary quantitative models, managing accounts primarily on a discretionary basis with limited client-specific customization.