Matthew Stewart is a CFP® with 24 years of industry experience and is the sole advisor at Summit Ridge Advisors. His prior roles include positions at Parkland Securities and Sigma Financial Corporation. He is a co-owner of Matt Stewart & Associates, LLC, which provides financial education seminars. Summit Ridge Advisors is a fee-only registered investment adviser serving pension and profit-sharing plans, corporations, institutional plan sponsors, and individual clients. The firm employs a combination of modern portfolio theory and fundamental analysis, utilizing both passive and active strategies, and emphasizes retirement plan consulting with fiduciary and investment-manager services.

Tanner Withers is a financial advisor with Albility Planning in Mapleton, UT, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones, MassMutual Life Insurance Company, and Park Avenue Securities. He serves on the Utah Rare Disease Advisory Council and is involved with the Utah Parent Center. Outside of financial advising, he is CFO and LLC member of Florence Beauty Company, a permanent makeup cosmetics business, and owns WithInsurance LLC, which assists clients in obtaining life insurance. Albility Planning serves individuals and families regardless of asset size, offering portfolio management alongside comprehensive financial planning, hourly engagements, personal coaching, and special-needs group coaching. The firm manages approximately $12.3 million in assets with an investment approach focused on passive, low-turnover portfolios based on Modern Portfolio Theory, using index funds or ETFs and periodic rebalancing tailored to client risk tolerance and tax considerations.

Pomegranate Financial helps Working Families conquer their debt without cashing out their 401(k)/IRA. Through custom financial strategies we help lower interest on your debt, pay less in taxes, automate your investments, and get excited about your financial future. Our services can fit any budget whether it is our Membership option as low as $100/month to our Premier Planning at $250/month (for 12 Months). Our planning is focused on helping save you money. Schedule a free meeting today. Whether in-person or virtually we will talk to see if it makes sense to work together. Following the meeting we send a summary email detailing how we can be of value to you and your financial life. Want to better understand what types of strategies and questions we help with? Take a glance at our Pomegranate Planning at our website: www.pomegranatefinancial.com Thinking about cashing out your 401(k)/IRA? Get your free e-book at www.pomegranatefinancial.com

Clark Drishinski is a financial advisor at Cashew Financial, LLC with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Indus Valley Partners, Keeler Thomas Management, LLC, and Sagepoint Financial, Inc. In addition to his advisory work, he is licensed as an insurance agent. Cashew Financial is a state-registered, single-advisor firm serving individual and high-net-worth clients with financial planning and consulting. The firm primarily provides non-discretionary advice, offers public educational seminars, and refers clients to a third-party manager for discretionary asset management.

Stephanie Bailey is a CFP® with four years of industry experience, currently serving as a financial advisor at NorthAvenue LLC since 2020. Her prior work includes roles in education and nonprofit settings, such as at Sharyland Independent School District and Kids in the Kitchen. NorthAvenue LLC provides financial planning and investment management services to individual clients and trusts, focusing on integrated ongoing planning and portfolio management. The firm employs an investment approach grounded in fundamental and behavioral finance, utilizing asset allocation strategies based on Modern Portfolio Theory and a range of low-cost investment options.

Joseph Adams is the sole advisor at Acentus Group L.L.C. in Woodland Hills, Utah, holding a Series 65 designation with eight years of industry experience. He has been self-employed since 2002. Outside of his advisory work, Adams owns and manages VikingBlue LLC, a company that provides accounting services to clients. Acentus Group offers discretionary portfolio management primarily to high-net-worth individuals, trusts, businesses, other investment advisers, and pension or profit-sharing plans. The firm employs a proprietary investment model focused on emerging equity micro-themes, utilizing both long and short positions along with margin, options, and ETFs, and manages accounts on a discretionary basis including institutional clients.

Ewan Morkel is a financial advisor at Fiduciary Organization, LLC with one year of industry experience. He holds a Series 65 designation and previously worked in secondary education and at Utah Valley University. In addition to his advisory role, Morkel is the founder and chief tax advisor of Morkel Financial, a tax preparation and planning business. Fiduciary Organization, LLC is a fee-only registered investment adviser serving individuals, retirement plans, charitable organizations, and businesses. The firm provides tailored investment management and financial planning, utilizing a combination of passive and active strategies and offering socially responsible investment options.

Hyrum Smith is a CFP® professional with 11 years of industry experience, currently serving at Livet Wealth, LLC since 2025. He has held roles at Blue Barn Wealth, LLC, and operates his own firm, Hyrum L Smith, LLC. Livet Wealth provides financial planning and portfolio management services to individuals, high-net-worth clients, retirement plans, businesses, and charities through tiered Wealth Management offerings. The firm manages approximately $313 million in discretionary assets and follows an investment approach based on Modern Portfolio Theory, emphasizing long-term, diversified, tax-efficient strategies.

Quincey Hansen is a financial advisor with Livet Wealth, LLC in Spanish Fork, UT. He holds a Series 65 designation and works at a firm with two advisors. Livet Wealth provides financial planning, portfolio management, and ongoing wealth management services to individual and high-net-worth clients, as well as retirement plans and businesses. The firm manages approximately $322 million for about 129 clients, using a long-term, buy-and-hold investment approach centered on Modern Portfolio Theory, diversified low-cost funds, and periodic rebalancing.

Jonathan Ferrell is the principal advisor at Acentus Group L.L.C. in Woodland Hills, UT, holding Series 63 and Series 65 credentials with 19 years of industry experience. His work history includes roles at Social Finance Inc., Ancestry, Overstock.com, and SkyRocket Media LLC. Acentus Group provides discretionary portfolio management primarily to high-net-worth individuals, trusts, businesses, other investment advisers, and pension or profit-sharing plans. The firm employs a proprietary investment model focused on emerging equity micro-themes, utilizing both long and short positions along with margin, options, and ETFs, and manages accounts on a discretionary basis including institutional clients.

Wyatt Livingston is a financial advisor at Livet Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has prior experience at Blue Barn Wealth, LLC and Frandsen Morrill Advisors. Outside of advisory work, he operates a rental management business as a sole proprietor. Livet Wealth provides financial planning and portfolio management to individuals, high-net-worth clients, retirement plans, businesses, and charities. The firm employs a long-term, buy-and-hold investment approach based on Modern Portfolio Theory and offers tiered wealth management services including access to alternative investments and estate coordination.

Brett Redd is a financial advisor at Pinkerton Wealth Partners with a Series 65 credential and one year of industry experience. His prior roles include positions at Pinkerton Retirement Specialists, PRIVI, LLC, DSPRO, LLC, and Squire & Company, LLC. Outside of advisory work, he is involved in family office advisory services and multi-family real estate investments through his roles at PRIVI, LLC and Blue Bison Capital, LLC. Pinkerton Wealth Partners serves a diverse client base including individuals, high-net-worth families, retirement plans, trusts, foundations, corporations, and institutional investors. The firm employs a disciplined, formula-driven investment process that integrates quantitative, technical, and fundamental analysis across various strategies, offering model-based solutions and portfolio management with an emphasis on tactical adjustments and risk management.

Tanner Sperry is a financial advisor at Bangerter Financial Services, Inc. with two years of industry experience. He holds a Series 65 designation and has worked in various roles including tax accounting and insurance services as a sole proprietor and with CPA firms. Outside of advising, he is active in tax planning and insurance. Bangerter Financial Services provides portfolio management, financial planning, and ERISA 3(21) plan advisory services to individuals, high-net-worth clients, small businesses, and charitable organizations. The firm uses a combination of fundamental and cyclical analysis in its investment approach and often delegates portfolio management to third-party managers while maintaining regular oversight.

Clayton Johnson is a CFP® and holds a Series 65 license with nine years of industry experience. He currently works at Aerodigm Wealth LLC and previously held roles at Delap Wealth Advisory, Squire Wealth Advisors, Squire & Company, PC, and DBK Financial Counsel, LLC. Aerodigm Wealth provides discretionary investment management and financial planning to individuals, high net worth clients, trusts, estates, and business entities. The firm uses a passive, asset-allocation approach grounded in Modern Portfolio Theory, with portfolio management often implemented through independent third-party money managers.

Tanner Manning is a financial advisor at Allos Investment Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has worked at Allos and Searcy Financial Services since 2024. Outside of finance, he operates a concrete pumping business, Brundage Bone Concrete Pumping, where he drives commercial vehicles and trains new employees. Allos Investment Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses through a team of eight advisors. The firm provides discretionary investment management and financial planning, emphasizing a long-term, fundamentals-based approach with customized portfolio construction and ongoing supervision.

John Houck is a financial advisor with Promontory Financial Planning, LLC, holding the ChFC® and Series 63 designations and bringing 53 years of industry experience. He previously worked at VOYA Financial Advisors before joining Promontory in 2017. Outside of financial advising, Houck is an independent insurance agent and has experience teaching various academic subjects, including math, English, history, and science. Promontory Financial Planning serves individual clients, trusts, small businesses, and nonprofit organizations with comprehensive financial planning, discretionary asset management, and targeted consultation services. The firm emphasizes a team-based approach and integrates insurance and accounting services alongside investment management.

Jolyn Whittaker is a financial advisor at Trek Financial with seven years of industry experience. She holds a Series 65 designation and has been with Trek Financial since 2018. Outside of her advisory role, she serves as CFO and Treasurer for two non-investment-related businesses: Discount Manufacturing & Distributing Inc., an internet sales company, and Kids Village Workshop Inc., a preschool. Trek Financial serves a diverse client base including individuals, pension and profit-sharing trusts, foundations, and institutional clients. The firm combines strategic ETF allocations with quantitative tactical models and offers specialized services such as tax-aware direct indexing and options-based risk management strategies.

Barry Magaoay is a financial advisor with Regal Investment Advisors LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes long tenures at Lee Financial Recordkeeping, Inc., Lee Financial Securities, Inc., and Lee Financial Group Hawaii, Inc., before joining Regulus Financial Group and Regal Investment Advisors in 2021. Regal Investment Advisors LLC provides discretionary investment management services to independent adviser representatives and other registered advisers, serving a range of clients including individuals, charitable organizations, and businesses. The firm offers a variety of proprietary and third-party model portfolios, allowing advisers to select allocations for clients while granting Regal discretionary authority to implement and rebalance strategies.

Martin Hurlburt is a financial advisor with Portfolio Medics, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments, T.M. Wealth Management, Cetera Advisor Networks, and Girard Securities. Outside of advisory work, he is a motivational speaker and serves as a board member for the Association of Family and Conciliation Courts, focusing on resources for individuals navigating divorce. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for about 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals, employing strategic and tactical investment approaches across a variety of portfolios that include mutual funds, ETFs, individual securities, and alternative strategies.

Tyler Whittaker is a financial advisor at Trek Financial with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Goldman Sachs and First Citizens Investor Services. Trek Financial serves a diverse client base, including individuals, pension and profit-sharing trusts, foundations, and institutional clients. The firm uses a blend of strategic ETF-based allocations, systematic tactical models, and quantitative methods to manage portfolios, offering services such as discretionary asset management, financial planning, and tax-aware direct indexing.