Ray Schoonover is the sole advisor at S2O Capital Management, an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Schoonover has led S2O Capital Management since its founding in 2012. S2O Capital Management provides discretionary portfolio management and investment advice to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm utilizes a blend of fundamental, technical, and charting analysis combined with probability studies, implementing long-term equity positions alongside active derivative strategies to generate income and manage risk.

Mark Genereux is the sole advisor at Genereux Investment Management, Inc., an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 25 years of industry experience, having led his firm since 2000. Genereux Investment Management serves individuals, trusts, estates, charitable organizations, foundations, and institutional clients, providing discretionary investment management, financial planning, and pension consulting. The firm’s investment approach focuses on asset allocation and risk management, utilizing fundamental, technical, cyclical, and charting analysis to build diversified portfolios with ETFs, mutual funds, separately managed accounts, and individual securities.

Paul Spraycar is a financial advisor at Upper Basin Capital, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior work history at The Nature Conservancy from 2013 to 2019. Spraycar is also a member of Upper Basin Trading, LLC, where he manages securities to profit from short-term market movements. Upper Basin Capital, LLC provides discretionary asset management for institutional and individual investors, focusing on tailored portfolio management that addresses income generation, capital preservation, and liquidity. The firm employs a systematic, quantitative investment approach emphasizing short- and medium-term option strategies alongside cash instruments and ETFs.

David Shepard is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with Callahan Capital Management since 1993. Outside of his advisory role, he is the owner of CALCAP, LLC, a non-investment-related business in Steamboat Springs, Colorado. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings, utilizing a range of investment vehicles and incorporates financial planning into its advisory relationships.

Harold Kirschner is a CFP® with 27 years of industry experience. He has worked at Callahan Capital Management since 2023 and previously spent 19 years at Sharkey, Howes & Javer, Inc. His credentials include the Series 65 license. Callahan Capital Management provides investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across a broad range of investment vehicles and incorporates financial planning into its advisory relationships.

Richard Keating is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Keating Investment Counselors Inc since 2015, serving as an advisor for the firm’s full history. Keating Investment Counselors provides discretionary and non-discretionary portfolio management and advisory consulting primarily for individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans. The firm follows a long-term growth-at-a-reasonable-price investment philosophy emphasizing fundamental analysis, selective charting, and a focus on dividend-paying large- and mid-cap stocks, while also managing an active ETF as a sub-adviser.

Daniel Lovett is a CFP® with 18 years of experience in financial advisory and over 28 years as a CPA operating his sole proprietorship. He has led Lovett Investment Consulting LLC since 2007, serving clients from Steamboat Springs, CO. Lovett maintains an active accounting practice alongside his advisory work. Lovett Investment Consulting provides family-office style investment advisory services to a select group of high-net-worth families and related entities, focusing on strategic asset allocation using mutual funds, ETFs, third-party managers, and limited individual securities. The firm’s integrated approach includes periodic portfolio reviews informed by valuation metrics and close affiliation with accounting services.

John Mc Collum is a Series 65-credentialed financial advisor at Callahan Capital Management in Steamboat Springs, Colorado, with eight years of industry experience. He has been with Callahan Capital Management since 2014. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, high-net-worth families, estates, trusts, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across various investment types and incorporates financial planning and retirement services into its advisory relationships.

Michael Oconnor is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, CO, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Windham Financial Services since 2005. Windham Financial Services provides discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm uses a combination of quantitative models, charting, fundamental and technical research, and active derivatives strategies, including structured ETFs and options, to manage risk and pursue tactical opportunities.

Paul Mendelsohn is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, Colorado, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Windham Financial Services since 1983. Windham Financial Services offers discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm employs a quantitative, model-driven investment process combined with fundamental and technical research, utilizing a range of instruments including stocks, bonds, mutual funds, ETFs, and option strategies, with an emphasis on active derivatives and structured ETF use for hedging and income.

Daniel Ford is a CFA® charterholder with eight years of industry experience. He has been with Oxford Financial Group, LTD since 2017 and previously worked at the Indiana Public Retirement System from 2015 to 2017. Oxford Financial Group serves ultra-high-net-worth individuals, families, and institutional clients by providing family office services, CIO-led portfolio management, and fiduciary support. The firm emphasizes asset allocation, diversification across public and private markets, and offers both discretionary and non-discretionary management, along with access to private market and alternative investments.

Michael Ovshak is a CFP® professional with 35 years of industry experience, currently affiliated with Commonwealth Financial Network. He has been a principal and 50% owner of FPS Financial, Inc., where he also serves as president. In addition to his advisory work, he is a notary public. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a variety of advisory programs and services. The firm provides operational, trading, compliance, and technology support, while offering advisors discretion to construct client portfolios from a broad range of securities and insurance products.

Emily Fortson is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. She has been with Valic Financial Advisors since 2010 and also works with Agia. Outside of her advisory role, she is involved in residential property management and development in Steamboat Springs, Colorado, including co-owning a company that builds and rents homes. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Aaron Colby is a financial advisor with LPL Financial in Steamboat Springs, Colorado, holding a Series 65 designation and 11 years of industry experience. He has been with LPL Financial since 2014 and has also been involved with A Scott Colby PC since 2006. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various delivery options, supported by an in-house Research team that develops model portfolios and investment strategies tailored to client needs.

Ian Anderson is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with Fidelity Brokerage Services and Fidelity Investments since 2013. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs.

Jeanne Boisen Baum is a CFP®-certified financial advisor with 18 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She has worked at Cambridge since 2018 and previously spent 11 years at Heritage Financial Services, Minnesota Life Insurance Company, and Securian Financial Services. Baum also operates Baum Financial Consulting, where she provides financial consulting related to insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent financial professionals. The firm offers a range of advisory services such as financial planning, portfolio management, and retirement plan advisory, utilizing multiple account platforms and third-party strategists.

Eugene Bridgewater is a financial advisor at Raymond James Financial with 12 years of industry experience. He holds a Series 66 designation and has worked at Edward Jones and Raymond James Financial Services, Inc. He serves on the Board of Trustees and chairs the Investment Committee for Walsh University. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes tailored financial plans developed through detailed client interviews and risk profiling, offering various implementation options while maintaining a significant portion of assets under non-discretionary advisory arrangements.

Donald Haubert is a financial advisor with LPL Financial in Steamboat Springs, Colorado, holding Series 63 and Series 66 credentials and 17 years of industry experience. Prior to joining LPL Financial in 2017, he worked at Janus Management Holdings Corp and Janus Distributors LLC from 2011 to 2017. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment approaches through its extensive network of advisers, supported by an in-house research team that develops model portfolios and strategic investment options.

Christopher Puckett is a Series 66-licensed financial advisor at Edward Jones with 18 years of industry experience, having been with the firm since 2007. He is based in Steamboat Springs, CO. Outside of his advisory role, he is an LLC member of American Woman Whiskey, a wholesaling business in Steamboat Springs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors and more than 15,000 branches.

Stephen Zarlengo is a financial advisor at Edward Jones with 10 years of industry experience and holds a Series 66 credential. He has operated Premier Property Management of Steamboat, LLC since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers diverse advisory programs and investment options through a nationwide network of more than 23,700 financial advisors.

Blair Labaree is a financial advisor at Edward Jones with five years of industry experience. Prior to joining Edward Jones in 2021, Blair worked at VF Corporation for ten years. Blair holds the Series 66 credential. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jessica Koppe is a financial advisor with Edward Jones in Steamboat Springs, CO. She holds the CFP®, ChFC®, and Series 66 designations and has 15 years of experience at Edward Jones. Outside of her advisory work, she provides financial planning and coaching through the Western Slope Opportunity Program with United Way. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and is notable for its extensive national network of advisors and branches, as well as its affiliated capabilities including a trust company and securities-based lending.

Melanie McDaniel is a financial advisor with LPL Financial in Steamboat Springs, Colorado, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has been with LPL Financial since 2006. Outside of her advisory role, she is a commissioned notary. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households, offering a wide range of financial planning and asset management solutions supported by an in-house research team.

Tobey Mahon is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. Based in Steamboat Springs, CO, he also coaches a youth sports club in the local community. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, supported by a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Cole Puckett is a financial advisor at Edward Jones in Steamboat Springs, CO, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Steamboat Springs Winter Sports Club, Instant Offer Furniture, Brothers BBQ, Trident Seafoods, and Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates through a nationwide network of advisors and branch offices.

Brayden Jerde is a CFP® professional with three years of industry experience, currently affiliated with LPL Financial. His prior work includes roles at SmartKit, Power Motive Corporation, Sandridge Energy, and Baker Hughes. Outside of his advisory role, he is a business owner of Ascent Living LLC in Steamboat Springs, CO. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Amelia Carlson is a financial advisor with Edward Jones in Steamboat Springs, Colorado, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Ruby Ribbon and spent ten years at Steamboat Veterinary Hospital, PC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Scott Minnig is a financial advisor with Ameriprise in Steamboat Springs, Colorado, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2003. Outside of his advisory role, Minnig is the owner of Pure Wealth, Inc., a personal service corporation, and volunteers providing pro bono financial planning to cancer patients through the Angel Foundation's Financial Cancer Care program. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm combines algorithmic automation with advisor oversight and provides a broad range of advisory, brokerage, and insurance solutions.

David Lamb is a CFP®-certified financial advisor with Edward Jones in Steamboat Springs, CO, where he has worked since 2008. He has 17 years of industry experience. Outside of his advisory role, he owns and manages an agricultural business, Dream Waters Ranch LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.