Robert Hansen is a financial advisor with Vantage Point Investments, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at Vantage Point Investments since 2013 and previously at Sprout Financial LLC and Prosper Wealth Solutions. Outside of his advisory role, Hansen is an associated person with Managed Account Research Inc., focusing on managed futures, commodities, and options, and also works as an independent insurance agent selling fixed life contracts. Vantage Point Investments is a fee-based registered investment adviser serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and businesses. The firm offers ongoing portfolio management and financial planning services, emphasizing individualized portfolio construction and diversified investment strategies that include ETFs, mutual funds, individual securities, and limited options strategies.

Bodi Nageli is a financial advisor at Vantage Point Investments, Inc. He holds a Series 65 credential and has been with the firm since 2026. Prior to his current role, Nageli worked at Utah Valley University and Holmes Homes, and has experience at Waialae Country Club and Hawaii Pacific University. Vantage Point Investments is a small, fee-based registered investment adviser serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and businesses. The firm focuses on individualized portfolio construction using diversified strategies including ETFs, mutual funds, individual securities, and limited options, alongside ongoing portfolio management and financial planning services.

Trent Stirling is a financial advisor at F2 F Retirement, LLC, holding a Series 65 credential with 11 years of industry experience. He has served as a seminary teacher for the LDS Church since 2012, teaching high school students about religion. He is also an independent real estate agent. F2 F Retirement primarily serves individual investors, offering both discretionary and non-discretionary portfolio management along with comprehensive financial planning. The firm combines fundamental and technical analysis in its investment approach and provides various implementation options, including mutual funds, ETFs, bonds, options, and annuities.

Matthew Hess is a financial advisor at Vantage Point Investments, Inc. with 18 years of industry experience. He holds a Series 66 designation and has worked at Vantage Point Investments since 2014, following a two-year tenure at Sprout Financial LLC. Outside of advising, he is involved in custom furniture and woodworking projects and offers business consulting services related to structure, valuation, and pricing. Vantage Point Investments is a fee-based registered investment adviser serving individuals, families, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and businesses. The firm provides ongoing portfolio management and project- or hourly-based financial planning, emphasizing individualized portfolio construction and diversified strategies including ETFs, mutual funds, individual securities, and limited options strategies.

Philip Eldredge is a financial advisor at F2 F Retirement, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Deseret First Credit Union. In addition to his advisory role, he sells life insurance as an independent agent, a business he began while at Fidelity Investments. F2 F Retirement primarily serves individual investors, offering discretionary and non-discretionary portfolio management along with comprehensive financial planning and annual reviews. The firm combines fundamental and technical analysis in its investment process and provides clients with a range of implementation options including mutual funds, ETFs, bonds, options, annuities, and insurance products.

Lance Mccubbins is a financial advisor with F2 F Retirement, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. He has been with F2 F Retirement since 2011. In addition to his advisory role, he owns L7 Insurance, where he sells life insurance, annuities, and other health-related policies. F2 F Retirement primarily serves individual investors with discretionary and non-discretionary portfolio management and comprehensive financial planning. The firm uses a combination of fundamental and technical analysis, offering active strategies that may include options and margin, and provides clients with educational communications and periodic seminars.

Scott Cluff is a financial advisor with On Investment Management Company, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at The O.N. Equity Sales Company and Ohio National Financial Services since 2011. Outside of his advisory role, he serves as a trustee for his parents' estate and is involved in marketing life, health, and disability insurance products through True North Wealth Management LLC. On Investment Management Company provides financial planning and investment advisory services to individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based financial planning and access to multiple third-party investment platforms, with a significant portion of client assets managed on a non-discretionary basis.

Mark Fry is a CFP® with 25 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Co. and Principal Securities Inc. since 2002, and with Victory Capital since 1997. In addition to his advisory role, he serves as a bank/trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Paul Kelley is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2015. Outside of his advisory role, he is an athletic coach for the Tooele County School District and a part owner of Kelley Family Enterprises, which operates in moving, construction, and home inspection services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed and advisory programs. The firm’s investment approach incorporates proprietary portfolio models and ongoing oversight provided by Morningstar Investment Management, focusing on personalized asset allocation and retirement guidance.

Darren Rowe is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Key Bank from 2003 to 2017. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm primarily operates through non-discretionary, model-based wrap programs and utilizes affiliated bank-developed models alongside third-party managers for portfolio implementation.

Casey Walker is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera Advisor Networks LLC for 12 years and has been involved with Walker Consulting LLC since 2004. Outside of his advisory work, he coaches soccer with TC United Soccer. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Terrell Pickett is a financial advisor with LPL Financial in Kearns, UT, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Bank and its affiliates from 2005 to 2021 before joining LPL Financial and Mountain America Credit Union in 2021. Outside of his advisory role, he is involved with Bacchus Event Services as a bartender and sells NFL tickets for the Las Vegas Raiders. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings such as insurance and cash-management services.

Noon Taha is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, Taha held roles at Bank of America, Morgan Stanley, and Right At Home. Outside of financial advising, Taha is involved in community service activities supporting individuals with disabilities and serves as a board member for a local review board focused on community research. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering a wide range of managed account programs and portfolio management services. The firm integrates closely with Bank of America affiliates to provide a comprehensive platform of investment and capital markets services.

Abraham Guzman is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining LPL Financial, he worked at Northwestern Mutual and held various roles across multiple industries including education and retail. He has been involved with Yakima Valley College and North Seattle College since 2021. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad platform that integrates advisory and brokerage services.

Amber Golder is a financial advisor with Morgan Stanley in Herriman, UT, holding Series 63 and Series 66 licenses and eight years of industry experience. Her career includes multiple roles within Morgan Stanley since 2016 and a prior position at Silicon Valley Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and committee-guided projections in its financial planning process.

Thomas Withers is a financial advisor at Merrill with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Morgan Stanley and Quantem. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients through managed account programs, discretionary portfolio management, and brokerage services. The firm offers multiple investment program strategies with a focus on manager selection and monitoring, supported by integration with Bank of America’s broader capital markets and banking platform.

Thomas Francis is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He has a background in retirement planning, having served as Director Retirement Planner at Fidelity Investments from 2024 to 2025. His professional experience also includes roles as a Senior Associate at Sofi in 2024, Solutions Advisor at Merrill Lynch from 2023 to 2024, and Investment Solutions Representative at Fidelity Investments from 2020 to 2023. Thomas holds an Arkansas Insurance License. He emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency to determine what financial success looks like for each individual. Outside of his professional work, Thomas enjoys baseball, camping, fitness, horseback riding, movies, and traveling.

Russell Johns is a financial advisor at Edward Jones with 11 years of industry experience. He has held previous roles at Merrill and JP Morgan Chase Bank. His credentials include the Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers various advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Thomas Walk is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has worked at Mountain American Credit Union since 2017 and previously was associated with Bruce A. Lefavi Annuities and Securities from 2013 to 2017. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings.

Barry Brundage is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, CUNA Mutual Group, and U.S. Bancorp Investments. Outside of his advisory role, he is a 50% owner of Bodyworks Chiropractic. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.

Ronald Ban is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Prior to his advisory role, he worked at Mountain View High School for five years. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Trent Williams is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity divisions since 2010, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to registered investment companies and utilizes systematic methodologies alongside AI and large language models in its investment process.

Alondra Azurmendi is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Massachusetts Mutual Life Insurance Company since 2017. Her prior experience includes roles at USAA Financial Planning Services and USAA Financial Advisors Inc. Outside of her advisory work, she is involved in managing a rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning and a range of investment programs.

Tye Hoffmann is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, Hoffmann serves as a Tooele County Councilman, participating in local legislative activities. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a nationwide network of over 23,000 financial advisors.

Joel Moultrie is a CFP® with 18 years of industry experience, currently affiliated with Fidelity. He has held roles at Fidelity Brokerage Services LLC since 2007 and has been with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction, and serves multiple registered investment companies and intermediary platforms.

Joseph Boris is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His background includes multiple roles at Fidelity Investments and prior work in education and retail sectors. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various investment vehicles.

Christopher Marburger is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Edward Jones and Fidelity Brokerage Service LLC before joining LPL Financial. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of advisory and brokerage solutions supported by an in-house research team and a broad platform that integrates model portfolios, third-party managers, and customized client arrangements.

Dale Bunnell is a financial advisor with Edward Jones, holding a Series 66 designation and bringing experience from prior roles at Goldman Sachs, Goldenwest Credit Union, Health Care Credit Union, and Huntsman International. He has been with Edward Jones since 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Mark Lott is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including M. H. Leblang, Inc., Everspire (a DBA of Aegis Wealth Group), and Wells Fargo. Outside of his advisory role, he owns and manages a business called Myriad Max Inc. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary retirement recommendations, supported by a centralized consulting team.