Robert Harbour is a financial advisor with EBH Financial, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at EBH Financial since 2010, with prior roles at LPL Financial and Infinity Financial Services Advisory. EBH Financial provides discretionary asset management and financial planning services to individual and high-net-worth clients. The firm focuses on client-specific objectives and risk tolerance, using fundamental analysis and a preference for long-term investments, while maintaining a single custodian relationship with Charles Schwab.

Alexander Koynoff is a financial advisor at ATK Financial Prosperity with a Series 65 designation and three years of industry experience. He previously worked at Zurich North America, Northwestern University, and Northern Trust. ATK Financial Prosperity is an independent, single-advisor registered investment adviser serving individuals and high-net-worth clients with financial planning and discretionary portfolio management. The firm’s investment approach emphasizes Modern Portfolio Theory and primarily passive portfolios constructed with index mutual funds and ETFs, supplemented by fundamental, technical, cyclical, and charting analysis.

Kristopher Kalish is a financial advisor at The Kalish Group with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch and Bank of America. The Kalish Group provides discretionary investment management, financial planning, estate planning, and consulting primarily to high-net-worth individuals, families, trusts, estates, businesses, and charitable organizations. The firm employs a proprietary asset-allocation methodology and offers a broad range of investment tools, including options and leveraged ETFs, while maintaining an explicit margin policy and a focus on customized portfolio management.

Greg Rutherford is a CFP® professional with 17 years of experience at Sound Asset Management, Inc., an independent firm based in Yorkville, IL. He has worked exclusively with Sound Asset Management since 2009. Sound Asset Management, Inc. provides personalized, fee-only financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm focuses on strategic, globally diversified asset allocation primarily through no-load or low-load mutual funds and ETFs, and is notable for its work with institutional retirement clients and pension consulting services.

Daniel De Boer is a financial advisor at Cruz Investments & Wealth Management in Aurora, IL. He holds a Series 65 designation and has been with the firm since 2023. Prior to his advisory role, he worked at Aurora University and Kaneland School District 302. Cruz Investments & Wealth Management provides investment management primarily through recommending and monitoring third-party advisers and offers modular financial planning along with ancillary insurance and tax-planning services. The firm focuses on asset allocation and ongoing evaluation of outside managers, with accounts managed on a non-discretionary basis.

Bernard Czerwinski is a financial advisor at Ascension Financial with two years of industry experience. He holds the ChFC® designation and Series 65 license. Prior to joining Ascension Financial, he worked at RLK-PLG Investment Management, Forever Companies, GM Casting House, Inc., and Northport Investments. Outside of advising, he is the managing member of Czerwinski Consulting, which provides operational strategy and technology consulting for B2B manufacturers and direct consumer retail businesses. Ascension Financial is a fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, and employs derivatives and margin strategies for hedging and income generation.

Reynaldo Cruz is a CFP® professional with 36 years of industry experience, currently serving at Cruz Investments & Wealth Management in Aurora, IL. He has held roles at Madison Avenue Securities, LLC and Gf Investment Services, LLC. Outside of his advisory work, he is the creator of retail content through Sparton Eye Candy, LLC, which sells financial-themed products. Cruz Investments & Wealth Management provides investment management primarily by recommending and monitoring third-party advisers and offering qualified plan management. The firm’s approach emphasizes asset allocation and ongoing evaluation of external managers, while delivering modular financial planning and ancillary insurance and tax-planning services.

Charles Meeder is a CFP® professional with 24 years of experience in financial advising. He has operated Sound Asset Management, Inc. since 2001 and has been running Charles Meeder, CPA, Inc. since 1991. Sound Asset Management, Inc. provides fee-only financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm focuses on strategic, globally diversified asset allocation using primarily no-load or low-load mutual funds and ETFs, and it is notable for its work with institutional retirement clients and pension consulting services.

John Heneghan is a financial advisor at Servant Financial, Ltd. in Aurora, Illinois, holding a Series 65 designation with 20 years of industry experience. He has been with Servant Financial, Ltd. since 2004. Servant Financial, Ltd. is a fee-only independent investment adviser managing approximately $116 million for individuals, retirement accounts, trusts, family offices, pooled investment vehicles, corporations, and other institutions. The firm employs a risk-based, broadly diversified approach using low-cost ETFs and mutual funds, with tactical adjustments and hedging as appropriate, and provides alternative investment consulting, including management of private pooled vehicles focused on farmland qualified opportunity zone investments.

Ethan Czerwinski is a financial advisor at Ascension Financial with a Series 65 designation and six years of experience through his own consulting business. He has been with Ascension Financial since 2023. Outside of his advisory role, he operates Czerwinski Consulting LLC, a non-investment-related business. Ascension Financial is a small, fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, employing strategies such as derivatives and margin for hedging and income generation.

Christian Cruz is a financial advisor at Cruz Investments & Wealth Management in Aurora, IL, holding a Series 65 credential with four years of industry experience. He previously worked at Advisors Excel and Western Illinois Recreation. In addition to advisory services, Cruz is licensed to sell life and health insurance, spending part of his time reviewing insurance and annuity policies for clients. Cruz Investments & Wealth Management provides investment management primarily through recommending and monitoring third-party advisers and offers qualified plan management alongside modular financial planning, insurance, and tax-planning services. The firm focuses on asset allocation and ongoing evaluation of outside managers, delivering non-discretionary account handling and periodic reviews while integrating licensed insurance and advisory activities.

David Bach is a financial advisor at River Street Advisors, LLC in Aurora, Illinois, with seven years of industry experience. He holds a Series 65 designation and has been with River Street Advisors and Old Second National Bank since 2016, following a 20-year tenure at Old Second National Bank. In addition to his advisory role, he serves as the Wealth Compliance and Internal Control Officer for the Wealth Management Department at Old Second National Bank. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual, institutional, and charitable clients. The firm provides discretionary and non-discretionary portfolio management and financial planning, utilizing diversified portfolios and a combination of quantitative and fundamental analysis.

Steven Meves is a CFA® charterholder and holds the Series 66 designation, with 12 years of experience in the financial services industry. He has worked at Old Second National Bank and River Street Advisors, LLC since 2016, and previously at Northwestern Mutual Wealth Management Co. from 2011 to 2016. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual clients, including high-net-worth individuals, as well as institutional and charitable entities. The firm employs a disciplined investment process using written policy statements, model portfolios, and a combination of quantitative and fundamental analysis, and offers diversified portfolio management with strategies that may include derivatives and option techniques.

Amy Lynch is a financial advisor with River Street Advisors, LLC and holds a Series 65 designation. She has eight years of industry experience and has worked concurrently at Old Second Bank since 2015, where she serves as an investment assistant for the Wealth Department. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual, institutional, and charitable clients. The firm employs a combination of quantitative and fundamental analysis, written investment policies, and diversified portfolios, including the use of derivatives and option strategies for suitable accounts.

Jacqueline Runnberg is a CFP® certificant with 18 years of industry experience, currently serving as a financial advisor at River Street Advisors, LLC and Old Second National Bank. She has been with River Street Advisors since 2015 and concurrently works within the wealth management department at Old Second National Bank. River Street Advisors, LLC is an independent asset management and financial planning firm that serves individual, institutional, and charitable clients. The firm employs a disciplined investment process using written policy statements, model portfolios, and a combination of quantitative and fundamental analysis.

Richard Gartelmann is a CFP® with 28 years of experience in the financial services industry. He is affiliated with River Street Advisors, LLC and Old Second National Bank, where he has worked since 2011. Gartelmann holds Series 63 and Series 65 licenses and serves as Senior Vice President managing client relationships for trust accounts at Old Second Wealth Management. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual, institutional, and charitable clients. The firm employs a disciplined investment process incorporating written policy statements, quantitative and fundamental analysis, and may use derivatives and option strategies as part of its portfolio management.

Travis Buoy is a financial advisor with River Street Advisors, LLC, holding a Series 65 credential and three years of industry experience. He also works as an investment research analyst for Old Second National Bank’s wealth management department. Prior to his advisory role, Buoy was employed at St. Charles Country Club for eight years. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual clients, high-net-worth individuals, institutional, and charitable entities. The firm uses written investment policy statements, model portfolios, and a combination of quantitative and fundamental analysis to manage diversified portfolios, including the use of derivatives and option strategies.

Christopher Laporta is a financial advisor with River Street Advisors, LLC and holds a Series 65 designation. He has two years of industry experience, including roles at Old Second National Bank, Midland Wealth Advisors, Midland Wealth Management, and ATG Trust Company. Laporta serves as a Senior Wealth Advisor in the Wealth Management Department at Old Second National Bank. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual, institutional, and charitable clients. The firm employs a disciplined investment process that includes written policy statements, model portfolios, and a combination of quantitative and fundamental analysis, offering discretionary and non-discretionary portfolio management and financial planning services.

Michael Cava is a CFP® and CFA® with seven years of industry experience. He is currently a Vice President and Senior Portfolio Manager at Old Second National Bank and serves as an advisor at River Street Advisors, LLC, where he has worked since 2018. Prior to that, he was with Fifth Third Private Bank from 2014 to 2018. River Street Advisors, LLC is an independent asset management and financial planning firm serving individual, institutional, and charitable clients. The firm uses a combination of quantitative and fundamental analysis to manage diversified portfolios and offers discretionary and non-discretionary services.

Yamilet Suarez is a financial advisor with River Street Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. She has worked at River Street Advisors since 2019 and previously at LPL Financial from 2015 to 2019. Suarez also serves as an AVP Wealth Advisor in the Wealth Management Department at Old Second National Bank, dedicating part of her time to bank-related investment activities. River Street Advisors, LLC is an independent asset management and financial planning firm that serves individual clients, including high-net-worth individuals, as well as institutional and charitable entities. The firm uses written investment policy statements, model portfolios, and a combination of quantitative and fundamental analysis to manage diversified portfolios.