George Frost is a CFA charterholder and principal of Frost Investment Partners, LLC, an independent firm based in Provincetown, MA. He has three years of industry experience and returned to advisory practice after a 25-year retirement. Frost Investment Partners provides discretionary and non-discretionary asset management and comprehensive financial planning services to individual and high-net-worth clients. The firm offers tailored investment programs using fundamental analysis and a range of strategies, including trading, fixed income, ETFs, and option writing, with a selective client base and concentrated assets per account.

Eric Bingham is a financial advisor at Pamet Advisors LLC in Truro, MA, holding a Series 65 designation with 10 years of industry experience. He has been with Pamet Advisors since 2016. Pamet Advisors provides financial planning and investment advisory services to individuals, high-net-worth clients, trusts, and estates, utilizing a bottoms-up, value-oriented investment approach that combines fundamental and technical analysis with an emphasis on dividend growth and risk management. The firm manages approximately $43.5 million in discretionary client assets, focusing on a higher asset-per-client concentration and operates on a fee-only basis.

Mark Schiffenhaus is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Long Point Wealth Management, LLC. His prior roles include positions at Cantella & Co., Inc. and Detwiler Fenton Investment Management LLC. He is also involved in managing family LLCs. Long Point Wealth Management provides discretionary wealth management and financial planning services to individuals, trusts, and estates, managing approximately $39.9 million for 36 clients. The firm employs a long-term, diversified portfolio approach incorporating ETFs, mutual funds, individual equities, and a systematic managed-futures sleeve, with an uncommon emphasis on the explicit use of derivatives for low-correlation exposure and crisis protection.

Richard Goselin is a financial advisor at GSI Financials, LLC with two years of industry experience. He holds a Series 65 designation and has worked in financial services through his various roles at GSI Consulting and related entities since 1997. In addition to his advisory work, Mr. Goselin is the President and a certified flight instructor at GSI Corp. GSI Financials, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamental, long-term investment approach using diversified portfolios of low-cost mutual funds, ETFs, individual stocks, and bonds, and offers both discretionary and non-discretionary portfolio management.

Thomas McIntyre is a CFA® charterholder with 31 years of industry experience. He is a principal at McIntyre, Freedman & Flynn Investment Advisers, Inc. and has been with Dessauer & McIntyre Asset Management, Inc. since 1989. McIntyre, Freedman & Flynn provides discretionary portfolio management and oversight to individuals, pension plans, corporations, trusts, and estates, managing approximately $148.3 million for about 69 clients. The firm employs fundamentally driven equity strategies focused on long-term growth and dividend income, offering concentrated, equity-focused portfolios with individualized account services.

Herbert Montgomery is a CFP® with 19 years of industry experience and has been with The Montgomery Financial Group, Inc. since 2006. He holds a Series 63 license and is a 50% owner of Fitz-Mont Environmental Solutions, Inc., a company that provides environmentally sound electricity, water, waste, and lighting solutions. The Montgomery Financial Group serves individual and high-net-worth clients as well as small business owners, offering discretionary investment management, financial planning, and a range of non-investment advisory services such as tax preparation and bookkeeping. The firm employs a Modern Portfolio Theory framework focusing on cost-efficient index funds and ETFs, with a significant portion of its efforts dedicated to non-investment services for individuals and small businesses.

Jonathan Ambrose is a financial advisor at The Montgomery Financial Group, Inc. with one year of industry experience. He holds a Series 65 designation and previously worked for the Monomoy Regional School District for five years. The Montgomery Financial Group serves individual and high-net-worth clients as well as small business owners, offering discretionary investment management, financial planning, and various non-investment advisory services such as tax preparation and bookkeeping. The firm uses a Modern Portfolio Theory approach with cost-efficient index funds and ETFs, emphasizing long-term management and regular account reviews.

Douglas Sivco is a financial advisor at McIntyre, Freedman & Flynn Investment Advisers, Inc. with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with the firm since 2002. McIntyre, Freedman & Flynn provides discretionary portfolio management and oversight to individuals, pension and profit-sharing plans, corporations, trusts, and estates, managing approximately $148.3 million for about 69 clients. The firm focuses on fundamentally driven equity strategies, offering concentrated, equity-focused portfolios tailored to long-term appreciation or income, with an emphasis on direct client service.

Susan Lemieux is a financial advisor with B. Riley Wealth Advisors, Inc. She holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to her current roles at B. Riley Wealth Advisors and B. Riley Wealth Management, she worked at National Securities Corporation for eight years. Outside of her advisory work, she volunteers as a financial empowerment volunteer at a women’s resource center. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a broad range of advisory programs, financial planning, and retirement solutions.

Patrick Phelan is a financial advisor with Eagle Strategies (NY Life) based in Eastham, MA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with Eagle Strategies since 2017 and is also associated with White Cap Financial and Insurance Services. Outside of his advisory role, Phelan serves as a board member for the Estate Planning Council of Cape Cod and acts as treasurer for Cape Cod Young Professionals. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions through a broad network of advisers and uses third-party managers and model portfolios rather than discretionary mandates.

Edward Benz Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and over 34 years of industry experience. He has been associated with Commonwealth since 1995 and has led Benz Financial Services, Inc. as sole owner and president since 1996. Outside his advisory work, he is co-owner and manager of a private entity that owns an office building. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operational support, technology, investment management, and compliance resources while enabling advisors to construct portfolios from a broad range of securities and insurance products.

Jordan Traub is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. He previously worked at Merrill from 2016 to 2018 before joining Commonwealth in 2018. Outside of his advisory role, he is involved in fixed insurance sales as an agent under Benz Financial Services, Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office support including operations, trading, compliance, and technology. The firm offers various investment management solutions and allows advisors discretion in portfolio construction while managing model portfolios through its Investment Management and Research team.

Samuel Watson is a financial advisor at OSAIC Institutions, INC. with 13 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at Infinex Investments, Inc., Citizens Securities, Inc., and Metlife Securities, Inc. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans with a variety of advisory and brokerage services, including financial planning, ERISA plan services, alternative investments through the CAIS platform, and lending and cash-management solutions. The firm’s advisory approach includes both discretionary and predominantly non-discretionary assets, employing a mix of fundamental and technical analysis and leveraging extensive banking and credit union networks.

Christian Pavlakis is a financial advisor at OSAIC Institutions, INC. with three years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Infinex Financial Group and Cape Cod Five Cents Savings Bank. Outside of his advisory role, he is involved in youth sports and golf operations at the Town of Harwich Cranberry Valley Golf Course and volunteers on the applicant selection board for Monomoy Dollars for Scholars, a high school scholarship organization. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through customized advisory and brokerage services. The firm’s advisors utilize a combination of fundamental and technical analysis and offer access to alternative investments while operating predominantly with non-discretionary assets.

Jeffrey Cowling is a CFP® professional with 36 years of industry experience, currently serving at Integrated Wealth Concepts LLC since 2016. He previously worked for Lincoln Financial Advisors Corp from 2003 to 2016. Cowling holds Series 63 and Series 66 licenses and operates out of Orleans, MA. Integrated Wealth Concepts LLC is a national enterprise wealth management firm supporting individuals, high-net-worth clients, families, trusts, estates, businesses, retirement plans, and charitable organizations. The firm offers discretionary investment management, financial planning, retirement plan advisory, and family office services, delivering customized portfolios through a network of approximately 452 advisors managing about $16 billion in client assets.

Brendan O'Keefe is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005. In addition to his advisory role, he is an independent insurance agent representing various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans. The firm offers financial planning, portfolio management, and retirement plan advisory through a network of independent financial professionals using multiple account platforms and a variety of investment strategies.

Ryan Mickiewicz is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked at firms including Evergreen Financial, Inc., Pioneer Financial Group, and Securian Financial Services. Mickiewicz is also the owner of Evergreen Financial, Inc., a financial services business involved in the sale and service of fixed insurance products. Cetera Investment Advisers serves a diverse client base ranging from individuals to institutional and retirement-plan clients, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm combines retirement and fiduciary services with a broad advisory platform, managing over $163 billion in assets through a network of more than 6,800 advisors.

Jacqueline King is a financial advisor with UBS Financial Services. She holds the Series 66 designation and has three years of industry experience. Her prior work includes roles at Merrill and Grodsky Family. Outside of advising, she is a waitress at The Wellfleet Beachcomber, a restaurant where she has worked since 2013, and she is a 50% owner of Royal Transportation Services, a family livery business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Brett Von Flatern is a financial professional with 10 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 credentials and has worked at firms including Fidelity Brokerage Services LLC, Minnesota Life Insurance Co, and Pioneer Financial Group. Outside of his advisory role, he is involved with Evergreen Financial, Inc., a financial services business engaged in fixed insurance sales. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary solutions, combining advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Michael Lucier serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity Investments in various roles since 2005, progressing from Retirement Investment Specialist I to his current leadership role. Prior to Fidelity, he worked as a Brokerage Assistant at Legg Mason Wood Walker, Inc. from 2003 to 2005. Throughout his career, Michael has developed expertise in investment planning and client service, partnering with clients to establish lifelong investment planning relationships aimed at financial prosperity and peace of mind. He holds a California Insurance License. Outside of his professional role, Michael's personal interests include beach activities, cooking and baking, exploring culinary experiences as a foodie, gardening, golf, and painting.

Kerry Overton is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2002 and holds a Series 66 designation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations, supported by a centralized consulting team and an automated recommendation system overseen by a Retirement Income Oversight Committee.

Mark Garvey is a Series 66 licensed advisor with 38 years of industry experience. He is currently with LPL Enterprise and has a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he is involved in a Prudential-sponsored non-variable insurance business. LPL Enterprise provides advisory services through a large network of representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory and brokerage services with an affiliated insurance agency.