Michael Dinich is the sole advisor at Your Money Matters Wealth Management, LLC in Sayre, PA, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has operated Your Money Matters since 1990 and owns Heritage Beef and Cattle Co., where he is involved in cattle breeding and sales. Dinich also manages an estate planning business as a side activity. Your Money Matters Wealth Management provides personalized financial planning and discretionary portfolio management primarily for individuals and trusts. The firm serves a very small client base, uses a range of investment strategies guided by client objectives, and also arranges and monitors third-party money manager relationships.

Alexandra Richey is a financial advisor at Gradient Securities, LLC with three years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial and Citizens & Northern Bank. Outside of advising, she serves as a volleyball bookkeeper for the Troy Area School District. Gradient Securities, doing business as Gradient Wealth Management, provides financial planning, consulting, non-discretionary asset management, and ERISA plan services to a diverse client base including individuals, trusts, and corporations. The firm operates as both an SEC-registered investment adviser and a FINRA-registered broker-dealer, with a notable focus on third-party manager referrals and non-discretionary advice.

Joshua Fallenstein is a financial advisor with Gradient Securities, LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked with Freedom Wealth Management, LLC dba AJ Freedom Financial, Freedom Financial Insurance, LLC, and Freedom Financial Tax, LLC in various capacities since 2015. Fallenstein is also the managing member of Freedom Financial Tax, LLC and Freedom Financial Insurance, LLC, where he is involved in tax preparation, tax planning, and insurance services. Additionally, he serves on the membership committee of BNI. Gradient Securities, LLC, operating as Gradient Wealth Management, provides financial planning, consulting, non-discretionary asset management, and ERISA plan services to individuals and various institutional clients. The firm combines SEC-registered advisory services with broker-dealer functions and works extensively with third-party managers while managing over $590 million in assets on a non-discretionary basis.

Sarah Carr is a CFP® with six years of industry experience, currently serving as a financial advisor at Belpointe Asset Management LLC since 2020. She also provides financial wellness coaching and is involved with the Financial Therapy Association, which bridges financial planning and cognitive behavioral therapy. Additionally, she serves as board chair of the RReclamation Collective, a nonprofit focused on education and advocacy for those affected by religious harm, and acts as treasurer for Endless Mountains Pride, supporting LGBTQ+ community initiatives. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations, offering discretionary investment management, financial planning, and retirement plan consulting. The firm employs customized portfolios with a range of strategies and supports a variety of affiliated businesses and product sponsorships alongside its advisory services.

Matthew Landis is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera and Citizens & Northern Bank, where he maintains a client relationship role. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a range of financial planning and asset management solutions supported by an in-house research team.

Brandon Walker is a financial advisor with Equitable Advisors in Waverly, NY, holding a Series 66 designation and eight years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AxA Advisors. Outside of his advisory role, he serves as a wrestling coach in Waverly. Equitable Advisors serves a wide range of clients including individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services with tailored client plans.

Zachary Rentzel is a financial advisor with LPL Financial in Troy, PA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial, he was involved with Redemption to the Nations Church and Bowater Employees Credit Union. Outside of his advisory work, he serves as a bookkeeper for New Life Church of Canton. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory financial products.

Patrick Ousterout is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. He also has a concurrent role at Pella Windows & Doors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branches.

Peter Moschak is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Wells Fargo Clearing, and Wells Fargo Advisors, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team, combining large-scale advisory operations with a broad range of financial products and services.

Michael Chambers is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He has been associated with Linsco / Private Ledger Corp. since 2004. Chambers also operates a separate business under the name North Branch Financial Services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a variety of delivery options supported by an in-house research team, combining large-scale advisory operations with non-advisory product activities.

Jenny Payne is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 25 years of industry experience. She has worked at Raymond James since 2004 and previously at Richard A. Pascoe Financial Services. Outside of advising, she owns and manages Brenchley's Lake CampGround in Rome, Pennsylvania. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to tailor recommendations while often maintaining an advisory role rather than discretionary management.

David Allen is a financial advisor with LPL Financial in Owego, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 1999 and previously worked at Tioga State Bank from 1997 to 2021. He serves as a board member for the Tioga County Republican Committee. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Derek Gowan is a financial advisor with LPL Financial in Sayre, PA, holding a Series 66 designation and bringing 13 years of industry experience. He has been with LPL Financial since 2012 and previously served with the Community Foundation for the Twin Tiers and the Sayre Elks Lodge #1148. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment solutions supported by an in-house research team and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.

Wesley Smith is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has prior work experience at M&T Bank and Gannon Associates. In addition to his advisory role, he is involved with Wilmington Advisors at M&T. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brittanie Ockerhausen is a financial advisor at LPL Financial with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at SCOTTRADE, TD Ameritrade, and Rileyo Aerospace. Ockerhausen currently serves as a wealth advisor at Citizens & Northern Bank in Sayre, PA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

David Stearns is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Aldi Inc. Outside of his advisory role, he is involved with Robbins Financial, an insurance and financial services business affiliated with LPL. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and multiple delivery platforms.

Sian Matt is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2021, Sian worked for eight years at The Legal Aid Society of Mid New York. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house Research team that constructs model portfolios and provides both strategic and tactical implementations.

Courtney Steckiel is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. since 2017. Prior to this, she worked at LPL Financial and First Citizens National Bank. Outside of her advisory role, she is an associate at JP Financial, where she supports client activities and compliance functions. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by comprehensive research and a wide affiliate network.

Jason Glowski is a financial advisor at Edward Jones with 12 years of industry experience. He previously worked at LPL Financial from 2012 to 2018 before joining Edward Jones. He holds a Series 63 designation and serves as a board member for Grace Christian Academy in Ulster, PA. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Conor Hogan is a financial advisor with LPL Financial in Owego, NY, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. His career includes roles at Tioga State Bank, KEYBANK, key Investment Services LLC, and First Niagara Bank. Hogan also serves as a notary in Owego. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings.

Matthew Geer is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, Uvest Financial Services Group, and First Citizens National Bank. Outside of his advisory role, he serves as a board member and treasurer for the nonprofit Kids Can't Fight Cancer Alone and coaches junior high track and field in Troy, PA. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing multiple account platforms and both discretionary and non-discretionary strategies.

Ethan Landis is a financial advisor with LPL Financial based in Troy, PA. He holds a Series 66 designation and has two years of industry experience. Prior to joining LPL Financial in 2023, he worked at The Guthrie Clinic from 2021 to 2023. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Gregory Burns is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 14 years of industry experience. Prior to joining Raymond James in 2022, he worked at Cantella & Co., Inc. and Edward Jones. Outside of his advisory role, he is involved as an owner or partner in several support and business entities unrelated to investment management. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through detailed client interviews and risk profiling.

Joseph Ferri is a CFP® professional with 25 years of experience, currently serving as a financial advisor at Ameriprise since 2020. He worked at Ameriprise Financial Services, Inc. for 15 years prior to that. Outside of his advisory role, he is involved in business ownership related to establishing a defined benefit pension plan for an office building LLC in Owego, NY. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, using a combination of research, modeling, and tax-efficiency analysis to generate personalized retirement income recommendations.

Robert Williams Jr. is a financial advisor with LPL Financial in Troy, PA, holding Series 63 and Series 65 credentials and over 24 years of industry experience. His prior roles include positions at Grove Point Advisors, Donald D. White PA, H. Beck, Inc., and First Citizens Bank. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.