Jonathan Kuczmarski is a financial advisor at Efficient Capital Strategies, LLC in Providence, RI, holding Series 65 and Series 66 licenses with 12 years of industry experience. He previously worked at WhaleRock Point Partners, LLC from 2014 to 2016 before founding his current firm in 2016. In addition to his advisory role, he holds an active real estate salesperson license and dedicates a portion of his workweek to real estate activities. Efficient Capital Strategies provides comprehensive, goals-based financial planning and discretionary portfolio management primarily for high net worth individuals, charitable organizations, and business entities. The firm employs a value-based investment philosophy using fundamental and technical analysis, incorporating equities, fixed income, mutual funds, ETFs, and publicly traded REITs, with tactical use of nontraditional ETFs and hedging strategies.

Jan Hilfer is a CFP® and Series 66 credentialed financial advisor with 12 years of industry experience. He has worked at Edward Jones for nine years before founding Eisenhilfer Capital LLC, where he has been practicing since 2022. Eisenhilfer Capital LLC provides discretionary portfolio management and financial planning to individual investors, charitable organizations, and businesses. The firm customizes investment strategies based on client objectives and risk tolerance, utilizing approaches such as fundamental analysis and modern portfolio theory, and offers educational seminars upon request.

James Tavares is a financial advisor with Lodestar Wealth, LLC in Providence, RI, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Quasar Distributors, LLC and Horizon Investments. He also supports a startup healthcare financial technology firm without receiving compensation. Lodestar Wealth Public Benefit, LLC is an independent registered investment adviser serving individuals, including high-net-worth clients, and business entities. The firm uses ETF-based, long-term portfolios guided by documented Investment Policy Statements and employs a combination of modern portfolio theory, fundamental, quantitative, and technical analysis to construct diversified allocations.

John Connaughton is a CFP® professional at Rhodeway Financial with three years of industry experience. He previously worked at Columbia Funds and FINRA and serves as a paid independent trustee of the Columbia Funds. Rhodeway Financial offers financial planning and financial literacy seminars primarily for individuals and nonprofit organizations, focusing on investment, retirement, tax, college, and debt planning. The firm emphasizes mutual funds, particularly within employer-sponsored retirement plans, and provides non-discretionary advice without managing client portfolios or charging asset-based fees.

Mark Majka is a CFA® charterholder with 14 years of industry experience, currently serving as the sole advisor at MJM Investment Advisors, Inc. He has worked at Kastel Capital Advisors, LLC since 2019 and has been with MJM Investment Advisors since 2011. Since 2020, he has also served as an outsourced Chief Investment Officer for Pension and Wealth Management Advisors, providing investment research and portfolio construction input. MJM Investment Advisors, Inc. is a fee-only registered investment adviser that offers discretionary portfolio management to individuals and small institutions. The firm employs a combination of top-down asset allocation and bottom-up fundamental analysis across multiple equity and balanced strategies, with client communications including quarterly performance reports and an Investment Outlook.

Christopher Benoit is a CFP® with seven years of experience in financial advisory services. He is the founder of CB Capital LLC, an independent firm based in North Smithfield, RI, where he has worked since 2018. Benoit is also Vice President of Anchor Auto Group, an auto dealership, and President of CB Capital Reinsurance Ltd., an automotive reinsurance company he established in 2014. CB Capital provides investment advisory and financial planning services to individuals, high-net-worth clients, small businesses, estates, trusts, and employer-sponsored retirement plans. The firm operates on a fee-only, fiduciary basis and offers specialized advisory services for automotive reinsurance companies, combining ERISA-level retirement plan advisory with niche expertise in the automotive insurance sector.

Eduardo Borges is a financial advisor at Goal Wealth Advisory Group, LLC in Providence, RI, holding the CFP® and CFA® designations with nine years of industry experience. He previously worked at Morgan Stanley Private Bank from 2016 to 2024 before joining Goal Wealth Advisory Group in 2024. Borges is also licensed to sell life and health insurance. Goal Wealth Advisory Group, LLC provides portfolio management, comprehensive financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and nonprofit organizations. The firm employs a primarily passive investment approach using index mutual funds and ETFs, with portfolio construction guided by written investment policy statements and supplemented by fundamental, technical, and cyclical analysis when appropriate.

Jeffrey Pereira is the principal of JBP Financial LLC and holds a Series 66 designation with 21 years of industry experience. He previously worked at Atlantis Asset Management for nine years before establishing his current firm. Outside of advisory services, he has been involved in selling life insurance since 2006, which accounts for a small portion of his time. JBP Financial LLC is an independent investment adviser serving a limited client base with portfolio management and integrated financial planning. The firm combines various analytical approaches with disciplined asset allocation and rebalancing, primarily managing assets on a non-discretionary basis.

Eric Thomson is a financial advisor at Zarathustra Wealth Management with six years of industry experience. He holds a Series 66 designation and has worked previously at Edward Jones, Staples Business Advantage, Amica Insurance, and Schneider Electric/APC. Zarathustra Wealth Management provides fee-only financial planning and discretionary portfolio management to individual investors, small business owners, pension plans, foundations, and other institutional clients. The firm uses an evidence-based, quantitatively driven approach focused on sustainable risk-adjusted returns, combining broad index exposure with selective stock selection and offering pension consulting and educational seminars.

Charles Means is the sole advisor at Charles J. Means & Co., LLC in Providence, RI, holding a Series 65 credential with 23 years of industry experience. He has led his firm since 2002, providing personalized investment management services. Charles J. Means & Co., LLC offers customized, discretionary portfolio management primarily for individuals, IRAs, trusts, estates, and charitable organizations. The firm manages approximately $84 million across about 59 accounts, focusing on equity and debt securities aligned with macroeconomic views and client objectives.

James Cogswell is the principal of Stillwater Investments, an independent registered investment adviser based in Smithfield, Rhode Island. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, including 16 years at Stillwater Investments. In addition to his advisory role, he is a licensed real estate agent, assisting clients with buying and selling homes. Stillwater Investments is a sole-proprietor firm offering discretionary wealth management, portfolio management, and financial planning to individuals, trusts, and estates. The firm focuses on a long-term, fundamental analysis-based investment approach, using diversified portfolios of low-cost mutual funds, ETFs, and individual securities, serving a limited number of clients with assets held at third-party custodians.

Angela Thomson is a Certified Financial Planner (CFP®) and holds a Series 65 license with 18 years of industry experience. She has been the principal advisor at Coastal Financial Planning, Inc. since 1997. Coastal Financial Planning, Inc. is a fee-only registered investment adviser serving individuals, small businesses, trusts, and charitable organizations. The firm emphasizes strategic asset allocation based on Modern Portfolio Theory and global diversification, focusing on long-term investment horizons and downside protection.

Christa Canavan is a financial advisor at Norton Financial Consultants with 40 years of industry experience. She holds the ChFC® and Series 63 designations and has been with Norton Financial Consultants since 1984 and Commonwealth Financial Network since 1999. In addition to financial planning, she also provides tax preparation services. Norton Financial Consultants offers fee-based financial planning and wealth management consulting to individuals, high-net-worth households, trusts, estates, and small businesses. The firm focuses on customized, methodical financial plans aligned with clients’ goals, tax situations, and risk tolerance, providing implementation assistance through broker-dealer and insurance channels without discretionary portfolio management or custody of assets.

Patrick Randall is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Bulldog Financial Planning LLC. He previously worked at Fidelity Investment and Fidelity Brokerage Services over a combined 14-year period. Bulldog Financial Planning provides fee-only financial planning, ongoing advice, group seminars, and discretionary portfolio management to individuals, families, trusts, and small businesses. The firm emphasizes tailored investment strategies supported by fundamental and technical analysis, offers educational outreach, and manages a sponsor-style wrap fee program that includes comprehensive performance reporting.

Robert Dossett is a CFP® certificant and Series 65 license holder with 14 years of industry experience. He has been the principal of Waypoint Financial Planning LLC since 2011. Outside of financial advising, he is a minority investor in a medical device patent-holding LLC, iTKR Software LLC, though he does not materially participate in that business. Waypoint Financial Planning LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, and trusts and estates across multiple states. The firm follows a long-term, fundamental-analysis approach to building diversified portfolios tailored to clients’ tax situations, time horizons, and risk tolerances.

Kevin Nulton is a CFP® with 15 years of industry experience and has been the sole advisor at Titanium Advisors, LLC since 2010. He holds the Series 63 designation and operates out of Franklin, MA. Titanium Advisors is a fee-only, SEC-registered independent investment adviser serving individuals, pension and profit-sharing plans, foundations, charitable organizations, and business entities. The firm employs a long-term, passive, tax-aware asset allocation approach using broadly diversified mutual funds and ETFs, including institutional products, and provides discretionary portfolio management along with qualified plan advisory services under ERISA.

Steven Richardson is a financial advisor at Richardson Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.W. Cole Financial, Inc. since 2020 and First Allied Securities, Inc. from 1998 to 2020. In addition to his advisory role, Richardson manages a CPA practice, serves as a director of Charles River Bank, and is involved in several other business and community activities. Richardson Financial Services, Inc. is a fee-based registered investment adviser serving individual and high-net-worth clients. The firm provides comprehensive financial planning and portfolio management, using third-party managers on platforms such as AssetMark and Envestnet, with ongoing due diligence and quarterly reviews of managers and asset allocation.

Tyler Khalfayan is a financial advisor at Signet Investment Advisory Group, Inc. with two years of industry experience. He holds a Series 65 designation and has worked at Signet since 2022, with prior experience at Corrigan Financial and various roles outside finance including positions at Coast Guard House Restaurant and Newport Smokehouse. Signet Investment Advisory Group provides discretionary portfolio management and investment counseling to individuals, businesses, trusts, charitable organizations, and retirement plans. The firm employs a combination of fundamental and technical analysis to tailor strategies to clients’ objectives, managing over $345 million in assets across approximately 165 accounts.

Edward Pitts is a CFP® professional with 31 years of industry experience. He is currently with Richardson Financial Services and previously worked at J.W. Cole Financial, Edward Jones, and TIAA. Outside of his advisory role, he serves as an independent ice hockey referee. Richardson Financial Services is a fee-based registered investment adviser serving individual and high-net-worth clients. The firm offers comprehensive financial planning and portfolio management, utilizing third-party managers through wrap platforms such as AssetMark and Envestnet.

Margaret Hartigan is a financial advisor at Marstone LLC with 21 years of industry experience. She holds a Series 66 designation and has been with Marstone, Inc. (formerly RATIONAL Q LLC) since 2012. Marstone is a digital investment adviser that offers online financial advisory services and portfolio management to individual investors and institutions through sub-advisory agreements. The firm uses an algorithm-driven approach to construct diversified, ETF-based portfolios that include equities, fixed income, real estate, commodities, ESG-focused ETFs, and alternative exposures such as cryptocurrencies.