Barry Federici is a CFP® professional with six years of experience in financial advising. He is the owner of Family First Wealth Management in Sycamore, IL, and has prior work experience including 30 years in the United States Marine Corps and legal studies at NIU Law School. In addition to his advisory role, he owns Saluting Success, LLC, a property management trust. Family First Wealth Management provides investment management and financial planning primarily for individual clients, employer-sponsored retirement plans, and charitable organizations. The firm’s investment approach centers on diversification and asset allocation based on Modern Portfolio Theory, offering both strategic and tactical allocation with the option to incorporate third-party managers. It also provides employee benefit plan consulting and pension-plan advisory services, supported by the principal’s interdisciplinary background as a licensed attorney, CPA, and CFP.

Nathan Haas is a financial advisor at Haas Trade Advisors LLC holding a Series 65 designation. Based in Davis Junction, IL, he provides financial planning and consulting with a focus on long-term, strategic investment guidance. Haas Trade Advisors delivers written financial plans covering asset allocation, retirement, tax, estate, cash flow, and education planning primarily through virtual meetings. The firm emphasizes holistic, goal-based planning without managing client assets or accepting trading discretion.

Scott Newport is the sole advisor at Newport Investment Advisors, Inc. in Sycamore, Illinois, holding a Series 65 credential with 28 years of industry experience. He has led Newport Investment Advisors since 1996 and has provided farming business analysis services as CEO of Illinois Farm Business Farm Management since 1989. Newport Investment Advisors offers wealth and portfolio management services to individuals, corporations, non-profits, foundations, trusts, and qualified plans, managing approximately $25.2 million. The firm integrates tax and accounting services with investment advice, employing multiple analytical methods and primarily managing assets on a non-discretionary basis.

Josiah De Ford is a CFA® charterholder and financial advisor at Kisher Capital, LLC with three years of industry experience. He has previously worked at Harvest Investment Services, LLC and Christian Retirement Ministries. Outside of his advisory role, Josiah has taught private music lessons since 2015. Kisher Capital provides discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and small businesses. The firm uses proprietary investment models that combine passive and active strategies with factor-based equity tilts and biblically responsible investing screens, operating through a wrap-fee program with a focus on fee-only fiduciary standards.

My name is Eric Schlosser, and I am a caring, values‑driven CERTIFIED FINANCIAL PLANNER® Professional, and your dedicated fiduciary investment advisor. My mission is simple: to truly put your best interests first. Whether you're a family, business owner, ministry, or organization, I partner closely with you as your advocate to build customized strategies that bring confidence and peace of mind. At home, I’m a grateful husband and proud dad of two. I focus on bringing the same empathy, patience, and commitment to our work together as I would for my family. I believe that strong relationships, whether in family or finance, thrive on trust and genuine care. In our community, I serve as Assistant Treasurer for our local AYSO region, helping youth soccer flourish with responsible stewardship. I also contribute my musical gifts on the worship team at my church. These roles matter deeply to me because serving others is not just what I do, but it’s who I am. What I care about most is helping to solve problems with honesty, faith, and a genuine desire to help you succeed, because your well-being is what matters most to me.

James Hanley is a financial advisor at Kisher Capital, LLC with 17 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Envoy Advisory Inc., Edward Jones, and USAA in various advisory and financial planning roles. Kisher Capital provides discretionary investment management and financial planning services to individuals, self-directed pension and profit-sharing plans, charitable organizations, and small businesses. The firm employs proprietary investment models incorporating faith-based and outcome-oriented strategies and operates as a wrap-fee program sponsor.

Brittany Starkey is a CFP®, ChFC®, and Series 66 licensed financial advisor with six years of industry experience. She has been with Edward Jones since 2019 and previously worked at Constellation Brands Inc. from 2014 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

Joshua Kubiak is a financial advisor with Edward Jones in Genoa, Illinois, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Edward Jones since 2009. Kubiak serves as president of the City of Genoa Police Pension Board, where he participates in decisions regarding pension fund allocations and obligations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices, and operates under a fiduciary standard.

Ashley Jackson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. She has worked at Central Bank of Illinois since 2011 and concurrently serves as a Client Relationship Officer there. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a variety of financial planning and asset management solutions supported by an in-house research team.

Brendon Gallagher is a financial advisor with Ameriprise in Kirkland, Illinois, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His work history includes over two decades at Gallagher & Associates and a combined 21 years with Ameriprise and Ameriprise Financial Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering tailored, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of its institutional category.

Emily Willems is a financial advisor at Edward Jones with 10 years of industry experience. She holds a Series 66 credential and has worked at Edward Jones since 2019, following prior roles at BB&T Securities and other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering advisory programs with discretionary and non-discretionary strategies, access to SMAs, affiliated mutual funds, and a proprietary money market fund, supported by a nationwide network of more than 23,700 financial advisors.

Susana Belmonte is a financial advisor at LPL Financial in Rochelle, IL, holding a Series 66 designation with one year of industry experience. She has been affiliated with Central Bank Illinois and LPL Financial since 2015. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Patricia Wilson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing nine years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, institutional consulting, and public finance services.

Shawn Blobaum is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 17 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2008. Outside of his advisory work, he serves as a Deacon at Grace Free Lutheran Church, is a board member of the DeKalb County Community Foundation, and is Vice President of the local Lions Club, involved in various community-focused activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across multiple financial topics but does not provide portfolio management for institutional clients, focusing instead on advisory planning and managed-account services.

Barry Hamilton is a financial advisor with LPL Financial based in Sycamore, IL, holding Series 63 and Series 66 designations and nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank and JPMorgan Securities LLC. Hamilton also serves as a financial consultant at Heartland Bank and Trust Company. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Stacie Barnett is a Series 66 credentialed financial advisor with Edward Jones, based in Sycamore, IL, and has three years of industry experience. She has worked with Edward Jones since 2016, with a brief period at LPL Financial LLC from 2024 to 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Corey Hausen is a financial advisor with LPL Financial in Sycamore, IL, holding Series 63 and Series 66 licenses and 20 years of industry experience. His prior roles include positions at Heartland Bank and Trust Company, The Prudential Insurance Company of America, BMO Harris Bank, and PNC Investments. He is also a commissioned notary in Kingston, IL. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions through its extensive network of investment adviser representatives, supported by an in-house research team that develops model portfolios and a range of strategic and tactical investment options.

Leonard Eisele is a Series 66 licensed financial advisor with Fidelity in Sycamore, IL, with one year of industry experience. Prior to joining Fidelity, he worked with Thrivent Financial and Thrivent Investment Management Inc, and he has also served as an independent contractor reporting on local high school and college sporting events for Shaw Media. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Mc Kenna Marcinkowski is a financial advisor with Edward Jones in Sycamore, IL, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, Marcinkowski worked in various roles including positions in local government and hospitality. Outside of advising, Marcinkowski owns a custom T-shirt business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Travis Thompson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. He previously worked at FNBO for ten years before joining Raymond James. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, as well as institutional consulting and public finance capabilities.

Donald Skadow Jr. is a ChFC®-designated financial advisor with 44 years of industry experience. He is currently with Osaic Wealth Inc., having joined in 2024 after 18 years at LPL Financial. He is also a licensed agent for Crump Life Insurance, providing life insurance, long-term care, and fixed annuity products. Osaic Wealth Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory services and investment programs, utilizing risk-tolerance assessments and portfolio optimization tools, and supports a large network of over 6,200 advisors.

Carla Capasso Stonecipher is a financial advisor at Edward Jones with three years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Bank of America, Merrill, and Northwestern Mutual Wealth Management Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and operates a wide network of financial advisors and branch offices, offering both discretionary and non-discretionary strategies under a fiduciary standard.

Ivett Mc Han Frank is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. She has held roles at Raymond James Financial Services, First Investments and Planning, and First National Bank of Omaha. Outside of advising, she works as an advisor assistant in a support capacity. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a broad range of implementation options.

Scott Coutts is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2020. Prior to that, he held roles at Central Bank Illinois, Ameriprise Financial Services, and several other financial institutions. Coutts also serves as a Trust Administrator Officer at Central Bank Illinois. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Mark Overby is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with Raymond James & Associates since 2005. Outside of his advisory role, he owns a rental real estate business. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting services.

Paul Loner is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Osaic Wealth Inc and previously worked at LPL Financial for 15 years. Outside of his advisory role, he serves on nonprofit boards including Timberlane Village and the Pregnancy Care Center, and owns an insurance agency specializing in health and Medicare supplement insurance. Osaic Wealth Inc is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm uses a combination of risk-tolerance assessments, asset allocation software, and portfolio optimization tools, offering both discretionary and non-discretionary account management across a wide range of investment products.

Bradley Stojan is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Matthew Myre is a financial advisor with Edward Jones in Sycamore, IL, holding Series 63 and Series 66 credentials and with 47 years of industry experience. He has worked at Edward D. Jones & Co., L.P. since 1979. Outside of his advisory role, he is involved as a partner in real estate investments, including a building housing his Edward Jones office and several other tenants. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Michael Wemple is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with LPL Financial since 2016 and also serves as a wealth advisor in the Asset Management and Trust Services Division of Heartland Bank and Trust. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings.

Mark Cronshaw is a financial advisor with Edward Jones in Dekalb, Illinois, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jennifer James is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2018, she worked in various roles including positions at IAU College and Northern Illinois University’s Study Abroad Department. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Erin Arnold is a financial advisor at Fidelity with six years of industry experience and holds the Series 66 designation. She previously worked at Raymond James Financial Services and First National Bank. Outside of her financial career, Arnold writes poetry for publication and is a partner in an independent online literary publishing venture based in Sycamore, Illinois. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and systematic portfolio construction using mutual funds, ETFs, and ETPs, and serves as an advisor to registered investment companies and fund-of-funds.

Michael Brooks is a financial advisor with LPL Financial in Princeton, Illinois, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2001. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team that develops strategic and tactical investment models.

Luke Hryszczuk is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. His prior work includes roles at Bates Financial Group and Service One Financial Group, as well as non-financial positions at Grand Canyon University, The Home Depot, and Chick-Fil-A. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers various programs and employs technology-driven investment processes, managing approximately $200 billion in assets through a network of over 6,000 advisors.

Michelle Todd is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She works closely with individuals and families to assess their financial situations and develop tailored financial plans. Michelle emphasizes regular reviews and adjustments to these plans to adapt to changes in clients' life circumstances or market conditions. Her experience at Fidelity Investments includes positions as Central Relationship Manager from 2023 to 2024 and Financial Representative from 2021 to 2023. Through these roles, she has developed expertise in client relationship management and financial planning. Outside of her professional responsibilities, Michelle has interests in pets, reading, traveling, and volunteering.

Heather Hilleshiem is a financial advisor at Edward Jones in Sycamore, IL, holding a Series 66 designation with 12 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, including managed solutions and separately managed accounts, and operates under a fiduciary standard.

Kevin Sullivan is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Topstep LLC and the Chicago Cubs. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Gregory Folmar is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. He has worked at LPL Financial since 2018 and previously spent three years with Edward Jones. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad network of investment adviser representatives.

Anthony Rowley is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2015. He has 11 years of industry experience and is also a Major and Executive Officer in the United States Marine Corps Reserve. Outside of his advisory role, he is self-employed in raising cattle. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a large national network of advisors and branch offices.

Timothy Beasley is a Series 66-licensed financial advisor with Edward Jones in Sycamore, IL, where he has worked since 2018. He has seven years of industry experience and previously spent 20 years at American Midwest Bank (Heartland Bank & Trust). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Justin Gifford is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones from 2014 to 2018. Gifford serves as a Trustee on the Sandwich Fire Protection District Board, where he is involved in budgeting, approving expenses, and personnel matters. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm emphasizes tailored financial plans developed through client collaboration and offers a wide range of implementation options, frequently operating in an advisory and support capacity rather than as a delegated manager.

Eric Jones is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. He has worked at Baird since 2017 and previously spent 13 years at TransWare Enterprises Inc. Outside of his advisory role, Jones is involved as an employee in tax preparation at American Midwest Tax & Accounting. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services utilizing a range of strategies, including traditional and non-traditional investments, with options for discretionary and non-discretionary management.

Edward Carey is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 26 years of industry experience. He has been with Cetera since 2003 and operates a sole proprietorship providing tax accounting services. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts with firm-sponsored model portfolios and third-party managed options.

Troy Oates is a financial advisor with Raymond James Financial, holding a Series 66 designation and 13 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 2015 and previously at Twin Power from 2017 to 2019. Outside his advisory role, he owns Forthright Financial, a financial services firm based in Sycamore, IL, where he also acts as an agent providing alternative pricing and strategies on various life insurance products. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations and access to a broad range of investment and fiduciary solutions.

Gina Ward is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates from 2015 to 2021 before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to multiple registered investment companies and use of algorithmic methods and AI in its investment research.

Ryan Genz is a financial advisor with Edward Jones in Sycamore, IL, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Jessica Morris is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to that, she was with Luckett & Farley from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Jeffrey Benson is a CFP® with 38 years of industry experience. He is the principal of Benson Advisory Services & Asset Management and has previously worked at Royal Alliance Associates, Inc. Outside of his advisory work, he serves as a church council member and provides federal and state income tax preparation services. Benson Advisory Services & Asset Management serves a small client base, offering investment advice, financial planning, brokerage, and insurance services. The firm provides coordinated planning and execution through multiple compensation methods and may recommend third-party advisers to clients.

Larry Knoble is a CFP® with 41 years of experience in the financial industry. He has been affiliated with OSAIC since 1989. In addition to his advisory work, he sells life, disability, long-term care, dental, and health insurance, as well as fixed annuities. Knoble, Larry H. is an independent firm serving clients with personalized financial advice, including investment analysis and portfolio rebalancing based on risk tolerance.