Michelle Morris is a CFP® and Series 65 credentialed financial advisor with 14 years of industry experience. She is the principal of Brio Financial Planning in Quincy, MA, and has worked as a tax specialist at Leo J. Hart III since 2009. Brio Financial Planning is an independent, fee-only firm serving individuals and families with holistic financial planning and portfolio management. The firm focuses on goals-based planning, offering services such as tax preparation and typically managing assets on a non-discretionary basis with fixed retainer fees rather than percentage-of-AUM charges.

Benjamin Doernberg is a financial advisor at First Step Financial in Boston, MA, holding a Series 65 designation with one year of industry experience. Prior to founding First Step Financial, he worked with Never Again Action and Escape the Room Boston. First Step Financial provides financial planning and advisory services to individual and high-net-worth clients through one-off plans, ad-hoc hourly engagements, and an ongoing subscription option, focusing on modern portfolio theory and broad index mutual funds and ETFs. The firm does not custody or trade client accounts and uses a pricing model based on subscription and hourly fees rather than asset-based charges.

I began my career in the financial services industry nearly ten years ago. Prior to founding Dreamfield Planning Group, I served as an associate wealth management advisor at Sconset Wealth Management—an advisory practice nested in the downtown Boston office of Northwestern Mutual—where I developed financial plans and managed investment assets. In a preceding role in the same office, I led an internal business unit providing investment consulting services to multiple financial advisors representing more than $200 million of assets under management (AUM). Previous to that, I served as an associate financial advisor at a Foxborough, Massachusetts financial planning practice and as a research analyst at a Cambridge, Massachusetts public policy research firm. I hold a Bachelor of Arts in History from Hendrix College and a Master of Public Policy from Georgetown University. I am both a CERTIFIED FINANCIAL PLANNER™ and a CFA Charterholder. I have lived for many years in Milton, Massachusetts with my wife Allie and our son Ben. In my spare time, I enjoy travel, reading, playing guitar, and taking long walks with the family dog, Louie.

Adam Apt is a CFA® charterholder and holds a Series 65 license, with 18 years of industry experience. He has been the principal of Peabody River Asset Management, LLC since 2007. Additionally, he serves as Vice President of Investment Analytics at LTSAVE, Inc., where he designs and oversees an automated investment advice system for defined contribution retirement plans. Peabody River Asset Management is a fee-only registered investment adviser providing portfolio management, financial planning, and consulting services to individuals, families, and institutional clients, including charitable organizations. The firm employs a top-down, four-stage portfolio construction process with a focus on ETFs, bonds, and a mostly buy-and-hold approach, supplementing fundamental analysis with quantitative risk models.

Robert Lang is the sole advisor at Aztec Capital LLC in Arlington, MA, holding a Series 65 credential with 12 years of industry experience. He has been involved with TheStreet.com and RealMoneyPro.com since 2012 and operates Explosiveoptions.net, an educational service for option traders that includes a chat room and spread trading service. Aztec Capital serves individual clients, small businesses, institutions, and charitable organizations through discretionary portfolio management and tailored investment strategies. The firm’s approach focuses on equity options and related derivatives, employing techniques such as premium selling, calls and puts buying, and hedging, with frequent use of technical analysis and active account monitoring.

Adam Hark is the president of Wellesley Hills Capital in Newton, MA, with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including PCF Capital Markets LLC and Preston Todd Advisors, Inc. He also maintains roles in related Wellesley Hills entities. Wellesley Hills Capital provides discretionary and non-discretionary investment management and consulting services to individuals, high-net-worth clients, trusts, and estates. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis, emphasizing low-cost exchange-traded funds alongside individual stocks, bonds, and options, with services offered both on a discretionary basis and through hourly consulting engagements.

Steve Ng is the sole advisor at Woodland Investment Consulting LLC in Boston, MA. He holds the CFA® designation and Series 63 license and has 17 years of industry experience. He has been employed with MFS Fund Distributors, Inc. since 2005 and has served as an instructor at the Boston Security Analysts Society since 1992. Woodland Investment Consulting provides discretionary portfolio management and integrated financial planning primarily for individual investors and pension plans, including defined-contribution plans. The firm follows a value-oriented, relatively low-risk investment approach with broad diversification and a focus on income and capital preservation.

Todd Carter is the principal of The Blue Oak Group, LLC, an investment advisory firm based in Boston, MA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to founding The Blue Oak Group in 2008, Mr. Carter worked at Kalos Management and Kalos Capital, Inc. He also co-owns Mercer Consulting, LLC, a real estate consulting firm specializing in §1031 like-kind exchanges. The Blue Oak Group provides alternative investment advice and consulting to select accredited individuals, trusts, and corporate entities, focusing on tax-aware capital deployment and customized alternative allocations as part of broader financial plans. The firm’s approach includes working with a range of alternative assets and coordinating with clients’ existing legal, tax, and wealth teams.

Brian Hennessy is a CFP® professional with 14 years of industry experience. He is the principal and owner of Hennessy Financial Services in Medford, MA, and has worked concurrently at Stage Harbor Financial, LLC since 2018. He has prior experience at Mass General Hospital and holds a Notary Public designation in Massachusetts. Hennessy Financial Services is an SEC-registered, single-advisor firm providing discretionary portfolio management to individuals, high-net-worth clients, and institutional accounts. The firm creates customized investment strategies based on clients’ objectives and risk tolerance, primarily focusing on equities, corporate debt, and mutual funds, and manages roughly $13.2 million in discretionary assets.

Kevin Williams is a CFP® professional with 10 years of industry experience, currently operating as the sole advisor at Full Life Financial Planning in Pembroke, MA. His prior experience includes roles at Lincoln Investment and Damon & Associates, Inc. He serves as Treasurer/Clerk for the Financial Planning Association of Massachusetts in a volunteer capacity. Full Life Financial Planning offers wealth management, comprehensive financial planning, and tax preparation services to individuals, high-net-worth clients, and businesses. The firm employs a fee-only model and integrates passive and active investment strategies aligned with client objectives, providing personalized service with a focus on tax-aware financial planning.

Eric Liriano is a CFP® with 33 years of industry experience. He is the principal of Liriano Wealth Advisory Group, LLC, where he has worked since 2025. His prior experience includes roles at Primerica Advisors and Guardian Life Insurance Company of America, spanning from 2006 to 2025. Outside of advisory services, he is involved in offering group health insurance brokerage. Liriano Wealth Advisory Group, LLC provides discretionary portfolio management primarily through the AssetMark wrap-fee platform, focusing on mutual funds and ETFs. The firm also offers financial planning and consulting on an hourly basis, utilizing model portfolios and third-party sub-advisers who manage day-to-day investment decisions.

David Rosen is the principal of Rosen Investment Management LLC in Needham, MA, holding a Series 65 credential with 12 years of industry experience. He has been with Rosen Investment Management since 2013 and also practices law at Rosen Law Group. Rosen provides legal services separately from his advisory role. Rosen Investment Management offers investment advisory services to individuals and high-net-worth clients by recommending allocation models and coordinating with an unaffiliated adviser, Matson Money, to implement and monitor portfolios. The firm’s process is based on modern portfolio theory and tailored asset allocation, without discretionary trading authority or custody of client assets.

Vitaly Veksler is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He has been the sole advisor at Beyond Borders Investment Strategies, LLC since 2014. Beyond Borders Investment Strategies, LLC provides discretionary portfolio management to institutional clients and individual investors, including high-net-worth individuals, trusts, and estates. The firm specializes in tax-efficient single-country equity ETFs, employing a country-macro value equity style that focuses on undervalued markets during periods of crisis and aims to support recovery while seeking investment returns.

Bing Lu is a financial advisor at Vesta Investment Advisors, LLC with eight years of industry experience. He holds a Series 65 designation and has been with Vesta Investment Advisors since 2017, following two years at Vesta Investment, Inc. Located in Brookline, MA, he is the sole advisor at his independent firm. Vesta Investment Advisors provides discretionary portfolio management to individual investors, pooled investment vehicles, and corporate clients. The firm manages private funds and emphasizes a long-term, multi-analytical investment approach that integrates charting, cyclical, fundamental, quantitative, and technical analysis with risk-based asset allocation and security selection.

George Massey is a financial advisor at Ellisville Harbour Partners with a Series 65 credential and four years of industry experience. He has worked at Mozaic Capital Advisors, AAG Energy, and Kirkwood & Company LLC. In addition to his advisory role, Mr. Massey owns Far West Consulting, a business consultancy. Ellisville Harbour Partners provides investment management and advisory services to high-net-worth individuals, trusts, and estates, managing both discretionary and non-discretionary accounts with a research-driven approach focused on long-term holdings in global and frontier markets. The firm employs a concentrated portfolio strategy and offers performance-based fee arrangements for qualified clients.

Mark Giometti is a CFP® professional with 18 years of experience, currently serving as the sole advisor at Black Diamond Financial Planning, LLC in Arlington, MA. He has focused his career on independent financial planning and portfolio management since founding his firm in 2008. Black Diamond Financial Planning, LLC works primarily with individual investors, personal trusts, and estates, providing goal-based financial planning and portfolio construction using a mix of ETFs, mutual funds, and individual securities. The firm employs a long-term investment approach that combines fundamental and technical analysis, with a billing structure based on hourly fees rather than asset percentages.

Harold Simansky is the sole advisor at Simansky Investments, LLC, an independent firm based in Brookline, MA. He holds a Series 65 designation and has 23 years of industry experience, including roles in management consulting, a residential energy-efficiency startup, and part-time work as a business-school admissions consultant. He has been involved with Educational Investments, LLC since 2003. Simansky Investments is a fee-only advisory firm serving primarily individuals and families with investment management and financial planning. The firm employs an evidence-based, low-cost passive investment approach using index funds and manages client assets on a non-discretionary basis, emphasizing alignment with client objectives and risk tolerance.

Zachary Stuppy is a financial advisor at Brave Boat Capital Advisors in Boston, MA, holding Series 65 and Series 66 licenses with 11 years of industry experience. He has been with Brave Boat Capital since 2015. Brave Boat Capital Advisors offers financial planning, portfolio management, and investment consultation to individuals, high-net-worth clients, and retirement plans. The firm integrates Modern Portfolio Theory with tactical shifts, Core-and-Satellite allocations, and momentum-based overlays, and provides educational workshops alongside retirement-plan advisory and documented derivatives strategies for qualified clients.

William O'Donnell is a financial advisor at Donal Fiduciaries with seven years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Alan Biller and Associates from 2015 to 2017. Donal Fiduciaries provides ongoing investment advisory services to individuals, trusts, and institutional clients, including pension plans and endowments. The firm offers customized recommendations through a process that combines strategic asset allocation, macroeconomic and technical analysis, and fundamental security selection, primarily operating on a non-discretionary, consultative basis.

Craig Harsfield is a financial advisor with Collaborative Financial Solutions LLC in Brookline, MA, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Alternative Capitalis, LLC and LPL Financial LLC. He serves as chairperson of the Professional Advisors Committee for the Brookline Community Foundation and is a board member of the Pierce School Extended Day after school program. Collaborative Financial Solutions LLC provides discretionary portfolio management and financial planning to individual and small business clients, utilizing model portfolios and third-party money managers. The firm emphasizes asset allocation and manager selection, combining advisory services with licensed insurance offerings.