Terry Rau is a CFA® charterholder with seven years of industry experience. He is the sole advisor at Sequence Analytix, LLC, where he has worked since 2018. Prior to that, he spent three years at Arcadia Investment Management. Sequence Analytix provides discretionary investment management to individual and high-net-worth clients, focusing on constructing written Investment Policy Statements and delivering periodic reviews and retirement income projections. The firm uses algorithmic, rules-based methods that emphasize mean reversion and price momentum, managing sequence-of-returns and volatility risk for clients near or in retirement through low-cost ETFs and quantitatively ranked individual equities.

Chase Imberger is a financial advisor at Gasaway Investment Advisors, Inc. in Kalamazoo, MI, holding the CFP®, ChFC®, and Series 65 credentials with five years of industry experience. His prior work includes roles at Calvin College and Caring Transitions. Outside of his advisory work, he is a professional disc golfer and volunteers with Junior Chamber International in Kalamazoo and Grand Rapids. Gasaway Investment Advisors provides investment management, financial planning, and retirement plan services to individual clients, high-net-worth individuals, and institutional clients such as pension and profit-sharing plans. The firm emphasizes active portfolio management with screened mutual funds and ETFs and offers comprehensive plan services including model portfolios and fiduciary support.

Caitlin Borton is a financial advisor at Gasaway Investment Advisors, Inc. in Kalamazoo, MI, with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services, CX Institutional, LPL Financial, and Oak Point Financial Group. Gasaway Investment Advisors provides investment management, financial planning, and retirement plan services to individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans, trusts, and estates. The firm emphasizes active portfolio management using screened mutual funds and ETFs, target asset allocations, and ongoing monitoring, and also offers third-party administration and recordkeeping for qualified retirement plans through a DBA.

Ethan Thies is a ChFC®-designated financial advisor with Gasaway Investment Advisors, Inc. in Kalamazoo, MI. He has three years of industry experience and has held positions in various businesses including American Village Builders and Pro Water Treatment. Gasaway Investment Advisors provides investment management, financial planning, and retirement plan services to individuals, pension and profit-sharing plans, trusts, and estates. The firm emphasizes active portfolio management with screened mutual funds and ETFs, offering discretionary account management and fiduciary services.

James Gasaway is a CFP® and ChFC® with over 20 years of experience in financial advising. He has been with Gasaway Investment Advisors, Inc. since 1993. Outside of his advisory role, he serves as an adjunct professor teaching retirement planning and group benefits at Calvin University and holds leadership positions in local church organizations. Gasaway Investment Advisors provides investment management, financial planning, and retirement plan services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, and estates. The firm focuses on active portfolio management with screened mutual funds and ETFs and offers discretionary account management alongside third-party administration and recordkeeping services for qualified retirement plans.

Morgan Hunt is a Series 66-credentialed financial advisor with Fairway Investment Group, LLC and affiliated firms, holding one year of industry experience. Prior to his advisory roles, he worked for seven years at Martin Public Schools. He is also a representative with MEA Financial Services, where he is licensed to sell insurance products. Fairway Investment Group primarily serves individual clients associated with the Michigan Education Association and their families, providing fee-based portfolio management and advisory services. The firm utilizes a combination of fundamental, technical, and cyclical analysis and delivers investment strategies through LPL Financial-sponsored programs tailored to client objectives.

Alexandra Herbert is a financial advisor at IHT Wealth Management LLC in Kalamazoo, MI, holding Series 63 and Series 65 credentials with two years of industry experience. She has worked at LPL Financial since 2017 and is also associated with Jeff K Ross Financial Services, LLC. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients through discretionary asset management, financial planning, and ERISA consulting. The firm employs a blended investment approach using diversified model portfolios with ETFs, mutual funds, third-party managers, fixed income, and option strategies, supported by a network of approximately 153 advisers.

Christopher Tarkowski is a CFP® with 10 years of industry experience, currently serving at Farther since 2024. He previously worked at RMB Capital Management, LLC and Zhang Financial LLC. Outside of his advisory role, Tarkowski is a co-founder and partner of Next Level Real Estate Investments, LLC, and co-founder and owner of Next Level Burger, Inc. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform, offering discretionary investment management, retirement plan consulting, and private fund recommendations. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke or algorithmic model portfolios with automatic rebalancing, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Carl Doerschler is a financial advisor with M Holdings Securities, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His prior roles include positions at Rose Street Advisors, LLC and Doerschler & Associates Wealth Management LLC. He is also a commissioned Notary Public in Michigan. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients nationwide. The firm offers discretionary and non-discretionary investment management, retirement plan consulting, financial planning, and sub-advisory services through a network of independent Member Firms and Financial Professionals.

Jill Ingersoll is a financial advisor with M Holdings Securities, Inc. She holds Series 63 and Series 65 licenses and has 17 years of industry experience. Jill has worked at M Holdings Securities since 2008 and previously at Rose Street Advisors, LLC. She is also the owner and financial advisor of Doerschler & Associates Wealth Management LLC. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves individual, corporate, and retirement plan clients through a nationwide network of Investment Advisor Representatives and Member Firms. The firm offers a range of advisory services, including investment management, retirement plan consulting, financial planning, and sub-advisory services, and utilizes multiple sponsored platforms and custodial providers to support its financial professionals.

Eber Horacio Alvarez Leos is a financial advisor at PNC Wealth Management with Series 66 registration. He has been with PNC Bank since 2012 and started his advisory role at PNC Investments LLC in 2025. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessments and approved model strategies managed by PNC or third parties.

Steven Tibbitts is a CFP® professional with 32 years of industry experience, currently serving clients through Commonwealth Financial Network and his own firm, Tibbitts Financial Consulting, both since 2005. He is based in Allegan, Michigan, and holds a Series 63 license. Outside of his advisory work, Tibbitts is a board member of the City of Allegan Brownfield Redevelopment Authority. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including model portfolios and customized wealth management solutions, while delivering operational, compliance, and practice-management support to affiliated advisors.

Shaun Fischer is a financial advisor with PNC Wealth Management, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at CUSO Financial Services, Consumers Credit Union, MML Investors Services, Mass Mutual Life Insurance Company, LPL Financial, and Oak Point Wealth Management LLC. Fischer has been with PNC Wealth Management since 2015, with a current tenure beginning in 2023. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and approved model strategies. The firm’s approach involves delegated portfolio implementation and emphasizes investment in mutual funds and ETFs with annual rebalancing.

Matthew Ter Avest is a financial advisor at Commonwealth Financial Network with two years of industry experience. He has previously worked at Voisard Asset Management Group and Tibbitts Financial Consulting. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside model portfolios managed by its Investment Management and Research team.

Grace Gant is a Series 66 licensed financial advisor with Edward Jones, where she has worked since 2008. She has 17 years of industry experience. Outside of her advisory role, she serves as an election inspector for Trowbridge Township in Allegan, Michigan. Edward Jones is a wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Marissa Selby Lopez is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Her prior work includes roles in education and nursery management. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices.

Zachary Richards is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and previously worked at CSM Group and Summit Polymers. Outside of his advisory work, he is involved with Bronson Athletic Club in Kalamazoo, MI, where he has worked since 2013 in various roles including service desk and member tours. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,000 financial advisors and over 15,000 branch offices.

David Rowe is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked for the Kalamazoo County Sheriff's Office for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Andrus is a financial advisor at Edward Jones in Otsego, Michigan, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering a range of advisory programs, tax-efficient services, and affiliated investment products under a fiduciary standard.

Harry Mcgowan IV is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Outside of advising, he is president of Retirement Solutions of Michigan, an LLC, where he manages administrative duties. OSAIC is a large SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a broad range of services, including wealth management platforms, third-party money manager access, and lending solutions.

Jay Doll is a CFP®-certified financial advisor with seven years of industry experience, currently with Edward Jones since 2019. Prior to his advisory role, he had multiple engagements with Hayloft Ice Cream Parlor and a brief position at Davenport University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory strategies, tax-efficient services, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Alayna Oskey is a financial advisor at Edward Jones with the Series 66 designation and one year of industry experience. She has prior work experience in the food service industry, including serving as a bartender at Bud & Stanley’s Pub & Grub, a family friend’s restaurant where she helps on busy weekends. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Gary Buller is a financial advisor with Edward Jones in Allegan, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he held roles at TTI, Michigan State University, Jackson National Life Insurance, and others. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Melisa Lautenschleger is a Series 66-licensed financial advisor with eight years of industry experience. She is affiliated with Edward Jones in Allegan, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jennifer Curtis is a financial advisor with Ameriprise in Mattawan, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, she worked for Lawrence Public Schools for 24 years. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing customized Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support retirement planning, with a centralized consulting team delivering non-discretionary advice in collaboration with financial advisors.

Daniel Coleman is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones in Kalamazoo, MI since 2007. He holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of more than 23,700 advisors.

Ginger Titus is a CFP® and Series 66-registered financial advisor with Edward Jones in Otsego, MI, bringing eight years of industry experience. Prior to joining Edward Jones in 2017, she worked at Timber Ridge Ski Area and Moore Electrical Service, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Clayton Schauss is a CFP® professional with 12 years of industry experience, all of which have been with Edward Jones since 2014. He is based in Allegan, MI. Outside of his advisory role, he is a co-owner of a vacation rental property in Traverse City, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of approximately 23,701 financial advisors.

Matthew Goodwin is a financial advisor with Edward Jones in Otsego, MI, holding a Series 66 credential and six years of industry experience. He has worked at Edward Jones since 2019 and previously held various roles in staffing, healthcare, and fundraising. Outside of his advisory role, he serves as a varsity basketball coach for Bloomingdale Public Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated financial services. The firm manages over $1 trillion in assets and supports its clients through a nationwide network of advisors and branch offices.

Ryan Kessler is a financial advisor at Edward Jones with 11 years of industry experience. He has held roles at Edward Jones since 2017, and previously worked at Infinex Investments, Inc. and Flagstar Bank. Outside of his advisory work, he is the owner of Dragonfly Dwellings LLC, a rental property business in South Haven, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branches, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Robert Marciniak is a financial advisor with Edward Jones in Allegan, MI, holding Series 63 and Series 66 credentials and over 31 years of industry experience. He has been with Edward Jones since 1993. Outside of his advisory role, he serves as Vice President and Trustee of the Allegan County Community Foundation, assisting with business planning and fundraising for the local foundation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory strategies and affiliated investment products through a nationwide network of financial advisors and branch offices.

Steven Hamacher is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. He has worked at firms including Avantax and 1ST Global Advisors and maintains Hamacher & Associates PLLC, a financial planning services firm. Outside of advisory roles, he owns Payroll Vault - Western Michigan, a payroll company. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large independent advisor network. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed and firm-sponsored investment solutions.

Mark Slager is a CFP® professional with 12 years of experience, currently serving as a financial advisor at Edward Jones since 2013. He holds the Series 66 designation and is based in Bloomingdale, MI. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Renae Morrie is a Series 66-licensed financial advisor with Edward Jones, based in Allegan, MI, and has two years of industry experience. She has worked with Edward Jones since 2007, initially in a prior role and currently in her advisory position since 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Robert Peralta is a financial advisor with Charles Schwab, holding CFP®, Series 63, and Series 66 credentials and 18 years of industry experience. His prior roles include positions at Facet Wealth, Ameriprise Financial Services, and RBC Capital Markets. Outside of advising, he assists with his spouse’s online clothing business and operates a separate retail resale business. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

Isaac Yates is a financial advisor with LPL Financial, holding a Series 66 designation and based in Kalamazoo, MI. He has been with LPL Financial since 2025 and has prior experience working at Consumers Credit Union, DoorDash, and various other organizations. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and combines large-scale advisory operations with additional financial products and services.