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Gus J

CFP®

Glenwood Springs, CO

Systematic Wealth Management, Inc.

Gus Jepsen is the President and CEO of Systematic Wealth Management. He has a proven track record working with high-net-worth individuals, foundations, and institutional investors. He was instrumental in building a rapidly growing Denver-based Registered Investment Advisor practice, which was ultimately acquired by a private equity-backed group. His diverse client roster has included entrepreneurs, executives, former State Governors, and senior members of Congress. Gus holds an MSc in Carbon Finance from the University of Edinburgh and a B.S. in Business Administration from the University of Denver. His background includes work in sustainable finance and collaboration with academic and institutional partners on investment data strategy. Outside the office, Gus is an avid adventurer. He has bikepacked the Great Divide Mountain Bike Route, rafted the Grand Canyon, snowboarded the Canadian Rockies, the French Alps, and Hokkaido, and completed multiple mountaineering expeditions in Alaska. He lives with his wife and son in Glenwood Springs, Colorado.

General retirement planning General tax planning Factor investing / smart beta Exec comp design Business ownership considerations Engineering Professional Technology Professional Attorney Founder/Business Owner Retired Established Professionals Approaching retirement Retired Widow/Widower Divorced

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Elizabeth Z

Series 65

Savona, NY

Newedge Advisors

Elizabeth Zemak is a financial advisor at NewEdge Advisors with two years of industry experience. She holds a Series 65 designation and previously worked at Rooted Planning Group, Market Street Trust Company, and John G. Ullman and Associates. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning and consulting.

Retirement plans for business owners (SEP, solo 401k)
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David N

Series 63, Series 65

Bath, NY

Cambridge Investment Research Advisors

David Nesbitt is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 31 years of industry experience. His prior roles include positions at LPL Financial and Cambridge Investment Research firms, and he has operated Nesbitt Financial Services since 2006. He volunteers as treasurer for the Glenwood Club in Hammondsport, NY. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and retirement plan advisory services, utilizing various account platforms and third-party strategists.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities Retired Founder/Business Owner Executive
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John N

Series 63, Series 65

Bath, NY

Cambridge Investment Research Advisors

John Nesbitt II is a financial advisor at Cambridge Investment Research Advisors with Series 63 and Series 65 credentials and five years of industry experience. His prior work includes roles at LPL Financial and Cellular Sales. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing multiple account platforms and a range of investment strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities Retired Founder/Business Owner Executive
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William H

Series 63, Series 65

Pulteney, NY

Raymond James & Associates

William Hudson is a financial advisor at Raymond James & Associates with 40 years of industry experience. He previously worked at UBS Financial Services for 29 years before joining Raymond James in 2024. Hudson holds Series 63 and Series 65 licenses. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports institutional consulting and public finance activities.

General retirement planning Wealth management Founder/Business Owner Retired Executive
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Barbara B

Series 66

Hammondsport, NY

Merrill

Barbara Benedict is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She worked at Corning Federal Credit Union from 2006 to 2016 before joining Merrill in 2016. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through its CIO and platform oversight, with integrated tax-efficient services and close affiliation with Bank of America affiliates.

Tax-loss harvesting Active portfolio management Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
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Anders H

Series 66

Pulteney, NY

Raymond James & Associates

Anders Hudson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Columbia Threadneedle Investments and UBS Financial Services. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

General retirement planning Wealth management Founder/Business Owner Retired Executive
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Kent B

CFP®, Series 63

Bath, NY

Cetera

Kent Brown is a CFP® professional with 36 years of industry experience. He is currently with Cetera, having joined the firm in 2025 after a long tenure at Avantax Advisory Services and its affiliated entities. In addition to his advisory role, Brown owns and operates Brown Financial Services, a tax preparation and accounting business where he prepares tax returns and represents clients before the IRS. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement
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Frederick L

Series 63, Series 66

Hammondsport, NY

LPL Financial

Frederick Lowe is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2019 and previously held positions with Cetera Advisors LLC and Investors Capital Corp. He also operates FSL Advisors Inc, a registered investment-related business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research and a large network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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