Peter Kempthorne is the sole advisor at Kempthorne Analytics, Inc., an independent firm based in Marblehead, MA. He holds a Series 65 designation and has 19 years of industry experience. Kempthorne has been with Kempthorne Analytics since 1992. In addition to advisory work, he is involved in academic teaching and statistical expert consulting, including university lecturing and courtroom expert testimony. Kempthorne Analytics primarily serves individual investors, as well as corporations, trusts, and retirement plans. The firm employs quantitative and statistical methods for managing equity and fixed-income portfolios using ETFs, mutual funds, and common stocks, with an emphasis on modern portfolio theory. It offers discretionary investment supervisory services through two distinct programs tailored to individual risk tolerance, combining sector-based allocation and systematic multi-model diversification. The firm also maintains commodity futures regulatory registrations and qualifications, though it does not currently trade futures.

Charlise Whiteside is a CFP® and holds a Series 66 license with 14 years of industry experience. She has been the principal advisor at Stonehaven Private Wealth Management LLC since 2013 and has operated as a sole proprietor since 2012. Whiteside is also a licensed insurance agent, dedicating a small portion of her time to this activity. Stonehaven Private Wealth Management serves high-net-worth individuals, families, trusts, charitable organizations, and institutional clients. The firm offers investment management, multi-generational wealth planning, financial planning, and business consulting, utilizing a goal-driven investment approach that combines strategic asset allocation with tactical overlays and both active and passive instruments.

Joshua Cahill is a financial advisor at Family Partners Capital, LLC with six years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Portolan Capital Management for 15 years. Cahill has been with Family Partners Capital since 2019. Family Partners Capital provides discretionary portfolio management primarily to high-net-worth individuals, endowments, and foundations. The firm employs a concentrated equity approach combined with active use of options and trading strategies, conducting monthly portfolio reviews under discretionary authority.

Kathleen Cote is a CFP® professional with 14 years of experience in financial planning and wealth management. She currently serves as the sole advisor at Red Clover Wealth Management, LLC, a firm she re-established in 2025 following previous roles at related entities dating back to 2012. Red Clover Wealth Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and small businesses. The firm manages approximately $30.1 million in client assets across about 65 client relationships, offering customized portfolios and integrated planning without broker-dealer affiliations or soft-dollar arrangements.

Diane Pappas is a financial advisor at Solutions For Divorce in Gloucester, MA, with 10 years of industry experience. She holds a Series 65 designation and has focused her career exclusively at Solutions For Divorce since 2013. The firm specializes in divorce-focused financial planning and consulting, providing detailed analyses related to cash flow, support, taxation, and division of retirement assets. Solutions For Divorce does not offer ongoing asset management but delivers tailored written plans and refers clients to outside investment professionals for implementation.

Robert Abraham is the sole advisor at Abraham, Robert Ralph Jr., an independent firm based in Salem, MA. He holds a Series 65 designation and has 21 years of industry experience, having worked at his current firm since 2002. The firm provides portfolio management and financial planning primarily to individual clients and families, offering ongoing advisory services with a client-specific investment approach that includes discretionary authority when granted. With approximately $6.1 million in assets under management across 16 client relationships, the firm maintains a small and concentrated client roster to support individualized attention and tailored portfolio oversight.

Eric Hundahl is a CFA® charterholder with 15 years of industry experience. He has been the sole advisor at Sail Loft Capital Management LLC since 2014. Sail Loft Capital Management LLC is a state-registered, single-advisor firm based in Salem, MA, providing discretionary portfolio management primarily to high-net-worth individuals and related trusts and estates. The firm employs an opportunistic investment approach that integrates fundamental, macroeconomic, and technical analysis to manage portfolios ranging from conservative to aggressive, including stocks, bonds, mutual funds, ETFs, and option contracts with fixed downside risk.

Christopher Sadkowski is a CFP® with 17 years of industry experience and has been the principal advisor at Christopher Investment Advisors since 2012. He operates a single-advisor, fee-only independent practice based in Beverly, MA. Christopher Investment Advisors provides investment management and financial planning to individuals, families, and businesses, focusing on a limited number of personal clients rather than pooled investment vehicles. The firm follows an endowment-style, academically supported approach that emphasizes broad diversification, low-cost passive investments, and tailored written investment policies, offering both asset-based management and non-AUM financial planning options.

Ruzanna Queenan is a CFA charterholder and Series 63 licensee with seven years of industry experience. She is the principal of Queenvest LLC, an independent firm she has led since 2018. Prior to founding Queenvest, she worked at State Street Corporation for two years. Queenvest LLC serves individuals, high-net-worth clients, and small businesses, offering financial planning, portfolio management, and retirement plan consulting. The firm uses a process based on client goal setting, fundamental analysis, and Modern Portfolio Theory to create diversified portfolios, managing accounts directly or through third-party strategies.

Philip Gillette Jr. is the sole advisor and owner of Cape Ann Financial in Manchester, MA, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has managed his independent firm since 1998. In addition to advisory services, he operates as a commodity trading advisor under his own name. Cape Ann Financial provides investment advice, portfolio management, and financial planning to individuals, trusts, and pension and profit-sharing plans. The firm employs a combination of fundamental and technical analysis, with monthly account reviews and a focus on non-discretionary management alongside the use of hedging instruments.

Bruce Holdridge is a CFP® with 21 years of industry experience and has been with Standard Planning Company since 1988. He holds a Series 63 license and operates as the sole advisor at the independent firm based in Rockport, MA. Standard Planning Company provides investment advice and account management to individuals, families, retirement plans, foundations, and endowments, offering personal financial planning services that cover retirement, estate, long-term care, charitable gifting, trust utilization, and retirement income distribution. The firm manages approximately $86 million, focusing on portfolios constructed from client risk profiles and primarily composed of passively managed index funds.

Geoffrey Loynd is the sole advisor at Loynd Capital Management in Marblehead, MA, holding the CFA® designation and Series 63 license with 20 years of industry experience. He has led Loynd Capital Management since 1992. Loynd Capital Management is an independent, fee-only registered investment adviser serving primarily individual investors and one charitable organization. The firm employs a scientific, academically grounded investment approach focused on low-cost diversified funds and ETFs, using fixed income to reduce portfolio volatility and emphasizing tailored risk profiles, low turnover, and incorporation of new research.

Peter Jalbert is a CFP® with 23 years of industry experience and has been with Crossroads Capital Management LLC since 2008. He holds Series 63 and Series 65 licenses and operates as the sole advisor at his independent firm based in Marblehead, MA. Crossroads Capital Management provides financial planning and discretionary investment management to individuals, families, trusts, and related entities, including charitable organizations. The firm emphasizes strategic asset allocation and constructs individually tailored portfolios using a combination of passive index/ETF exposures, actively managed funds, and individual securities, managing accounts on a discretionary basis with regular client reviews and ongoing communication.

David Mc Donald is a Series 65 credentialed advisor at Twin Lights Capital Management LLC with four years of industry experience. He previously worked at Dakota Wealth, LLC and was self-employed for over a decade. Mc Donald also serves as an adjunct professor of finance at Boston University. Twin Lights Capital Management provides discretionary portfolio management to individuals, family offices, and select institutional clients. The firm focuses on U.S. growth equity strategies using a bottom-up fundamental research approach combined with top-down thematic analysis, incorporating hedging and leverage tools when appropriate.

Susan Parigian is a CFP® with 24 years of experience and is affiliated with Geld Financial Advisors, Inc. She has worked at Saba, Colman & Hunt, P.C., a certified public accounting firm, since 1994, where her principal duties include tax preparation, tax research, and accounting services. Geld Financial Advisors, Inc. primarily serves high-net-worth individuals by facilitating referrals to independent registered investment advisers and custodians for portfolio management. The firm does not manage client assets or provide direct advisory services but focuses on assessing client needs and coordinating introductions.

Patricia Rosen is a CFP® professional with seven years of industry experience, currently serving as the sole advisor at Access Financial Planning, LLC in Newburyport, MA. She previously worked at LPL Financial LLC and has nearly a decade of experience with her current firm. Access Financial Planning, LLC provides fee-only financial planning and discretionary investment management to individuals, families, and small businesses. The firm offers comprehensive planning services and constructs portfolios tailored to client objectives using a combination of passive indexing, fundamental analysis, and selective technical inputs.

Brian Eddy is a CFP® and holds a Series 65 license, with 11 years of industry experience. He has been the sole advisor at Eddy Company, LLC since 2014, an independent firm based in Beverly, MA. Eddy Company primarily serves individual investors, offering portfolio management alongside tax preparation services for various client types, including individuals, couples, and small business entities. The firm manages portfolios on a non-discretionary basis using exchange-traded funds and fixed-income instruments, emphasizing diversification and long-term investment horizons.

Jac Bentley is a financial advisor with Bentley Wealth Management, LLC in Marblehead, MA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at Globalist Capital, LLC since 2012 and operates Bentley Financial, LLC, where he is involved in insurance products including fixed annuities, life, disability, and long-term care insurance. Bentley Wealth Management serves individuals, trusts, estates, businesses, and retirement plans with financial planning and customized investment advisory services. The firm emphasizes scientifically informed, globally diversified portfolios focused on risk control and offers both fee-based advisory services and insurance products.

Richard Doron is a financial advisor at SmartStreet Investments with five years of industry experience. He holds Series 63 and Series 65 designations and previously worked at BNY Mellon Investment Management and Integrity Park Inc. before founding SmartStreet Investments. SmartStreet Investments provides discretionary investment management to individual investors, retirement plans, trusts, charitable organizations, foundations, and corporate clients. The firm combines a top-down macroeconomic framework with modern portfolio theory, employing both qualitative and quantitative research to construct customized portfolios that include equity, fixed income, digital-asset ETFs, and blended strategies.

Christopher Demeo is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He is a co-founder of Nu Paradigm Investment Partners L.L.C. and has previously worked at Fulcrum Asset Management, Aberdeen Standard Investments, and Wall Street Access Asset Management. Nu Paradigm Investment Partners L.L.C. provides discretionary investment management and retirement-plan advisory services to institutional and individual clients. The firm focuses on customized, long-term portfolios using fundamental analysis and internal due diligence, offering services including fiduciary 3(38) roles, ongoing account monitoring, and plan-sponsor support.