Michael Hearn is a financial advisor with Genesee Capital Advisors, LLC in Auburn, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Purshe Kaplan Sterling Investments for 11 years. Hearn serves on the advisory board of the Skaneateles Lake Association, an environmental nonprofit. Genesee Capital Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, charitable organizations, and businesses. The firm uses a primarily long-term investment approach with diversified model portfolios and applies an internal due-diligence process that considers custodial and tax constraints.

Ryan Pine is a financial advisor with Genesee Capital Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Genesee Capital Advisors since 2013 and was previously employed at Purshe Kaplan Sterling Investments. Outside of his advisory role, he is an insurance agent and a member of a real estate review partnership. Genesee Capital Advisors serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses with discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm utilizes model portfolios primarily composed of mutual funds and ETFs, combining fundamental and technical analysis in a long-term investment approach while accommodating shorter-term trades for rebalancing, tax management, or cash needs.

Pamela Tierney is a financial advisor with Primerica Advisors in Geneva, NY, holding a Series 63 designation and 31 years of industry experience. She has been with Primerica Advisors since 1999 and also has long-term associations with Pony Express & Company and The Guardian Life Insurance Company. Outside of her advisory role, she serves as a trustee for a family account and acts as an estate administrator. Primerica Advisors operates under Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers various proprietary and third-party investment programs and integrates multiple strategies, including discretionary and non-discretionary account management.

Gregory Schmitter is a financial advisor at Edward Jones in Seneca Falls, NY, holding a Series 66 designation with one year of industry experience. Prior to joining the firm, he served with the New York State Police for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Henry Sandlas V is a CFP® and holds a Series 66 license with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Lockheed Martin Corporation and JMS Industries Inc. He studied at Cedarville University from 2013 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Wendy Morasco is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors Corporation, LPL Financial, and N B T Bank. Outside of her advisory work, she is involved in a family-owned siding business where she handles financial record keeping. OSAIC is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm uses a combination of risk-tolerance assessments and portfolio optimization tools to manage a wide range of investment products and offers both wrap and non-wrap fee programs.

John Corsi is a financial advisor with Ameriprise in Interlaken, NY, holding the CFP® and Series 63 designations and bringing 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in managing a commercial real estate business and operates Creative Management Consultants, LLC, which supports his Ameriprise advisory practice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm provides written, research-driven recommendations through a centralized consulting team, combining modeling and tax-efficiency analysis to support clients’ retirement income strategies.

Louis Tabone is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 22 years of industry experience. His career includes roles at Metlife Securities, Inc. and Metropolitan Life Insurance Co., as well as a long tenure at Agway, Inc. outside the financial sector. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on goal analysis and written recommendations.

Karyn Dallas is a financial advisor with UBS Financial Services in Aurora, NY, holding a Series 63 designation and 25 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Christopher Rheaume is a financial advisor at Edward Jones in Auburn, NY, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is the sole member of two LLCs. Edward Jones is a wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, and maintains affiliated capabilities such as a trust company and mutual funds.

Charles Shaw is a financial advisor with Equitable Advisors in Auburn, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at Axa Advisors. Shaw serves as Treasurer for the Knights of Columbus Home Corp in Auburn, NY. Equitable Advisors provides financial planning, retirement-plan support, and asset management access to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model utilizing LPL programs and third-party asset managers, offering both advisory and brokerage channels to clients.

Gillian Dimora is a financial advisor at Equitable Advisors with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with Equitable Advisors since 2012, previously working at AXA Advisors. Outside of her advisory role, she serves as a board member and treasurer for the Auburn Hockey Club. Equitable Advisors provides financial planning and retirement plan support to individual investors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, offering access to asset management through LPL programs and multiple third-party asset managers.

Daniel Cuddy is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Cetera since 2025. He has operated his own firms, Cuddy Financial Services and Daniel R. Cuddy, CPA, LLC, for over two decades, providing tax preparation and accounting services. He is also a board member and secretary of Champions for Life, a nonprofit focused on character development for children through sports. Cetera Investment Advisers supports a diverse client base, including individuals, high-net-worth investors, institutions, and retirement plans, offering a range of portfolio management, financial planning, and fiduciary services through a large network of independent advisors. The firm combines discretionary and non-discretionary solutions with an institutional structure that includes retirement and fiduciary capabilities alongside a broad advisory platform.

John Leahy is a financial advisor with Ameriprise in Romulus, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed, non-discretionary Recommendation Reports that incorporate Social Security, tax, and withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support retirement planning and delivers its service through a centralized consulting team in partnership with advisors like Leahy.

Richard Fredenburg is a financial advisor at Ameriprise with 32 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved in managing practice income and expenses through a business ownership in Jagger Peak Rising LLC. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, offering tailored written recommendations that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, supporting clients with a range of advisory, brokerage, and insurance solutions.

Earl Phillips is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Prudential Insurance Company of America since 1987 and was with Pruco Securities, LLC. from 1987 until 2024 before joining LPL Enterprise. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory and brokerage services with insurance product offerings.

Jeremy Fredenburg Sr. is a financial advisor at Ameriprise with 28 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to his current role, he worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory work, he owns WSGB, LLC, through which he engages in educating, coaching, consulting, and research on financial industry topics. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Alex Crouch is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Lockheed Martin for five years. Outside of his advisory role, he provides operational counsel for Plains Moving, LLC, a household goods moving business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm supports a large network of advisors and branch offices and offers additional capabilities such as trust services and securities-based lending.