Lawrence Zimbler is a financial advisor at 4Square Advisory Services, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes extensive involvement with tax preparation and education through the National Association of Tax Professionals. Outside of advisory work, he owns a tax-related business that provides tax return preparation, advice, and continuing education for tax professionals. 4Square Advisory Services, Inc. provides portfolio management and financial planning services primarily for individual and high-net-worth clients. The firm uses client-specific Investment Policy Statements and a fundamental-analysis approach to tailor investment strategies, and it is affiliated with accounting and tax services.

Daniel Ryan is a financial advisor with Daniel Ryan Financial LLC, holding a Series 65 credential and 11 years of industry experience. He previously worked at Jackson Financial for eight years before founding his current independent firm. Outside of advising, he assists with a family farm’s land leasing, taxes, and insurance, and works part-time in lumber and hardware sales. Daniel Ryan Financial LLC provides portfolio management and financial planning to individuals, high-net-worth clients, and business entities, as well as consulting services for employer-sponsored retirement plans. The firm emphasizes pension consulting and participant education, managing portfolios using a combination of cyclical and fundamental analysis with modern portfolio theory.

Michael Kastler is a financial advisor with Kastler Financial Planning in Ortonville, MI, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Garrett Investment Advisors. He serves on the Alumni Board of Notre Dame Preparatory School, assisting with alumni activities. Kastler Financial Planning is an independent, fee-only advisory firm focusing on financial and retirement planning for individuals, particularly those in or nearing retirement. The firm employs a predominantly passive investment approach based on Modern Portfolio Theory and offers a range of planning services alongside investment management through a major custodian.

Joseph Venegas is the principal of JDV Wealth Advisors, LLC, an independent firm based in Goodrich, Michigan. He holds a Series 66 designation and has 17 years of industry experience. In addition to his advisory role, Venegas is involved in independent insurance sales, tax preparation services, and serves as a high school football and baseball coach. JDV Wealth Advisors provides personalized financial planning and portfolio management services to individual clients, emphasizing individualized asset allocation and Modern Portfolio Theory. The firm generally operates on a non-discretionary basis and often acts as a co-advisor when recommending third-party investment managers.

Kenneth Schrauben is a financial advisor at Retirement Capital Services LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at Horter Investment Management and Research Money Management, LLC. Outside of advising, he owns and manages rental real estate through Equity Pro Shop LLC. Retirement Capital Services LLC provides portfolio management and financial planning primarily for individual and high-net-worth clients, using a written Investment Policy Statement to document goals and risk tolerance. The firm employs a range of investment techniques including discretionary management, options strategies, and allocations to alternative investments.

Michael Prus is the president and founder of Scale Investment Group, an independent investment advisory firm. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Prior to founding Scale Investment Group in 2010, he worked at Freedom One Financial Group and Investment Counsel Inc. Scale Investment Group provides investment advisory and consulting services to individual and institutional clients, including ERISA-qualified retirement plans and other advisers. The firm focuses on low-cost, diversified portfolios using a combination of quantitative and qualitative fund selection, offering both discretionary and non-discretionary management along with pension consulting and sub-advisory services.

Jacob Loucks is a financial advisor with Wealth For You Financial, LLC, holding a Series 65 designation and entering his second year in the industry. His prior roles include positions at Foguth Financial Group and Barnett Financial and Tax, as well as diverse experience in construction and manufacturing sectors. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, consulting, and discretionary portfolio management. The firm uses a model portfolio approach implemented through sub-advisers, combining client goal setting and risk tolerance assessments with a range of investment strategies.

Adam Hirzel is a CFP® professional with seven years of industry experience, currently serving as an advisor at Stratus Advisory Group, Inc. since 2013. He has been associated with related entities including Stratus Financial Services Corporation and Stratus Financial Corporation since 2009. Stratus Advisory Group provides tailored financial planning, consulting, and portfolio management services to individual clients—including both high-net-worth and non-high-net-worth households—as well as small to mid-size businesses. The firm employs a fundamental investment approach supplemented by cyclical and technical analysis, and offers both discretionary and non-discretionary account management.

John Hirzel is a CFP® professional with 12 years of industry experience, currently serving at Stratus Advisory Group, Inc. He has been with Stratus Advisory Group since 2013 and holds leadership roles in affiliated non-investment related entities, including a tax planning and accounting firm and an insurance agency. Stratus Advisory Group serves individual clients, including high-net-worth and non-HNW households, as well as small to mid-size businesses, providing tailored financial planning, consulting, and portfolio management. The firm employs a fundamental investment approach supplemented by cyclical and technical methods and offers both discretionary and non-discretionary services.

Kristine Sherwood is a ChFC® at Rachor Investment Advisory Services, LLC with 6 years of industry experience. She has been with Rachor Investment Advisory Services since 2009. Rachor Investment Advisory Services serves individual and high-net-worth clients, trusts, qualified retirement plans, charitable organizations, and privately held businesses, managing approximately $205 million in discretionary assets. The firm offers portfolio management through diversified and concentrated strategies, financial planning, and plan-level fiduciary services, and is notable for its Michigan public accounting firm license and integration of accounting support within its advisory services.

Tod Fisher is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Rachor Investment Advisory Services, LLC since 2007. Outside of his advisory role, he is a general partner and drummer in a band called After It All. Rachor Investment Advisory Services manages approximately $205 million in discretionary assets for individual and high-net-worth clients, trusts, qualified retirement plans, charitable organizations, and privately held businesses. The firm offers portfolio management through diversified and concentrated strategies, financial planning, and fiduciary services, supported by its unique combination of investment management and limited accounting capabilities through CPA leadership.

Gage Harris is a financial advisor at Wealth For You Financial, LLC with a Series 65 designation and one year of industry experience. Prior to joining Wealth For You Financial, he worked at Barnett Financial & Tax and held roles at Titan Wealth Advisors and Rochester Christian University. Outside of his advisory work, Harris teaches piano lessons on a flexible schedule. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, one-time consulting, and portfolio management. The firm uses customized strategies with model portfolios and third-party sub-advisers, managing approximately $53.2 million in client assets.

Parker Barnett is a financial advisor at Wealth For You Financial, LLC with a Series 65 designation and five years of industry experience. He has worked with Wealth For You Financial since 2020 and operates Barnett Financial & Tax, where he is also an independent insurance agent. Outside of financial advising, he owns and manages Parker Barnett Professional Building, LLC. Wealth For You Financial, LLC serves individual and high-net-worth clients by providing comprehensive financial planning, one-time consulting, and portfolio management. The firm employs customized strategies using model portfolios and third-party sub-advisers, with discretionary authority to manage and rebalance client portfolios based on individual objectives and risk tolerance.

Randolph Redmond is a financial advisor at RHL Group, LLC with 33 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at RHL Group since 2009, with a ten-year tenure at Cambridge Investment Research Advisors prior to his current role. Outside of his advisory work, he owns Organized Legacy Program, LLC, which organizes clients’ post-death wishes into comprehensive summary books. RHL Group, LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, pension plans, charities, and business entities. The firm employs a long-term investment approach that integrates fundamental, quantitative, and modern portfolio theory to build diversified portfolios and offers discretionary and non-discretionary portfolio management alongside specialized consulting services.

Edward Irwin is a CFP® professional with 14 years of experience in financial advising. He is currently with Security First Financial in Swartz Creek, MI, and has held prior roles at firms including Reliable Planning LLC and Thrivent Investment Management Inc. Outside of advising, he is involved in business consulting and publishing through his ownership of Reliable Planning LLC and Reliable Portfolio, LLC. Security First Financial provides personalized investment management services to individuals, families, businesses, and nonprofit organizations. The firm manages approximately $299 million in assets and focuses on discretionary accounts investing mainly in no-load mutual funds, ETFs, and certificates of deposit, using a combination of fundamental, technical, and cyclical analysis.

Paul Puro is a financial advisor at RHL Group, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Cambridge Investment Research Advisors, Inc. for ten years. Outside of his advisory role, Paul is an independent insurance agent representing various companies and owns Puro Financial Services, LLC. RHL Group, LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, pension and profit-sharing plans, charities, and business entities. The firm employs a long-term investment approach using fundamental, quantitative, and modern portfolio theory to build diversified portfolios, offering both discretionary and non-discretionary management along with retirement-plan consulting and specialized product management.

Daniel Draper is a financial advisor at Sapphire Blue Investment Partners with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Purshe Kaplan Sterling Investments, Cetera Advisor Networks LLC, and Summit Financial Group Inc. Outside of his advisory role, he serves as a trustee for an educational trust and manages family property holdings. Sapphire Blue Investment Partners provides portfolio management and retirement-plan consulting to individuals, employee benefit plans, and businesses. The firm offers tailored investment solutions using a range of asset classes and combines technical, fundamental, and cyclical analysis with ongoing portfolio monitoring.

David Zoellner Jr is a financial advisor at Z Advisory Innovations with five years of industry experience. He holds a Series 66 designation and previously worked at Newbridge Securities Corporation, Valvoline Instant Oil Change, Rockwells, Chief O' Neils, and The Dock on Montrose Beach. Z Advisory Innovations provides portfolio management and tailored investment services to individuals, high-net-worth clients, and business entities. The firm employs a non-discretionary approach to managing approximately $13.6 million in client assets, utilizing tactical asset allocation and fundamental analysis across a diverse range of investment vehicles, including mutual funds, ETFs, stocks, bonds, options, and alternative investments.

Alexander Finsterwald is a financial advisor at RHL Group, LLC with one year of industry experience. He holds the Series 65 designation and has worked previously at Acorn Wealth Advisors, LLC, First State Bank, Level One Bank/First Merchants Bank, and Chemical Bank/TCF Bank/Huntington Bank. RHL Group, LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, pension and profit-sharing plans, charities, and business entities. The firm employs a long-term investment approach grounded in fundamental, quantitative, and modern portfolio theory to build diversified portfolios tailored to client objectives.

David Zoellner Sr. is a financial advisor at Z Advisory Innovations with 35 years of industry experience. He previously worked at Newbridge Securities Corp. for nine years before joining his current firm. He holds Series 63 and Series 65 licenses. Z Advisory Innovations provides portfolio management and tailored investment services to individuals, high-net-worth clients, and business entities. The firm employs a primarily non-discretionary management approach, using tactical asset allocation and fundamental analysis across a diverse range of investment products, including mutual funds, ETFs, and alternative investments.