Joshua Moraski is the sole advisor at Nightgale Wealth Management LLC in Schenectady, NY. He holds Series 65 and Series 66 licenses and began his advisory career in 2025 after prior experience at RIA Insurance Solutions, a division of Financial Independence Group, where he also works as an independent insurance agent. Before entering the financial industry, his background includes roles in education and extended travel. Nightingale Wealth Management provides discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a combination of fundamental, technical, and Modern Portfolio Theory analyses and offers portfolio strategies that may include options trading and the use of margin.

Robert Holbrook is the principal advisor at Bob Holbrook Holdings LLC with 23 years of industry experience. He holds a Series 66 designation and has worked at G.A. Repple & Company, as well as operating his own sole proprietorship. Outside of advising, he runs Weekend Walleye Warrior, a retail business selling fishing equipment on eBay. Bob Holbrook Holdings LLC is a solo-registered investment adviser serving primarily individual clients and retirement plans. The firm combines fundamental analysis with various strategies including options trading and hedging, offering both discretionary and non-discretionary asset management along with specialized ERISA plan services.

I am financial consultant/advisor who has been in the financial services industry for the last 8+ years and a business owner specialist for the past 5 years. I've gained experience in several different industries over of the years, however most of my experience has been with construction & tech companies. Inside of your business we offer CFO services, business consulting and/or valuation services for a monthly retainer or a flat fee. Outside of your business we offer investment advice, tax strategy, real estate investing, asset protection strategy, insurance review, estate planning & more for an hourly fee, monthly retainer, flat fee or AUM fee. In one example, we were able to help one of our clients go from $1.74million of annual revenue to $10.003million in 1 year. More importantly, we were able to strategically use the profits of the business to buy $3mill worth of investment real estate in 1 year. In addition, by structuring the real estate purchases strategically and implementing a tax strategy, we were able to save the client an additional $200k+ in taxes for that tax year.

Darren Leader is a CFA® charterholder with seven years of experience in the financial industry. He is the sole advisor at Acacia Grove Wealth Management, an independent firm where he has worked since 2024. His prior experience includes roles at Simmons Capital Group, LPL Financial, and Purshe Kaplan Sterling Investments. Acacia Grove Wealth Management provides fee-based investment management, financial planning, and project-based consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental and cyclical analysis and manages approximately $33.3 million across about 36 client relationships, offering both discretionary portfolio management and hourly, non-discretionary consulting engagements.

Cynthia Zalewsky is a CFP®-certified financial advisor with Saratoga Investment Solutions Inc. in Saratoga Springs, NY, bringing 4 years of industry experience. She has been affiliated with Saratoga Investment Solutions and Commonwealth Financial Network since 2000. Outside of finance, she has long-term involvement with several health and fitness businesses, including Total Body Infecta, Golds Gym, Visions Health & Fitness, and Training Unlimited. Saratoga Investment Solutions provides financial life planning and investment advisory services to individuals and certain businesses, focusing on retirement, income distribution, estate, and elder-care planning. The firm offers individualized portfolio management and operates on a non-discretionary, client-directed basis using retainer and hourly billing without commissions or percentage-of-AUM fees.

Lanny Rosenbaum is a financial advisor at SIP Financial Services with 4 years of industry experience. He holds a Series 66 designation and has been with SIP Financial Services since 2007. SIP Financial Services provides financial planning, portfolio management, and pension consulting to a diverse client base, including pension and profit-sharing plans, charitable organizations, trusts, estates, corporations, and other business entities. The firm offers customized investment advice primarily on a non-discretionary basis, utilizing fundamental, technical, and cyclical analysis, and incorporates a range of trading strategies tailored to client objectives and risk tolerance.

Timothy Wilson is a financial advisor with Wilson Advisors, LLC in Mechanicville, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at several firms since 2004, including Mullintbg Advisory Services, LLC, M Holdings Securities, Inc., and Tbg Advisory Services Corporation. Wilson Advisors serves senior corporate executives, high-net-worth individuals, trusts, estates, and corporations with comprehensive financial counseling. The firm focuses on advisory and planning services rather than asset management, providing detailed estate and tax planning, retirement modeling, charitable giving strategies, and coordination with legal and tax professionals.

James Reale is the president of Reale Managed Assets, Inc. in Clifton Park, NY, with 38 years of industry experience. He has held roles at StoneX Securities Inc. since 2014 and has led his own firm since 2003. In addition to his advisory work, he is a licensed financial representative and insurance agent involved in investments, life insurance, long-term care, and fixed annuities. Reale Managed Assets, Inc. serves individual investors, high-net-worth clients, retirement plan participants, and trusts by providing discretionary mutual fund timing and exchange services. The firm focuses on shifting assets between aggressive and defensive mutual fund positions based on technical, fundamental, and cyclical market indicators through daily implemented signals.

Joseph Ribis is a financial advisor at Sibir Investment Advisors with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Independent Financial Partners and LPL Financial LLC. Ribis has been with Sibir Investment Advisors since 2019. Sibir Investment Advisors is an independent, sole practitioner firm that provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a combination of charting and fundamental analysis with a focus on long-term trading, using a wide range of investment vehicles and offering third-party adviser selection and implementation services.

Carl Kempf is a CFP® professional and Series 63 license holder with one year of experience in financial advisory services. He is the principal of Carissima Capital LLC and has a background that includes legal practice as a solo attorney since 2019, as well as prior roles with the County of Rensselaer and The Research Foundation for SUNY. Kempf maintains an active solo law practice alongside his advisory work. Carissima Capital LLC serves individuals, trusts, estates, charitable organizations, family foundations, family offices, corporations, and other entities by providing investment advisory, financial planning, co-advisory services, and evaluation of unaffiliated private funds. The firm’s approach involves top-down macroeconomic analysis to guide asset allocation and constructs client-specific portfolios with ongoing monitoring, often including discretionary management. It integrates financial planning with legal and tax coordination, and uniquely offers separate legal services when requested.

Derek Kessen is a financial advisor at Steward Advisors Group, LLC with 14 years of industry experience. He holds Series 65 and Series 66 designations. His prior work includes roles at Performance Trust Capital Partners, LLC, Oncenter LLC, and Heron Ventures, LLC. Steward Advisors Group provides discretionary investment management and financial planning services to individuals, trusts, estates, and charitable organizations. The firm tailors portfolios to client objectives and risk tolerance, incorporating clients’ faith-based and moral values into investment screening and utilizing a combination of direct management, sub-advisers, and co-management arrangements.

David Kopyc is an investment advisor representative with Retirement Planning Group, LLC and a registered representative with Purshe Kaplan Sterling Investments. He holds Series 63 and Series 66 licenses and has 39 years of industry experience. Kopyc has worked with several firms including Ameritas Investment Corp and Purshe Kaplan Sterling Investments. He also hosts a retirement planning radio show. Retirement Planning Group provides wealth management and financial planning services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm’s investment approach emphasizes long-term strategies using diversified, low-cost mutual funds and ETFs, with discretionary portfolio management and retirement account advice.

Ioulia Guerin is a financial advisor at Holistic Finance LLC with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Park Avenue Securities, Guardian Life Insurance Company, and Northwestern Mutual in various roles. In addition to her advisory work, she is involved in insurance sales and services through Holistic Finance LLC. Holistic Finance LLC provides investment advisory and financial planning services to a broad range of individual clients, including both non-high-net-worth and high-net-worth households. The firm employs a goal- and risk-based investment approach, incorporates fundamental analysis, and offers access to model portfolios and third-party money managers.

Joseph Polsinelli is a financial advisor at Nottingham Wealth Partners, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, OneGroup Wealth Partners, and Cetera Investment Advisers. He is also an owner of Empire State Asset Management LLC and serves as a trustee for a family member’s irrevocable trust. Nottingham Wealth Partners, Inc. provides fee-based discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans. The firm manages approximately $65.6 million in discretionary assets and constructs customized, primarily long-term portfolios using low-cost mutual funds, ETFs, individual stocks, and bonds.

Nicolas Dumas is a financial advisor with Retirement Planning Group, LLC, holding CFP® and Series 66 credentials and seven years of industry experience. He has worked at Purshe Kaplan Sterling Investments, Arbor Point Advisors, and several other firms. In addition to his advisory role, he spends part of his time in insurance sales. Retirement Planning Group provides wealth management and financial planning services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a primarily long-term investment approach using diversified, low-cost mutual funds and ETFs, and may incorporate bonds and options contracts for hedging or tactical purposes.

Sandy Moi is a financial advisor at WPM Wealth Advisors LLC with 27 years of industry experience. She holds a Series 63 designation and has a background that includes roles at Avantax Advisory Services and Avantax Investment Services, Inc. Additionally, she manages Sandy S. Moi, CPA LLC, an accounting and insurance brokerage firm. WPM Wealth Advisors LLC provides discretionary portfolio management primarily to individual and high-net-worth clients through a firm-sponsored wrap fee program. The firm employs a multi-disciplinary investment approach incorporating various analytical methods and strategies, including long-term investing and short-term trading.

William Gamello is a financial advisor with WPM Wealth Advisors LLC in Saratoga Springs, NY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His prior work includes roles at Dinosaur Financial Group and DLG Wealth Management. Outside of advising, he manages an apartment rental business. WPM Wealth Advisors LLC provides discretionary portfolio management primarily to individual and high-net-worth clients through a firm-sponsored wrap fee program. The firm employs a multi-disciplinary investment approach that incorporates various analytical methods and strategies, ranging from long-term investing to short-term trading.

Timothy Pehl is a CFP® with over 20 years of experience at Luther Forest Wealth Advisors, L.L.C., where he has worked since 2006. He is also a member of Kumlander, Donofrio, Hay & Pehl, CPAs, LLP, an accounting firm providing personal, estate, and trust tax services. Luther Forest Wealth Advisors, LLC serves retail investors, including high-net-worth individuals, offering investment advisory, financial planning, and consulting services such as cash flow planning and asset and debt restructuring. The firm employs a goal- and risk-based approach to build long-term financial plans and tailored portfolios using mutual funds, ETFs, and individual securities.

Matthew Moore is a financial advisor at Nye Street Partners LLC with 17 years of industry experience. He holds a Series 63 designation and has worked at firms including The AYCO Company, L.P./Mercer Allied and Shade Tree Advisors LLC. Moore is also involved with Optifino, working on a referral basis in an insurance-related business. Nye Street Partners serves high-net-worth individuals and charitable organizations, providing portfolio management, financial planning, and comprehensive family office services. The firm employs a long-term investment approach based on Modern Portfolio Theory and offers discretionary management alongside customized Investment Policy Statements.

Heather Fox is a CFP® with 14 years of industry experience, currently serving as an advisor at Nye Street Partners LLC since 2021. Her prior roles include positions at Shade Tree Advisors, Bender Lane Advisory, and The Ayco Company LP. In addition to her advisory work, she provides tax and accounting services to single family offices as an employee outside of Nye Street Partners. Nye Street Partners serves high-net-worth individuals and charitable organizations, offering portfolio management, financial planning, and comprehensive family office services including accounting, tax, estate planning, insurance advice, and personal bill payment. The firm employs a long-term investment approach based on Modern Portfolio Theory and manages a small number of client relationships with individualized Investment Policy Statements.