Thomas Villeneuve is a financial advisor with Monadnock Retirement Solutions, LLC, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. He has held prior roles at Citizens Securities, NYLIFE Securities, New York Life Insurance Company, and Baltimore Life. Outside of advisory work, he serves as a part-time instructor providing basic financial education at UNH Cheshire Academy of Lifelong Learning. Monadnock Retirement Solutions offers comprehensive financial planning and investment management to individual and high-net-worth clients, focusing on written financial plans and ongoing portfolio oversight. The firm manages client assets primarily on a non-discretionary basis and incorporates insurance and long-term care reviews, 401(k) evaluations, and tailored model portfolios through third-party sub-advisers.

Elizabeth Evans is a financial advisor at Cayena Capital Management, LLC with 16 years of industry experience. She has previously worked at Curbstone Financial Management Corporation and Fidelity Brokerage Services LLC. In addition to her advisory role, Evans consults for the Morgan Franklin Fellowship Foundation, developing financial literacy curriculum, and serves as a business advisor and underwriter at the Regional Economic Development Center. Cayena Capital Management serves individuals and families by providing comprehensive and modular financial planning, limited consulting, and non-discretionary investment consulting. The firm focuses on fundamental analysis, historical data review, risk profiling, and asset allocation principles, operating on an hourly or engagement basis without managing client accounts or placing trades.

Mark Govoni is a financial advisor at Empirical Asset Management, LLC with 20 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Boston Asset Management Inc for 15 years. Outside of his advisory role, he is involved in running a nursery and farm business in Warner, NH. Empirical Asset Management provides discretionary investment management, retirement-plan advisory services, and consulting to a range of clients including individuals, high-net-worth clients, trusts, and institutions. The firm employs a rules-based, long-term investment approach using low-cost ETFs, mutual funds, individual securities, and alternative vehicles, supported by proprietary models and disciplined rebalancing.

Nicholas Davis is a financial advisor at Blueprint Financial Advisors with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and Hemlock Creek Wealth Management. Outside of his advisory role, he is a partner in Anxiety Guys LLC, a coaching business focused on reducing PTSD and anxiety for individuals and corporations. Blueprint Financial Advisors serves a diverse client base including individuals, trusts, pension and ERISA plans, foundations, and endowments. The firm employs a globally diversified investment framework that combines strategic and tactical asset allocation using proprietary trend-following and momentum-based signals.

Sarah Davis is a financial advisor at Blueprint Financial Advisors with six years of industry experience. She holds a Series 66 designation and previously worked at Hemlock Creek Wealth Management, Raymond James Financial Services, and Edward Jones. Davis is also a licensed insurance agent with Blueprint Insurance Services. Blueprint Financial Advisors serves individuals, trusts, pension and ERISA plans, foundations, and endowments, providing portfolio management, financial planning, and retirement plan consulting. The firm employs a globally diversified investment approach that combines strategic and tactical allocations based on proprietary trend-following and momentum signals.

Deborah Ray is a financial advisor with U.S. Capital Wealth Advisors, LLC, holding a Series 66 designation and bringing 15 years of industry experience. She previously worked at Merrill Lynch for 18 years and has been affiliated with Triad Advisors, Inc. and Pinnacle Private Wealth, LLC since 2018. Ray also assists other registered representatives at Triad during trading hours. U.S. Capital Wealth Advisors, LLC provides wealth management and financial planning services to individual investors, family offices, institutions, charitable organizations, and businesses. The firm manages approximately $7.28 billion in assets and employs a diverse investment approach that includes fundamental, technical, and quantitative analysis combined with external managers and various investment vehicles.

Robin Morrell is a CFP® with 35 years of industry experience, currently serving at First Heartland Consultants, Inc. He has previously worked at Ameriprise Financial Services Inc, Flatiron Financial Group, and LPL Financial, LLC. Outside of his advisory role, Morrell teaches water aerobics at the Granite YMCA in Manchester, NH. First Heartland Consultants provides advisory services to a diverse client base, including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for self-directed 401(k) accounts, and both wrap and non-wrap asset management solutions through a network of independent investment adviser representatives.

Matthew Boyle is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Empower Advisory Group and has previously worked at firms including GWFS Equities, Voya Financial Advisors, Waddell & Reed, and Charles Schwab. Outside of his advisory work, he serves on the boards of several community organizations in New Hampshire, including the NH Children's Health Foundation and the Hopkinton Library Foundation, and is involved with local youth soccer as a coach and referee. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Leroy Davis II is a ChFC® credentialed financial advisor with 43 years of industry experience. He has been with Commonwealth Financial Network since 2001, including his current tenure starting in 2020. Prior to joining Commonwealth, he was self-employed for over four decades. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions.

James Freeman is a financial advisor with Empower Advisory Group in New Boston, NH, holding Series 63, 65, and 66 licenses and has 32 years of industry experience. Since 2015, he has been affiliated with GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders through an integrated service model connected to Empower’s recordkeeping and administrative platforms.

Jeremiah Kennedy is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Scott Christensen and Northwestern Mutual Investment Management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Macgregor Maitland is a financial advisor at Steward Partners Investment Advisory, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Lincoln Financial Securities Corporation, Lincoln Financial Advisors, Commonwealth Financial Network, and Signator Investors, Inc. Maitland is based in New Boston, New Hampshire. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in regulatory assets and serves a diverse client base including individuals, charitable and corporate clients, retirement plans, and institutions. The firm employs a combination of proprietary investment strategies and third-party money managers to provide discretionary and non-discretionary portfolio management across various account types.

Jeremy Lathrop is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 licenses and has 21 years of industry experience. Since 2010, he has served as Chief Compliance Officer at Investment Services Corp. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

John Sinclair Jr. is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at GWFS Equities, Inc. since 2014. Outside of his advisory role, he operates a business selling discounted products, primarily books, toys, and seasonal items, on Amazon. Empower Advisory Group provides financial planning and investment management services mainly to employer-sponsored retirement plan sponsors and participants, as well as to Premier IRA and retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Andy Xenakis is Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial advisors focused on understanding the financial needs and priorities of individuals and families. He collaborates with clients to build and maintain financial plans aimed at achieving their goals. Andy has held various roles at Fidelity Investments since 2009, including Regional Vice President of Managed Accounts, Regional Planning Consultant, Investment Solutions Consultant for Managed Accounts, and Retirement Relationship Manager. His extensive experience spans financial representation, retirement solutions, investment solutions, and managed accounts. His career at Fidelity Investments demonstrates a progression of leadership and expertise in financial advisory services, supporting clients through comprehensive financial planning and investment management.

Stuart Bronson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 29 years of industry experience. He has been associated with Cambridge Investment Research Advisors and its affiliated entities since 2013 and serves as an advisory representative at Axiom Advisors, LLC since 2014. Outside of his advisory roles, he has worked as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans. The firm offers financial planning, portfolio management, and retirement plan advisory services through a network of independent financial professionals using various account platforms and investment strategies.

Robert Roland is a financial advisor with Cambridge Investment Research Advisors who holds a Series 63 designation and has 35 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and previously at Lincoln Investment from 2010 to 2017. Roland also operates Roland & Roland, an independent insurance agency, and serves as a member of the Zoning Board of Adjustment in Nelson, NH. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory services through a large network of independent financial professionals.

Jessica Moore is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 21 years of industry experience. She has worked in various capacities at Fidelity since 2004, including roles at Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its approach. The firm offers discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery while maintaining oversight of sub-advisers and addressing conflicts of interest.

Michael Jorczak is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Fidelity entities since 1996, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base with discretionary and non-discretionary advisory services, and it is noted for its use of systematic methodologies and formal advisory roles to multiple registered investment companies.

Michael Tenore is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. His prior work history includes roles at Baystate Financial, Modern Auto Sales, DMB Financial, Telefluent, and LGCY Power. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services.

Kevin Cook is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Fidelity Brokerage Services Inc since 1999 and has also worked with Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversees sub-advisers while maintaining governance and proxy-voting procedures.

Barbara Roland is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 36 years of industry experience. Her career includes roles at Lincoln Investment and operating Roland & Roland since 2002. Outside of her advisory work, she volunteers at Elm City Church in Keene, NH, participates in the Nelson Broadband Expansion Ad Hoc Committee, and engages in educating others about budgeting and financial goals. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations, offering financial planning, portfolio management, and retirement plan advisory services through a large network of independent financial professionals.

Elise Kesseli is a financial advisor with Primerica Advisors in Henniker, NH, holding Series 63 and Series 65 licenses. She has two years of experience in the financial industry, including prior work at Brayton Energy and Primerica Financial Services. Elise also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Richard Hagala is a financial advisor with Primerica Advisors in Henniker, NH, holding Series 63 and Series 65 licenses and four years of industry experience. His work history includes roles at Primerica Advisors and Primerica Financial Services, as well as positions outside the financial sector at Lyft and Student Transportation of America. He is involved in sales of investment-related products and referrals for home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail rather than institutional portfolio management.

Khadijah Cisse is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her career includes roles at PFS Investments Inc. and Primerica Financial Services, along with prior work as a self-employed part-time midwife. She also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Julie Hagala is a financial advisor at Primerica Advisors with Series 63 and Series 65 credentials and four years of industry experience. She has worked at several firms, including PFS Investments Inc. and Primerica Financial Services. Outside of advising, she serves as an office manager for Primerica and is a notary public. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Robert Cathcart Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He previously worked at infinex Investments, Inc. for 12 years and has operated his own advisory business since 2009. Outside of his advisory work, he coaches sports and fitness at Trinity High School. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Adam Audet is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2021 and was previously with Lincoln Financial Securities Corporation starting in 2015. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans. The firm offers financial planning, portfolio management, and retirement plan advisory services through a network of independent professionals using various account platforms and investment strategies.

Erin Bacon is a Series 66 licensed financial advisor with Edward Jones in Hillsborough, NH. She has 10 years of industry experience, including two years at Bellows Nichols Insurance Agency prior to joining Edward Jones in 2016. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Galen Nichols is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, Nichols serves as Membership Chair for the CoPoCo Swim and Tennis Club in Concord, NH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Micheal White is a financial advisor at Ameriprise with 21 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to produce written Recommendation Reports, supporting clients with a range of advisory, brokerage, and insurance solutions through its institutional platform.

Anthony Buruca is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held various roles within the company since 2020, including Planning Consultant and multiple levels of Workplace Planning Consultant, demonstrating a progressive career in financial planning and client advisory services. Anthony focuses on areas such as tax-efficient investing, balancing risk with returns, and protecting retirement income. He holds insurance licenses in Arkansas and California, supporting his ability to serve clients in those states. Outside of his professional work, Anthony enjoys activities such as gardening, outdoor adventures, swimming, and volunteering. He also has a personal interest in food.

Erika Doyle is a financial advisor with Primerica Advisors in Henniker, NH, holding Series 63 and Series 65 credentials and having 12 years of industry experience. She has worked with PFS Investments Inc. since 2013 and with Primerica Financial Services since 2012. Outside of advisory services, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and limited separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and implements models with oversight from BNY Mellon Advisors.

Leigh Richardson is a financial advisor with RBC Capital Markets, holding a Series 66 designation and bringing 24 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of his advisory role, he is employed at Monadnock Oil and Vinegar Co., LLC, where he works in sales. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management strategies and access to in-house and third-party investment managers.