Thaddeus Phelps is a CFP® professional with 28 years of experience in the financial services industry. He has worked at Advance Wealth Management Service, LLC since 2019 and previously spent 14 years with Ameriprise Financial Services, Inc. In addition to his advisory work, Phelps owns a tax preparation business and an accounting support service, and he serves in fiduciary roles such as trustee and executor. Advance Wealth Management Service, LLC provides investment advisory and financial planning services primarily to individuals, high-net-worth clients, trusts, estates, and business entities. The firm offers discretionary investment management through a wrap asset management program and emphasizes an individualized approach with asset allocation supported by fundamental, sector, and technical analysis, including risk management strategies such as put options and conservative cash instruments.

Jerome Matecun is a financial advisor at Compound Value Advisers, LLC in Sparta, MI, holding a Series 65 designation with 16 years of industry experience. He previously worked at Exit Strategies Group Inc. from 2013 to 2019 and has been with Compound Value Advisers since 2013. Compound Value Advisers provides investment advisory and financial planning services to individuals, high-net-worth clients, business owners, trusts, estates, and corporate plan sponsors. The firm manages approximately $24.8 million across a small number of client accounts, employing a strategic asset allocation framework with diversified low-cost index funds and ETFs, discretionary portfolio management, and additional services including business valuations and retirement plan advisory.

Robert Boylen is the sole advisor at Robert Charles Capital Management in Grand Rapids, MI, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with Robert Charles Capital Management since 2016. Robert Charles Capital Management provides discretionary portfolio management, financial planning, and consulting services primarily to individual clients across various wealth levels, as well as charitable, corporate, pension/profit-sharing plans, and pooled investment vehicles. The firm uses a process combining fundamental, technical, and qualitative analysis to manage accounts on a discretionary basis, employing individual securities or ETFs/index funds depending on account size, and also sponsors a private pooled investment vehicle focused on early-stage preferred equity investments.

Christopher Villaire is the sole advisor at Villaire Financial, LLC in Grand Rapids, MI. He holds a Series 65 designation and has four years of industry experience, including prior work at Tina's Catering, Inc. and ongoing studies since 2012. Villaire Financial, LLC provides discretionary portfolio management and financial planning services to individuals, high-net-worth individuals, and business owners. The firm employs a combination of cyclical, fundamental, modern portfolio theory, and quantitative analysis, generally using a long-term trading approach with documented risk tolerance and regular rebalancing.

James Vermeulen is the sole advisor at Vermeulen Capital Management in Grand Rapids, MI, holding a Series 65 designation with 15 years of industry experience. He has operated Vermeulen Capital Management since 1993. Vermeulen Capital Management provides discretionary investment supervision and non-discretionary consultation on a fee-only basis to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and charitable institutions. The firm employs a combination of fundamental and technical analysis and offers tailored portfolio oversight with strategies ranging from long-term buy-and-hold to shorter-term trading.

Tyler Howe is a Series 65-licensed financial advisor with Clarity Wealth Management LLC in Grand Rapids, MI. He has over a decade of industry experience, including eight years at O'Neill Asset Management and four years at Clarity Wealth Management. Outside of his advisory work, he is an independent life insurance agent and also works as a food delivery contractor through multiple platforms. Clarity Wealth Management LLC provides portfolio management services to individual and corporate clients, emphasizing fundamental analysis and long-term investing primarily through mutual funds and ETFs. The firm offers discretionary account management and may refer clients to third-party advisers, maintaining ongoing oversight of those relationships.

Andrew Jakubowski is the sole advisor at Adestella Investment Management LLC in Grand Rapids, MI. He holds a Series 65 designation and has 11 years of experience, all with Adestella. Adestella provides discretionary portfolio management primarily for high-net-worth individuals, families, trusts, foundations, endowments, private funds, and other investment advisers. The firm uses a long-biased, value-driven approach focused on independent research and concentrated security selection, managing portfolios with flexible authority across multiple asset types including equities, ETFs, options, and derivatives.

Steven Underriter is a financial advisor at Freedom Financial Planning Solutions, LLC, holding a Series 65 designation with eight years of industry experience. He has worked part-time as an administrative employee and 5% owner at Capitol Defense Consulting, LLC since 2013 and provides subject matter expertise on Navy aircraft programs at Systems Planning & Analysis, Inc. since 2020. Freedom Financial Planning Solutions offers financial planning and portfolio management services to individual clients, employer plan sponsors, charitable organizations, and small businesses. The firm primarily uses passive investment strategies with diversified funds and ETFs, while also providing tailored models and oversight of outside managers, along with ancillary services such as personal tax preparation and student loan analysis.

Justin Hales is a financial advisor at Greenrock Wealth Management, LLC in East Grand Rapids, MI, holding Series 63 and Series 66 licenses with 15 years of industry experience. He founded Greenrock Wealth Management in 2015 and is involved in an affiliated insurance practice through Greenrock Advisory, where he is a licensed insurance agent. Greenrock Wealth Management provides discretionary portfolio management to individuals, high-net-worth clients, and business entities, managing approximately $35.6 million in client assets. The firm focuses on tailored investment management using individualized asset-allocation strategies and primarily invests in mutual funds and diversified portfolios.

Kyle Kelley is a financial advisor at Family Capital Management with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Osaic Wealth, Inc. Kyle also provides insurance advice tailored to client needs. Family Capital Management offers discretionary portfolio management and modular financial consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis with both long- and short-term trading, using a broad range of investment vehicles and providing wealth-planning advice across multiple areas.

Aaron Stine is a financial advisor at LUMINIST Capital, LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms including Advisory Advocates LLC and Michigan Financial Companies. Outside of advisory work, he is the owner of Manly Work, LLC, a residential construction business, and is involved in project management through TS Contracting. LUMINIST Capital provides discretionary portfolio management and financial planning to individuals, trusts, estates, and business entities. The firm manages approximately $140.7 million across 742 client relationships, offering model-based and customized ETF-focused portfolios alongside tailored financial planning and consulting.

Zachary Smith is a financial advisor at Kroon & Mitchell Asset Management LLC in Grand Rapids, MI, holding Series 63 and Series 65 licenses with one year of industry experience. He previously worked at JP Morgan Chase Bank and J.P. Morgan Securities LLC. Kroon & Mitchell Asset Management provides discretionary portfolio management, pension and retirement-plan consulting, and financial planning services to individuals, pension and profit-sharing plans, and business entities. The firm emphasizes client-specific Investment Policy Statements, a long-term buy-and-hold investment approach, and manages assets internally with regular monitoring and monthly reviews.

Jacob Randall is a CFP® professional with six years of experience at Family Capital Management in Grand Rapids, MI. He has been with the firm since 2020, beginning his career directly after college. Family Capital Management provides discretionary portfolio management and modular financial consulting for individuals, trusts, estates, charitable organizations, and business entities. The firm integrates wealth-planning advice with investment management, using both fundamental and technical analysis to guide allocations across a range of asset types, while offering clients ongoing account monitoring and consolidated digital access to their financial information.

James Louwerse is a financial advisor at GPS Financial Group, LLC in Grand Rapids, MI, holding CFP® and Series 63 designations with 15 years of industry experience. He has been with GPS Financial Group since 2015. Outside of his advisory role, Louwerse serves as Treasurer for the Thrive Learning Center Foundation, a private school, where he oversees budgets and financial statements. GPS Financial Group provides portfolio management, financial planning, and pension consulting to individuals, including high-net-worth clients, and pension or profit-sharing plans. The firm manages approximately $64 million in assets in-house using a long-term, discretionary approach based on modern portfolio theory.

Edward Perry is a financial advisor at LifePoint Planning with seven years of industry experience. He holds a Series 66 designation and has worked at several firms, including Advize Wealth Management, WealthSource Partners, and Waddell & Reed. In addition to his advisory role, he is a licensed insurance professional and may receive commissions from insurance product sales separate from his work at LifePoint Planning. LifePoint Planning serves individual and high-net-worth clients, corporations, and retirement plan sponsors by providing investment management, financial planning, and retirement plan consulting. The firm utilizes asset-allocation-driven portfolios based on Modern Portfolio Theory, combining passive index and active quantitative strategies, and employs third-party digital platforms such as Betterment and Altruist.

Andrew Hakim is a financial advisor with Eagle Point Capital LLC in Grand Rapids, MI. He holds a Series 65 designation and has one year of industry experience. His prior roles include positions at Blackford Capital and AT Karney. Hakim is also a principal at Eagle Point Capital Funds LLC. Eagle Point Capital provides discretionary investment management to individuals, high-net-worth clients, corporations, and pooled investment vehicles, primarily through separately managed accounts. The firm employs a concentrated, largely unconstrained long-equity strategy focused on fundamental research and manages accounts to align with a proprietary model portfolio.

Dennis Tubbergen is a financial advisor at Personal Legacy Planners with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked primarily with PLP Advisors, LLC since 2014. Outside of his advisory role, he is involved in buying and selling precious metals through PLP Metals, LLC and participates in other business activities including wholesale fixed life and annuity products. Personal Legacy Planners provides financial planning and investment advisory services to individuals, trusts, estates, charities, pension and profit-sharing plans, and business entities. The firm uses individualized asset allocation and a co-adviser relationship with a third-party manager to deliver portfolio management and client service.

John Timmermans is a financial advisor at Luminist Capital, LLC with 10 years of industry experience. He holds a Series 65 designation and has held roles at Advisory Advocates LLC, RM Investment Strategies, Finalto, and Alpha Capital Markets. Outside of his advisory work, he is a member of the Grand Rapids Yacht Club. Luminist Capital provides discretionary portfolio management and financial planning to individuals, trusts, estates, and business entities, managing approximately $140.7 million across more than 700 client relationships. The firm offers model-driven, ETF-focused portfolios and tailored financial planning, serving both high-net-worth and non-HNW clients.

Daniel Vandenberg is a financial advisor with Eastown Financial Advisors, LLC in Grand Rapids, MI, holding a Series 66 designation and 15 years of industry experience. He has worked at Eastown Financial Advisors since 2019 and previously spent nine years with Money Concepts Advisory Service and Money Concepts Capital Corp. Outside of advisory work, he is involved with Eastown Financial Services, Inc., where he provides tax preparation, payroll, and accounting services in addition to securities trading. Eastown Financial Advisors, LLC provides portfolio management and financial planning primarily for individual and high-net-worth clients, using a long-term investment approach grounded in modern portfolio theory. The firm customizes strategies based on client goals and risk tolerance and employs a range of investment vehicles, often leveraging the Charles Schwab institutional platform.

Justin Biebel is a financial advisor with LUMINIST Capital, LLC, holding a Series 65 designation and four years of industry experience. He has worked at several firms including RM Investment Strategies, LLC, 616 Advisors, and Alpha Capital Markets. Outside of his advisory roles, he is a member of Advisory Advocates, LLC, a non-investment related organization. LUMINIST Capital provides discretionary portfolio management and financial planning to individuals, trusts, estates, and business entities, managing approximately $140.7 million across 742 client relationships. The firm offers largely model-driven, ETF-focused investment strategies and custom option overlay solutions, serving both high-net-worth and non-HNW clients.