John Winchek is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 23 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2013. Private Advisor Group is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals—including high-net-worth clients—trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Steven Gottlieb is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 16 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2013. Gottlieb provides investment advisory services through Private Advisor Group, an independent registered investment advisor. Private Advisor Group, LLC manages over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, employing a range of investment strategies and coordinating services through multiple custodians.

Christian Stout is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 23 years of industry experience. He has worked at Commonwealth Financial Network since 2015 and is the owner of Stout Asset Management, LLC, which facilitates securities, advisory, and insurance businesses. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services along with operations, technology, investment management, compliance, and practice-management support. The firm offers discretionary model portfolios and multiple program structures, including PPS Custom and Personalized Indexing options.

Gregory Colasurdo is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at LPL Financial, PRUCO Securities LLC, Hd Vest Financial Services, and a long tenure at IBM. He also operates Deborah Primeau Income Tax Service, providing tax preparation and accounting services. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, retirement consulting, and access to third-party asset management programs.

Randy Zeigler is a financial advisor with Ameriprise in Oswego, NY, holding CFP® and ChFC® designations and bringing 39 years of industry experience. He has been with Ameriprise Financial Service, LLC since 1986 and Ameriprise Financial Services, Inc. from 2005 to 2020. Zeigler serves on the boards of several local organizations, including the New Covenant Community Church, Rotary Club of Oswego, Oswego County Community Foundation, and Leave a Legacy of Oswego County. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendations. The firm operates as a large institutional entity delivering a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Michael Herholtz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 37 years of industry experience. He previously worked at Mutual of Omaha Investor Services and Mutual/United Of Omaha Insurance Company for over two decades before joining Mass Mutual in 2018. He is also involved in insurance sales through Any Size Financial Solutions, focusing on individual life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Jessica Jimenez Wharton is a Series 66-licensed financial advisor with Ameriprise in Oswego, NY, and has 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she is an instructor for pre-licensing classes covering NY Life/Accident insurance and securities exams. Ameriprise offers retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team.

Robert Rolfe is a financial advisor with Osaic who holds a Series 63 designation and has 32 years of industry experience. He previously worked at Sagepoint Financial, Mass Mutual Investors Services, and Metlife Securities. Outside of his advisory role, Rolfe serves as President of the Board of Directors for The United Way Greater Oswego and is a committee member of the Greater Oswego Fulton Chamber of Commerce Ambassador Committee. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a wide range of clients, including individuals, retirement plans, corporations, and charitable organizations. The firm uses a technology-driven investment process and offers access to multiple custodial platforms, third-party managers, and alternative investment opportunities.

Stanley Warner is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. He has worked with multiple firms including Avantax Planning Partners and Longhi Financial Inc., and maintains a CPA practice specializing in tax preparation and accounting. Warner also serves on the board of directors for MMI Prep School. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with fiduciary and retirement plan capabilities.

Nicholas Barnes is a CFP® professional with 13 years of industry experience, currently advising at Cetera. His prior experience includes roles at Avantax Planning Partners, MML Investors Services, and Prudential Securities. He holds a city council position in Fulton, NY, where he serves as a local public official addressing community concerns. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary services, utilizing advisor-managed accounts, firm-sponsored models, and third-party solutions.

Stanley Cerlanek is a financial advisor with Edward Jones in Oswego, NY, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. He worked at Solvay Bank for nine years before joining Edward Jones, where he has been since 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Tiffany Hoff is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 designations and six years of industry experience. She has worked with MML Investors Services LLC since 2017 and was previously with MSI Financial Services, Inc. from 2012 to 2017. Hoff has also been affiliated with Mass Mutual Life Insurance Company since 2012. MassMutual’s subsidiary, MML Investors Services, LLC, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing collaborative financial planning using advanced analytical tools and also conducts educational seminars.

Carrie Penoyer is a financial advisor with Equitable Advisors in Oswego, NY, holding a Series 66 designation and with 21 years of industry experience. She has been with Equitable Advisors since 2003 and previously worked with Axa Advisors, LLC. Outside of her advisory role, she serves on several local nonprofit boards and committees, including the Rotary Club of Oswego and the Oswego Health Foundation Gala. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels.

Jason Shannon is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and having six years of industry experience. Prior to his current role beginning in 2020, he worked at Mass Mutual Life Insurance Company and spent ten years at Aldi, Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools and event-driven planning programs.

David Mirabito is a financial advisor at Mass Mutual Investors Services with 36 years of industry experience. He held positions at MetLife Securities Inc. and Metropolitan Life Insurance Company before joining Mass Mutual in 2016. He serves as the Finance Committee Chairperson for the Fulton Family YMCA, overseeing financial statements and authorized transactions. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved analytical tools and collaborative annual planning processes.

Ellen Ladd is a financial advisor at Cetera with 21 years of industry experience. She holds a Series 63 designation and has worked at Cetera and Cetera Wealth Services since 2025. Prior to that, she operated Ladd Tax & Financial Services Inc. since 2015 and was affiliated with Avantax Insurance Agency LLC and Avantax Investment Services, Inc. from 2007 to 2025. Outside of her advisory role, she serves as president of Ladd Tax & Financial Services, a tax preparation and accounting business. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing advisor-managed accounts, firm-sponsored model portfolios, and third-party solutions.

Zachary Luhr is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at BNY Mellon for five years before joining J.P. Morgan in 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Delorme is a financial advisor with Cambridge Investment Research Advisors in Oswego, NY, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2015. Outside of his advisory work, he serves as an elder at the Reformed Presbyterian Church of Oswego. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing various account platforms and investment strategies tailored by its advisors.

Benjamin Ryan is a Series 66 licensed financial advisor with Ameriprise in Oswego, NY, where he has worked since 2019. Prior to joining Ameriprise, he spent 12 years at Burritt Motors Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, utilizing a written Recommendation Report and ongoing advice that includes tax-aware withdrawal strategies and Social Security claiming options.