Marilyn Edgerton is a CFP® professional with 31 years of experience, currently serving as the sole advisor at Financial Advisory Services in Gaysville, VT. She has been with the firm since 1990. Financial Advisory Services provides comprehensive financial planning for middle-income individuals, focusing on retirement and education funding. The firm emphasizes conservative, long-term planning using no-load mutual funds and delivers advice without selling financial products, serving a small, primarily long-term client base mostly by referral.

Timothy Ryan is a financial advisor at Alpenglow Advisors LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including Personal Capital Advisors, Bank of America, Merrill Lynch, and Morgan Stanley. Alpenglow Advisors LLC provides goals-based financial planning and portfolio management to individuals, families, and small businesses. The firm emphasizes asset allocation and diversification, using automated rebalancing, tax-loss harvesting, and asset-location tools, and leverages Betterment’s institutional platform for trade aggregation and custody-related support.

Linda Armstrong is a Series 65-licensed financial advisor with two years of industry experience. She has worked at World Market Advisors since 2023 and previously spent over nine years with Classical Conversations. World Market Advisors serves individual and institutional clients, providing comprehensive financial planning, pension consulting, bank advisory services, and discretionary portfolio management. The firm employs a combination of fundamental, technical, cyclical, and quantitative analysis within a generally passive investment approach, tailoring portfolios to client goals and risk tolerances.

Richard Girgis is a financial advisor at Woodstock Wealth Management, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for LPL Financial, LLC for 22 years. Woodstock Wealth Management, Inc. provides financial planning, discretionary portfolio management, and access to third-party asset managers to individuals, businesses, charities, and retirement plans. The firm manages client assets on a discretionary basis and offers a performance-based fee program alongside standard asset-based fee structures.

Jesse Bessett is a CFP® with 24 years of industry experience, currently affiliated with Flagship Harbor Advisors, LLC and LPL Financial since 2015. He holds the Series 66 license and is based in Stockbridge, Vermont. Outside of his advisory work, he has served as a marketing development manager for Ragnar. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a range of investment strategies including mutual funds, ETFs, individual securities, and unaffiliated managers, with both fundamental and technical analysis.

Collin Fingon is a financial advisor at International Assets Investment Management, LLC with 21 years of industry experience. He holds the Series 66 designation and has worked at firms including Cetera and Bright Futures Wealth Management. Outside of advising, Fingon is involved in community activities such as serving on the Rutland Town School Board and the Lake Bomoseen Preservation Trust, and he is a member and manager of Brix Bistro, a restaurant and bar in Rutland, VT. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent adviser representatives. The firm offers customized, long-term portfolio management using mutual funds, ETFs, equities, and fixed income, and may implement strategies via third-party managers or wrap programs.

Brooke Smith is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at LPL Financial and O'Brien Shortle Reynolds & Sabotka, PC, as well as experience in retail and education sectors. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to various third-party asset management programs.

Katherine Brady is a CFP® professional with 15 years of experience in financial advising. She has worked at LPL Financial from 2008 to 2016 and has been with Commonwealth Financial Network and RNL & Associates since 2016. In addition to advisory services, she provides tax preparation services through RNL & Associates. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and offers a variety of advisory programs and services, including wealth management and retirement plan consulting. The firm supports its advisors with operations, trading, technology, compliance, and practice-management resources while allowing them discretion in portfolio construction.

Courtney Gauthier is a financial advisor at Commonwealth Financial Network with a Series 66 designation and two years of industry experience. Her prior work includes roles at RNL & Associates and Vermont State University. Outside of finance, she coaches youth hockey players in on-ice skills sessions. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering advisory programs, wealth management, and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, who manage client portfolios using a variety of securities and insurance products.

Timothy O’Connor is a CFP® professional with 25 years of industry experience. He is affiliated with Commonwealth Financial Network and RNL & Associates, where he has worked since 2016. His prior roles include positions at LPL Financial and Ronald N. Lazzaro PC. Outside of advisory services, he is involved in tax preparation and notary public activities conducted through RNL & Associates. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, wealth management, and retirement plan consulting, supporting advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Justin Davis is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at M&T Bank, Bank of America, and as a self-employed professional. Outside of advising, he is involved with the Precision Cheer Allstars Booster Club as a board member, helping with its formation and fundraising efforts. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates through single “point-in-time” financial plans and optional managed accounts.

Michael Dunn is a financial advisor at Beacon Pointe Advisors, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bennicas & Associates, First Dominion Capital Corp., and Dalton, Greiner, Hartman, Maher & Co., LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a proprietary manager selection process, allocating across third-party independent managers and offering services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Christine Corbin is a Series 66-credentialed financial advisor with Morgan Stanley, based in Rutland, VT, and has 18 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Samuel Groom is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 65 designations. Groom serves on the boards of the Vermont Achievement Center and Habitat for Humanity of Rutland County, both charitable organizations focused on community support and development. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Dana Jones is a financial advisor at Stifel with 25 years of industry experience. He has held his position at Stifel Nicolaus & Co Inc since 2008. He holds Series 63 and Series 66 designations. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support client decision-making.

George Smith Jr. is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Michael Cecil is a financial advisor at Morgan Stanley with 23 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and holds a Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools but does not include individual security recommendations as part of standalone plans.

Reed Wilcox is a Series 66-licensed financial advisor with Edward Jones in Rutland, VT, and has 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Wilcox manages a short-term rental property in El Prado, New Mexico, which also serves as a secondary remote work location. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and affiliated products, supported by a large national network of advisors and branch offices.

Donald Hubert is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 43 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 16 years and has been associated with Lion & Panther Financial Group since 1978. Outside of his advisory role, he is involved with Lion & Panther Financial Group as a business separate from his LPL activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Margaret Jones is a Series 66-licensed financial advisor with 17 years of industry experience, currently practicing at UBS Financial Services in Rutland, VT since 2013. She serves as Secretary of the Rutland Regional Medical Center board, a role she began in spring 2024. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as both a broker-dealer and futures commission merchant.

Colton Blackman is a financial advisor with LPL Financial in Rutland, VT, holding a Series 66 designation and nine years of industry experience. His prior roles include multiple positions at Eaton Vance Management and CUNA Brokerage Services. Outside of advisory work, he is a business owner of First Chair Syrup, Inc., a non-investment-related venture. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a broad range of advisory and brokerage services supported by in-house research and a large network of investment adviser representatives.

Joseph Dieterle III is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS since 2003 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves on the board of Make-A-Wish of Maine and has taken on officer roles in neighborhood associations focused on community maintenance. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides research-driven, tailored investment strategies through its network of financial advisors.

Patrick Abatiell Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously with LPL Financial from 2012 to 2018. He formerly owned and operated a bagel bakery and deli business as well as a motel, both now inactive. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kandi Graham is a financial advisor at Edward Jones with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Stifel Nicolaus for 14 years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers both discretionary and non-discretionary strategies, alongside affiliated mutual funds and tax-efficient services.

Derek Pierce is a financial advisor with Mass Mutual Investors Services in Woodstock, VT, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Co since 2016, with prior experience at Metlife Securities Inc. Pierce serves as the girls varsity tennis coach at Woodstock Union High School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and provides additional programs such as wrap accounts, money-manager programs, and educational seminars.

Kenneth Sexter is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and methodologies such as Monte Carlo simulations to support its financial planning services.

Jessica Anderson is a CFP® with 39 years of experience in the financial services industry and has been with UBS Financial Services Inc. since 2013. She serves on the board of directors for the Housing Trust of Rutland County, a local housing authority focusing on affordable housing. Additionally, she is a partner in Anderson LLC, a vacation rental business. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and a range of capital markets services through a network of financial advisors.

Caitlin Perry is a financial advisor at UBS Financial Services with 17 years of industry experience. She previously worked at Edward Jones for 11 years before joining UBS in 2021. Perry serves on the board of StartUp Rutland, supporting tech innovation and entrepreneurship in her community, and is the Treasurer for the Visiting Nurses Association & Hospice of the Southwest Region. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored by a network of financial advisors using proprietary research and model-based asset allocations.

Merritt Zahner is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2010, including time at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and scenario modeling.

Jeremy Carroll is a financial advisor with Edward Jones in Rutland, Vermont, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2015. Carroll serves as Sponsorship Chair for the Alzheimer's Association, Vermont Chapter, and volunteers on the Walk Planning Committee for events in Rutland. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Justin Pill is a Series 66-licensed financial advisor with Edward Jones in Rutland, VT, where he has worked since 2023. He has two years of industry experience and prior work history includes roles at Alderman's Chevrolet LLC and various positions in the brewing and ski resort industries. Outside of advisory work, he serves as a volunteer coordinator for the US Open of Mountain Biking event. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets and offers various advisory programs, investment strategies, and affiliated services under a fiduciary standard.

Jenna Hall is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services and Peoples United Bank. Outside of her advisory role, Hall serves as a board member and family selection committee member for Habitat for Humanity of Rutland County. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a range of advisory programs.

Peter Kelley is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2009. Outside of his advisory role, he serves as president and board member of a family-owned cranberry growing operation in Brewster, Massachusetts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Robert Stedman is a Series 66-licensed financial advisor with Morgan Stanley, based in Rutland, VT, and has 13 years of industry experience. He has worked with Morgan Stanley since 2013 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Malcolm Mead is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has 25 years of industry experience, including roles at Cambridge Investment Research Advisors since 2021 and Cambridge Investment Research, Inc. since 2020, as well as Fcg Advisors LLC since 2002. Outside of his advisory work, he is involved as a partner in a residential rental business in North Chittenden, VT. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent Financial Professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, employing both model-based and individualized investment strategies across multiple account platforms.

Zerihune Finn is a CFP® professional at Edward Jones with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Aldermans Toyota from 2013 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Heidi Chamberlain is a financial advisor at Morgan Stanley with 30 years of industry experience. She previously worked at Stifel for nine years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2024. Chamberlain serves as a board member of the Town of Manchester VT Select Board, where she is involved in administrative and planning activities. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Pamela Brileya is a financial advisor with UBS Financial Services in Rutland, VT, holding a Series 66 designation and with 26 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she is actively involved with Jafra. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and access to proprietary research.

Walter Lother is a financial advisor at Edward Jones with 14 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes roles at Citizens Securities Inc., LPL Financial, Vermont State ECU, and CUNA Brokerage Services, Inc., in addition to previous tenure at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of nearly 24,000 financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial products under a fiduciary standard.

Lon Smith is a financial advisor with Edward Jones in Rutland, Vermont, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with Edward Jones since 1998. Outside of advising, he owns and manages real estate properties in Rutland. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Susan Terwilliger is a financial advisor at Cetera with 12 years of industry experience. She holds the Series 66 designation and has been with Cetera since 2016. Outside of her advisory role, she is president of a networking group called The Silver Leaf Tavern in New York, NY, and is involved in promoting a bar named 1st Thursday. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing a combination of advisor-managed accounts, model portfolios, and third-party managed strategies.

Alicia Munukka is a financial advisor with UBS Financial Services in Rutland, VT, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with UBS Financial Services since 2013. Outside her advisory role, she serves as secretary and treasurer of Munukka Foundations, a concrete foundation company owned by her husband. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocation to tailor investment strategies aligned with clients’ goals and risk tolerances.

Matthew Tashjian is a financial advisor at UBS Financial Services with 31 years of industry experience. He has previously worked at Bank of America and Merrill. He also serves as a lecturer in business and life planning at a law firm in West Hartford, Connecticut. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.