David Engels is the sole advisor at Engels Investment Advisors, LLC, an independent firm he has led since 2000. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. Based in Center Sandwich, NH, Engels focuses exclusively on serving high-net-worth individuals and families. Engels Investment Advisors, LLC manages approximately $28.8 million for a small client base, providing long-term supervisory portfolio management and advice on asset allocation and specific securities. The firm employs a research-driven investment approach combining fundamental, technical, and cyclical analysis, and operates on a fully non-discretionary basis.

Deborah Doucet is a CFP® with 15 years of industry experience and is the sole advisor at Saco River Financial Planning in Bartlett, NH. She has worked at LPL Financial since 2012. Outside of advising, she is involved in adjunct teaching and self-publishes books. Saco River Financial Planning serves middle-income individuals and families, as well as trusts, estates, charitable organizations, and small businesses. The firm provides comprehensive financial planning and generally manages client assets on a largely non-discretionary basis, emphasizing client control over transaction approval.

Craig Duvarney is the principal of Craig Duvarney, CFP, an SEC-registered, single-adviser firm based in Bartlett, New Hampshire. He holds the CFP® designation and has 26 years of industry experience, including roles at Royal Alliance Associates, Inc. and Osaic Wealth. Duvarney volunteers as a guest lecturer and mentor at Babson College and serves as a counselor for the Van Noy Valor Foundation, a nonprofit supporting disadvantaged youth. His firm primarily serves high-net-worth individuals and families, offering written financial planning, customized portfolio management, and retirement plan consulting. The investment approach includes long-term positions using actively managed mutual funds, ETFs, stocks, bonds, and cash equivalents, with discretionary authority commonly used for rebalancing and quarterly account reviews.

Dolores Kong is a CFP® with 24 years of industry experience, currently serving as a financial advisor at B. Riley Wealth Advisors, Inc. since 2021. Her prior experience includes 17 years at Winslow, Evans & Crocker, Inc. Outside of her advisory role, she is an IRS licensed enrolled agent who provides individual tax preparation seasonally and operates a hiking-focused blog and book project through AOMM Enterprises LLC. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7 billion in client assets across 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a variety of advisory programs, financial planning, and retirement solutions through multiple program structures and a combination of proprietary and third-party asset management.

Callum Maclean is a financial advisor at Moors & Cabot, Inc. with 31 years of industry experience. He has held positions at Moors & Cabot since 2017 and previously worked at Janney Montgomery Scott for 13 years. Outside of his advisory role, he serves as Treasurer for the Walpole Area Visiting Nurses Association and is Co-Director of the Newsboys Reading Room Association. He also volunteers with the Waterville Valley Resort Ski Patrol as an emergency outdoor care responder. Moors & Cabot provides investment advisory services to individual and high-net-worth clients, corporations, pension plans, and charitable organizations, employing a variety of analytic approaches and offering discretionary and non-discretionary portfolio management, financial planning, and consulting services.

Kimberly Du Laurence is a Certified Financial Planner® with 21 years of industry experience. She has been with Facet Wealth since 2020 and previously worked at Tiaa and Citizens Financial Group. Kimberly holds Series 63 and Series 66 licenses. Facet Wealth serves individual members across a broad range of net worth levels through subscription-based financial planning that includes investment management. The firm uses technology-driven, model-based asset allocation primarily with ETFs and offers additional strategies such as direct indexing and tax-loss harvesting at certain service tiers.

Thad Richardson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he manages a residential property previously used by his parents. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with additional product offerings such as insurance and credit services.

Francis Dietrich is a financial advisor at UBS Financial Services with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. In addition to his advisory role, he serves as a part-time teacher in Risk Management at Northeastern University. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based strategies with institutional trading capabilities and wealth management offerings.

Carl Ring is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Ring volunteers as a wax technician and coach for several high school and club Nordic ski teams in New Hampshire. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Heather Phillips is a financial advisor at UBS Financial Services with 29 years of industry experience. She previously worked at Merrill Lynch and Bank of America, N.A. from 2005 to 2023. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, including fee-based financial planning and portfolio management.

Dewitte Kersh is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2010 and has been with Mass Mutual Life Insurance Company since 2009. Outside of advising, he works as a ski instructor at Waterville Valley Resorts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management for individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured, collaborative planning process using firm-approved analytical tools and offers a range of planning and investment programs.

Geoffrey Soper is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1985. He holds a Bachelor's degree in Economics and Business Administration from Ursinus College in Pennsylvania. Geoffrey is a Chartered Financial Analyst (CFA) and a CERTIFIED FINANCIAL PLANNER (CFP), reflecting his commitment to professional standards in financial advising. With more than 35 years of experience, Geoffrey specializes in catering to the financial needs of founders and leaders in technology and life sciences, successful business owners, and their employees, as well as corporate entities. His expertise includes executive compensation, family wealth management strategies, tax minimization, and portfolio management services. Geoffrey and his team emphasize a total wealth management approach, integrating goals-based planning, risk management, and customized investment strategies aligned with each client's objectives and comfort with risk. Geoffrey serves as the President of the Board of Directors of Youth Enrichment Services (YES), a Boston-based non-profit focused on youth development through outdoor experiences and leadership opportunities. An Eagle Scout, he resides in Winchester, Massachusetts with his wife and three children. His personal interests include skiing and racket sports.