Lauren Smith is a financial advisor with SPC in Marion, MI, holding a Series 66 designation and six years of industry experience. She has worked at Sigma Financial Corporation since 2019 and has a background that includes roles in dental and other service-related fields. Outside of advising, she runs Beez Kneadz LLC, a small craft and interior design business operated from her home. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services through a network of over 460 advisors.

Robert Grostick II is a financial advisor with Centaurus Financial, Inc. in Cadillac, MI, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Centaurus Financial since 2008 and concurrently at Carroll National Plans since 2005. In addition to his advisory roles, he is a licensed agent for fixed and term life insurance products, managing policy suitability and monitoring for clients. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to a diverse client base, including individuals, families, small businesses, corporations, and retirement plans. The firm offers financial planning, investment management, access to third-party managers, and specialized programs such as unified managed accounts, employing both fundamental and technical analysis in their investment approach.

Patrick Carroll is a financial advisor at Centaurus Financial, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Centaurus Financial since 2006. Carroll serves on the boards of the Munson Healthcare Community Healthcare Council and the Munson Healthcare Foundation, as well as the Clam Lake Township Downtown Development Authority, contributing to local healthcare and business development initiatives. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to individuals, families, businesses, and institutional clients. The firm offers financial planning, asset management, access to third-party money managers, and retirement plan advisory services, combining fundamental and technical analysis with a range of investment solutions.

Julianna Muscarella is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fifth Third Bank since 2021. Her prior work experience includes roles at Holiday Inn Express, Tommy Hilfiger, and Wayland Union High School. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a wholly owned subsidiary of Fifth Third Bank.

Gabrielle Boyer is a financial advisor at Ameriprise with nine years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for eight years. Outside of her advisory role, she manages an advisory business under Boyer Family Holdings. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered in partnership with financial advisors.

Neal Soenksen is a CFP® professional with seven years of experience at Edward Jones, where he has worked since 2019. Prior to joining Edward Jones, he spent 28 years at Eli Lilly. Outside of financial advising, he owns Connected Home Services, LLC, a home automation business, which he established to support his son's entrepreneurial efforts, and serves as an online instructor for E-Cornell. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, managing approximately $1.01 trillion in assets.

Casey Boyer is a Series 66-licensed financial advisor with Ameriprise, holding eight years of industry experience. Prior to joining Ameriprise in 2024, he worked at Edward Jones for seven years and has military service experience with the United States Army from 2010 to 2022. He serves as Vice President on the Board of Directors for Cadillac Area Habitat for Humanity. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement, with a focus on tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to deliver personalized recommendation reports, primarily for clients with significant investable assets held in Ameriprise-managed accounts.

Kyle Hondorp is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Outside of his advisory role, he serves as a high school referee for volleyball, basketball, and softball, and acts as an assigner of games for the Mecosta-Isabella-Clare Officials Association. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Amy Schmid is a Series 66-licensed financial advisor with Edward Jones, based in Cadillac, MI. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Galka Jr. is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Osaic since 2023 and previously spent 18 years at The O.N. Equity Sales Company and 19 years with Ohio National Life Insurance Company. Outside of his advisory role, he serves as an election inspector for the City of Cadillac. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and employs an investment process that integrates risk-tolerance assessments with asset allocation and portfolio optimization tools.

Matthew Vanden Bos is a financial advisor at Edward Jones with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Rec Boat Holdings, LLC for nine years. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Amanda Thomas is a financial advisor at Ameriprise in Cadillac, MI, holding a Series 66 designation. She has experience working at Edward Jones, Horizon Bank, Dollar General, McBain Rural Agricultural School, and Little Blessings. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and uses algorithmic automation overseen by a dedicated committee to generate tailored recommendations.

D Andrew Ulrich is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for Northern Lakes Community Mental Health for 13 years and was involved with the United Way organizations in Northwest Michigan and Wexford Missaukee Counties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jennifer Mitchell is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 39 years of industry experience. She has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2009. Outside of her advisory work, Mitchell serves as a board member for multiple nonprofit organizations and is involved in several real estate ventures. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a range of account platforms and third-party strategists.

James Carnaghi is a financial advisor with LPL Financial in Ada, MI, holding Series 63 and Series 65 designations and possessing 10 years of industry experience. His prior roles include positions at Waddell & Reed, Connect Financial, and various insurance carriers. Outside of his advisory work, he is involved with Cuggiono, LLC, a non-investment-related business entity. LPL Financial provides advisory and brokerage services to a diverse range of clients including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers multiple delivery options and investment strategies supported by an in-house research team, combining large-scale advisory operations with a range of non-advisory financial products.

David Shively is a financial advisor with LPL Financial in Ada, Michigan, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, Bank of America, and Huntington National Bank. Outside of his advisory work, he serves with the Cherry Grove Fire Department. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research, combining large-scale advisory operations with insurance, credit, and lending products.