Financial life planning is about more than saving and investing. It is about making decisions that get you the most of what you value out of life. I work with clients to identify value driven goals, evaluate trade-offs, and make well-informed decisions. My passion is helping clients optimize their resources to enable a rich and purposeful life. I joined Clarity Wealth Development in 2017, bringing with me 10 years of experience in applied economic research and education. I was drawn to personal financial planning because I knew that the tools I was developing in my academic research could also directly impact individuals and families in meaningful ways. With family spread across the world, I developed an interest in global financial planning and specialize in US-Australia cross-border planning. I have a Ph.D. in Applied Economics, hold a designation in Global Financial Planning and am a Registered Life Planner. I love being a part of the Corvallis community, where I live with my husband, two daughters and geriatric dog. In my spare time I like to keep active enjoying the many amenities and adventures our town provides, serving our community, and traveling to far-off destinations (often to visit family and friends).

Alena Zaffery is a financial advisor at Clarity Wealth Development, LLC with one year of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including Northwestern Mutual Wealth Management Company and KDFG & Associates LLC. Outside of finance, she has past experience with Block 15 Brewing. Clarity Wealth Development, LLC manages approximately $170 million for about 235 individual, high-net-worth households and small business clients. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing Modern Portfolio Theory with mutual funds and ETFs to build diversified, long-term portfolios tailored to client needs.

Michelle Onaka is a financial advisor at Clarity Wealth Development, LLC with two years of industry experience. She holds a Series 65 designation and has worked at Nectarine and Clarity Wealth Development since 2023. Outside of her advisory role, she is the founder of Intentional Money Life, a financial education and coaching business based in Corvallis, Oregon. Clarity Wealth Development, LLC manages approximately $170 million for around 235 individual, high-net-worth households and small business clients. The firm provides comprehensive financial planning and discretionary portfolio management using diversified, long-term strategies primarily based on Modern Portfolio Theory.

Shane Littleton is a financial advisor at Clarity Wealth Development, LLC with one year of industry experience. He holds a Series 65 designation and previously worked with Catholic Charities SF, the Pontifical North American College, and the Bethlehem University Foundation. Clarity Wealth Development manages approximately $170 million for individual, high-net-worth households and small businesses, offering comprehensive financial planning and discretionary portfolio management. The firm employs Modern Portfolio Theory with diversified mutual fund and ETF strategies, providing multiple engagement structures and maintaining a fee-only policy.

Kay Cole is a Certified Financial Planner® with 15 years of experience, currently serving at Clarity Wealth Development, LLC since 2010. She holds Series 63 and Series 65 licenses and works in Corvallis, Oregon. Outside of her advisory role, she is involved with Clarity Properties, LLC, a non-investment-related real estate business. Clarity Wealth Development, LLC manages approximately $170 million for around 235 high-net-worth households and small business clients, offering comprehensive financial planning and discretionary portfolio management. The firm employs Modern Portfolio Theory with diversified portfolios primarily composed of mutual funds and ETFs, providing multiple engagement structures and maintaining a fee-only policy.

Charles Owen is a CFP® professional with 19 years of experience in financial advisory roles. He has been with Thrivent Advisor Network, LLC since 2020 and also worked at Thrivent Financial for Lutherans and Purshe Kaplan Sterling Investments. Owen holds a Series 66 license and is based in Corvallis, Oregon. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, businesses, and charitable organizations. The firm emphasizes long-term investment strategies using customized asset allocations that include low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by ongoing client reviews and a range of implementation options.

David Hansen is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He worked at Legend Equities Corporation for 14 years before joining Lincoln Investment in 2017. Outside of his advisory role, Hansen serves as a city councilor for Brownsville, Oregon, and is a board member of the Church of the Firstborn in Willamette Valley. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other advisers, offering a range of financial planning, custom portfolios, model portfolios, and access to third-party managers.

Savannah Rossiter is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and has previously worked in various roles including real estate brokerage, where she held a license though does not actively utilize it. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs, supported by a large nationwide network of advisors and branch offices.

Douglas Phillips is a financial advisor with Edward Jones in Lebanon, Oregon, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he owns commercial property leased to Edward Jones in Sweet Home, Oregon. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a wide network of financial advisors and branch offices nationwide.

Shelley Erickson is a Series 66-licensed financial advisor at Edward Jones with 11 years at the firm and two years of industry experience. She is based in Lebanon, OR. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors.

Luke Bailey is an Investment Management Consultant II at Fidelity Investments. He is dedicated to helping individuals and families preserve and grow their wealth, leveraging his knowledge of Fidelity's unique product offerings to provide tailored financial planning. Luke has held several roles within Fidelity Investments since 2021, including Investment Solutions III Representative, Investment Solutions II Representative, High Net Worth Representative, and Customer Relationship Advocate. His progressive experience within the firm has contributed to his expertise in investment solutions and client relationship management. He holds an Arkansas Insurance License, supporting his ability to advise clients on relevant insurance matters.

Kent Toomb is a financial advisor with LPL Financial in Salem, OR, holding Series 63 and Series 66 designations and 37 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1997 and has been involved with Toomb's Insurance & Financial Services since 1986. Outside of advising, he is engaged in outside sales of non-variable insurance. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house Research team and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.

Sacha Savri is a financial advisor at Edward Jones in Lebanon, Oregon, holding a Series 66 designation. Savri has been in the industry since 2006 with experience at RHG Capital/Invictus RG, Range Research Consulting, and as a self-employed advisor before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Renae Tallan is a financial advisor at Edward Jones with 13 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Edward Jones since 2014. Outside of her advisory role, she is involved with Inspiring Joy LLV, a short-term rental business in Salem, Oregon. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kevin Mitchell is a financial advisor at Edward Jones with five years of industry experience. Before joining Edward Jones in 2020, he worked at AOP Technologies, Inc. and Fastenal Company. Outside of his advisory role, he is involved in retail sales with Amway. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Andrea Yoder is a financial advisor at Edward Jones with one year of industry experience. She previously worked at Stacey D Mealer, Attorney, for four years and was also affiliated with Edward Jones from 2016 to 2024. Andrea holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separate managed accounts, and affiliated mutual funds.

Andrew Beck is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, Beck serves on the Board of Directors for the Oregon Contemporary Theatre, teaches improvisation at Oregon State University, and participates as an actor in theatre productions. He also competes in poker tournaments, including the World Series of Poker. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and supports a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Christopher Meek is a financial advisor with Edward Jones in Lebanon, Oregon, holding the ChFC® designation and Series 66 license, with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is involved in Meek Family Farm, a small agricultural business that occasionally sells miniature Schnauzer puppies and chickens. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Ellie Phillips is a Series 66-registered financial advisor with Edward Jones in Lebanon, Oregon. She has experience working at Edward Jones from 2018 to 2020 and returned to the firm in 2025. Her prior work history includes roles at Apex Systems, Avenue5 Residential, and Orangetheory Fitness. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated financial services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Scott Stewart is a financial advisor at Edward Jones in Junction City, OR, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Barbara Koontz is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 39 years of industry experience. She has worked at MaPS Credit Union and Cuso Financial Services before joining Cetera and Koontz, Elker, and Associates, where she is a part owner. Koontz is also an insurance agent specializing in long-term care insurance. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Jeffery Smith is a financial advisor at Edward Jones in Lebanon, Oregon, holding a Series 66 designation and with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he works as a tattoo artist on weekends through his business, Janky Bird LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment options, and fiduciary services through a large national network of financial advisors and branch offices.

Jeffrey Canfield is a financial advisor with Edward Jones based in Sweet Home, Oregon, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. Prior to joining Edward Jones in 2018, he worked for Corvallis House and the State of Oregon for 30 years. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm has a large network of advisors and branch offices and offers affiliated mutual funds, tax-efficient services, and operates under a fiduciary standard.

Emily Cushing is a financial advisor at Edward Jones with a Series 66 designation and over six years of industry experience. She previously worked at CUSO Financial Services LP and SELCO Community Credit Union, as well as Oregon Community Credit Union. Emily has been with Edward Jones during two separate periods, most recently since 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment options, supported by a nationwide network of over 23,700 advisors and 15,000 branch offices.