Paul Pangburn is a CFP® with 17 years of industry experience and has been with Gibson Financial Solutions, Inc. since 2007. He holds a Series 65 license and operates out of Ellsworth, ME. Gibson Financial Solutions, Inc. is a fee-only advisory firm serving individuals, high-net-worth families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a core-satellite investment approach using no-load mutual funds, ETFs, and fixed-income securities, with discretionary management and a focus on integrating financial planning into portfolio oversight.

Andrew Norris is a financial advisor at AMWH Asset Management LLC with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Lazard Asset Management and Hollow Brook Wealth Management, where he also serves as a board member. Outside of advisory work, he is a joint owner of a real estate development business. AMWH Asset Management provides portfolio management and advisory services to individual investors, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm employs a mixed analytical approach, including fundamental, technical, and charting analysis, and offers tailored investment programs that may be managed on a discretionary basis.

Robert Pendergist is a financial advisor with Advisory Services Network and holds Series 63 and Series 65 licenses. He has 23 years of industry experience, having worked at firms including Shore Point Advisors, LPL Financial, and Guardian Life Insurance. Outside of his advisory work, he serves as Chairman of the Board for USA Surfing, overseeing regulatory and governance matters. Advisory Services Network supports individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisors. The firm offers portfolio management, financial planning, and investment consulting services with a focus on tailored strategies across a broad range of asset classes.

Sonya Mitchell is a financial advisor at OSAIC Institutions, INC. with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Infinex Investments, Inc. and Bar Harbor Banking & Trust Company since 2004. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements and access to alternative investments. The firm employs a network of investment adviser representatives who provide both discretionary and non-discretionary solutions, supported by extensive partnerships with banks and credit unions.

Ryan Bartlett is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Prior to joining the firm, he worked for 13 years at VanceGray Wealth Management, Inc. Bartlett is a board member of the Husson University Alumni Association in Bangor, ME. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and research integrating quantitative and fundamental analysis.

Joel Brotherton is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at Principal Securities Inc. since 2016 and at Principal Life Insurance Company since 2004. Outside of his advisory role, he is involved in managing a condominium rental property in Costa Rica. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Dennis Kinghorn is a financial advisor at OSAIC Institutions, INC. with 29 years of industry experience. He holds a Series 66 designation and has worked with Infinex Investments, Inc., Bar Harbor Bank & Trust, and LPL Financial. Outside of his advisory role, he is involved in small-scale commercial activities including shellfish sales and blueberry harvesting. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering customized advisory and brokerage services. The firm provides access to alternative investments and lending solutions, with a notable focus on non-discretionary assets and a dual broker-dealer/adviser structure.

Vance Gray is a CFP® with 23 years of industry experience, currently serving at Wealth Enhancement Advisory Services, LLC. He previously operated his own firm, Vance Gray Wealth Management, Inc, for 19 years and worked at Graystone Insurance for 11 years. Outside of advisory work, he is involved with a real estate business owning an office building in Bangor, ME. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm employs a strategic investment process combining passive and active management, quantitative and fundamental research, and offers a range of financial planning, asset management, and retirement consulting services.

Andrew Laslie is a CFP® and Series 65-licensed financial advisor with 10 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having previously worked at VanceGray Wealth Management, Inc. Outside of his advisory role, he serves as a court-appointed conservator and volunteers on the advisory committee for the Blue Hill YMCA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment process that combines passive and active management guided by quantitative and fundamental research.

Amanda Robbins is a financial advisor at OSAIC Institutions, INC. with 11 years of industry experience. She holds a Series 66 designation and has been with Bar Harbor Bank & Trust/Financial Services since 2013. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments via the CAIS platform. The firm’s approach includes both advisory and brokerage solutions delivered primarily through a network of investment adviser representatives, with a notable emphasis on non-discretionary assets.

Jennifer Saunders is a financial advisor with Ameriprise, holding a Series 66 designation and 14 years of industry experience. She previously worked at Infinex Investments and Bar Harbor Bank & Trust. Outside of finance, she co-owns Saunders Marine Services, a boat construction business. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, probabilistic modeling, and tax-efficient strategies to create tailored recommendation reports delivered in partnership with its financial advisors.

Ryan Willette is a financial advisor with LPL Financial in Bucksport, ME, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley, Key Investment Services LLC, and KeyBank. He is also involved with JAC Enterprises in a fiduciary capacity outside of his primary advisory work. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and delivers customized investment solutions through a large network of investment adviser representatives.

Holly Pye is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax in various advisory and insurance roles for 13 years. Outside of her advisory work, she operates H & R Pyes Tax and Accounting, providing tax preparation and accounting services. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and trust capabilities with a broad advisory platform.

Peter Morris is a Series 66-credentialed financial advisor with 16 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2020 and previously held roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory work, Morris serves as a board member of the Bucks Harbor Yacht Club and owns a college funding counseling business in Andover, Massachusetts. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a range of account platforms and investment strategies.

Jerry Troger is a Series 66 licensed financial advisor with Edward Jones, based in Ellsworth, ME, and has 16 years of industry experience. He has been with Edward Jones since 2009. Troger serves as a board member and chairs the investment committee of the Ellsworth High School Alumni Association, overseeing its endowment fund held at Acadia Trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a network of over 23,000 advisors nationwide. The firm offers a wide range of advisory programs and investment solutions, operating under a fiduciary standard.

Jaime Torres is a financial advisor with LPL Enterprise, holding a Series 66 designation and bringing 21 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Cetera, Edward Jones, and Morgan Stanley. Outside of advisory work, he provides servicing on client insurance policies through Fidelity & Guaranty Insurance. LPL Enterprise offers advisory services to a broad client base including individuals, retirement plans, charitable organizations, and corporate clients. The firm emphasizes model portfolio-based investment advice supported by LPL’s Research Department and third-party strategists, along with access to a range of asset management programs and financial products.

George Jellison Jr. is a financial advisor at MassMutual Investors Services with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at MassMutual Life Insurance Company and MML Investors Services since 2006. In addition to his advisory role, he owns a seasonal commercial fishing business. MML Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning and a range of investment programs.

Robert Drach is the principal of Drach Advisors LLC, an independent advisory firm based in Blue Hill, Maine. He holds the CFA® designation and a Series 65 license, with 19 years of experience in the industry. In addition to his advisory work, Mr. Drach is an Education Assistant Professor at Maine Maritime Academy and publishes the Drach Market Research Weekly Report, a newsletter analyzing market trends and investment approaches. Drach Advisors provides investment advisory and portfolio management services primarily to individual clients, as well as to a limited number of charitable organizations and corporate clients. The firm employs a discretionary portfolio-management strategy that may include derivatives within separately managed accounts.