Dawn Moses is a financial advisor at Sensible Financial Solutions, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Sensible Financial Solutions since 2017, following a year at PNC Investments. Outside of finance, she has provided private piano instruction since 1999 and serves as chair of the Kalkaska Conservation District Board. Sensible Financial Solutions primarily serves individual and high-net-worth clients with financial planning and portfolio management, employing a mainly passive investment approach focused on diversified index funds and ETFs. The firm coordinates third-party portfolio management and offers services including direct indexing with ESG and tax customization.

Mark Folgmann is a financial advisor at ARK Advisors, LLC with 15 years of industry experience. He holds the ChFC® designation and Series 63 license and has been with ARK Advisors since 2005. ARK Advisors, LLC is a fee-only, holistic financial planning firm serving individuals, families, and pension plan sponsors. The firm emphasizes a passive, long-term investment approach using low-cost, tax-efficient index funds and ETFs, and offers a range of financial planning and portfolio management services on both non-discretionary and discretionary bases.

Darren Conklin founded Conklin Financial Management in 2017 with his wife, Barbara, after determining throughout his career in financial services that many people would be better served with a fee-based, fiduciary approach to planning and an investment philosophy built on a foundation of market information and financial science. Darren is a University of Michigan graduate and proud father of two and grandfather of three. He has been a business owner for many years and has extensive experience with starting, buying, and selling businesses; college funding; long term care; divorce; and retirement accumulation and income planning. Darren has been heavily involved in the community including many years as a high school football coach, board member and volunteer across many different organizations.

Keith Olshove is a financial advisor at Old Mission Investment Company, LLC in Traverse City, MI, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Old Mission since 2014. Olshove serves on the investment committee of Old Mission Trust Company, contributing to trust administration, investment management, and tax management services. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning to individuals, trusts, retirement and pension plans, charitable organizations, and business entities. The firm emphasizes customized, low-turnover portfolios based on client risk profiles and fundamental analysis, managing accounts primarily on a discretionary basis.

Carey Tafelsky is a CFP® professional with 11 years of industry experience, currently serving at Old Mission Investment Company, LLC since 2014. She holds a Series 65 license and participates on the investment committee of Old Mission Trust Company, where she is involved in trust administration, investment management, and tax management services. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning to individuals, trusts, retirement plans, and other entities. The firm emphasizes customized portfolios based on client risk profiles, using fundamental analysis and asset allocation to implement low-turnover, long-term strategies.

Susan Wipperman is a CFP® with eight years of industry experience, currently serving as a financial advisor at Old Mission Investment Company, LLC since 2017. She previously worked at Fifth Third Bank for 12 years. Outside of her advisory role, she serves on the board of directors for B May Bags, a women's handbag manufacturer, and is a member of the investment committee at Old Mission Trust Company. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning services to individuals, trusts, retirement plans, and organizations. The firm employs customized, risk-profile-driven portfolios with a focus on low-turnover, long-term strategies and manages accounts primarily on a discretionary basis.

Jeffrey Johnson is a financial advisor with Old Mission Investment Company, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Purshe Kaplan Sterling Investments and Old Mission Investments since 2006. He serves on the board of directors for Old Mission Trust Company, a related trust services firm. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning services to individuals, trusts, retirement plans, and charitable organizations. The firm uses customized portfolios based on client risk profiles, employing fundamental analysis and asset allocation to implement low-turnover, long-term strategies.

Ryan Knabusch is a financial advisor at Old Mission Investment Company, LLC with eight years of industry experience. He holds a Series 65 designation and previously worked at Sandbox Financial Partners LLC, Sculati Wealth Management, LLC, and Plante Moran Financial Advisors. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning to individuals, trusts, retirement plans, pension plans, charitable organizations, and business entities. The firm emphasizes customized, low-turnover portfolios based on client risk profiles, using fundamental analysis and asset allocation, and manages accounts primarily on a discretionary basis.

Kurt Schuler is a financial advisor with Old Mission Investment Company, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Old Mission Investments since 2006 and previously with Purshe Kaplan Sterling Investments. Schuler also serves as Chief Information Officer for Old Mission Trust Company, where he organizes and maintains client data systems. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning services to individuals, trusts, retirement plans, pension plans, charitable organizations, and business entities. The firm uses customized portfolios based on client risk profiles and employs fundamental analysis, asset allocation, and model portfolios to implement low-turnover, long-term strategies.

Lindsay Fitzpatrick is a CFP® and Series 66 licensed advisor with 12 years of industry experience. She has worked at Old Mission Investment Company, LLC since 2019 and previously held positions at Rehmann Financial Network, LLC and Royal Alliance. Fitzpatrick serves on the Finance Committee Board of the YWCA Great Lakes Bay Region, where she reviews financial statements and investment management. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning services to individuals, trusts, retirement plans, and charitable organizations. The firm focuses on customized portfolios based on client risk profiles, utilizing fundamental analysis and asset allocation to implement long-term, low-turnover strategies.

Christopher Lamb is a financial advisor with Old Mission Investment Company, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Old Mission Investments since 2006 and previously spent 12 years at Purshe Kaplan Sterling Investments. Lamb also serves as president and CEO of Old Mission Trust Company, which provides corporate trustee services. Old Mission Investment Company offers fee-based investment management, financial and estate planning to individuals, trusts, retirement plans, pension plans, charitable organizations, and business entities. The firm uses customized, low-turnover, long-term strategies based on fundamental analysis and asset allocation, managing portfolios on both discretionary and non-discretionary bases.

Justin Cherwinski is a financial advisor with ASSET ALLOCATION STRATEGIES, LLC and holds Series 63 and Series 65 licenses. He has 11 years of industry experience, including prior roles at GLP Investment Services, LLC, GLP & Associates, and The Huntington Investment Company. Outside of his advisory work, he is also an insurance agent focusing on life insurance and fixed/index annuity sales. ASSET ALLOCATION STRATEGIES, LLC serves individual retail clients and plan sponsors, managing both personal and employer-sponsored retirement accounts. The firm employs quantitative asset allocation techniques and a mix of proprietary and third-party model portfolios, serving nearly 3,900 clients with approximately $767 million in assets under advisement.

Marcus Hudson is a financial advisor with CreativeOne Wealth, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at USA Financial Securities and has been involved with Hudsons Agency LLC since 2012, where he serves as owner and executive partner. Outside of his advisory role, he is engaged in insurance sales and management through several related business activities. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm utilizes a combination of proprietary ETF-based models, third-party managers, and option strategies, supported by quantitative, fundamental, and modern portfolio theory analyses.

Aaron Castaneda is a financial advisor at HBW Advisory Services LLC with one year of industry experience. He holds the Series 65 designation and has worked in financial services since 2021 at Pathway Financial Design. Outside of advising, he owns and operates Integrity Window Cleaning, a window washing business. HBW Advisory Services manages approximately $1.75 billion in assets, serving individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using risk-tolerance assessments, third-party money managers, and model portfolios, and is notable for its high client load per advisor and its combination of retail, charitable, and institutional client relationships.

John Kohout is a financial advisor at CreativeOne Wealth, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at USA Financial Securities. Outside of his advisory role, he is a junior partner at Hudson Agency LLC, where he oversees agents and manages client accounts in life and health insurance sales. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, charitable organizations, and other RIAs. The firm employs a mix of proprietary ETF-based core models, third-party managers, and option-based strategies, supporting tailored suitability assessments and discretionary portfolio management.

Michael Dib is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has been with the Bankers Life family of companies since 2024. Prior to his advisory career, he worked in healthcare at Grand Traverse Pathology, LLC and Wm. Beaumont Hospital. Outside of his advisory role, Dib serves as a volunteer junior officer at the Empire Masonic Lodge No. 597, a fraternal organization involved in local community activities. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide investment decisions.

Rory Baker is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to his current role, he worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., and served for 14 years at the Interlochen Center for the Arts. Outside of advisory work, he is a board member of the Interlochen Public Library and consults on event production for the Interlochen Area Chamber of Commerce. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach focuses on customized asset allocation, periodic rebalancing, tax efficiency, and a combination of fundamental, technical, and cyclical analysis.

Jeremy Pearson is a financial advisor with Bankers Life Advisory Services, Inc. in Traverse City, MI, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked at Bankers Life Advisor Services since 2018 and previously at ProEquities, Inc. for one year. In addition to his advisory role, he manages a satellite branch of insurance agents as an Agency Director at Bankers Life & Casualty, overseeing hiring and training. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Matthew Quinter is a financial advisor at Fifth Third Securities, Inc. based in Traverse City, MI. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Quinter has been with Fifth Third Securities since 2007 and has worked at Fifth Third Bank since 2003. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Michelle Berry is a financial advisor with J. W. Cole Advisors, Inc. based in Traverse City, MI, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior work includes roles at Raymond James and Associates, Av Flight, and Schneider Electric. Outside of her advisory work, she is involved with Michigan College Planning, focusing on college and career planning. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions implemented on a discretionary or non-discretionary basis.

Maurice Dennis II is a financial advisor with LPL Financial in Traverse City, MI, holding a Series 66 designation and 25 years of industry experience. He has been with LPL Financial and its predecessor firms since 2007. Outside of his advisory role, he is a notary public. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Larry King II is a financial advisor at Edward Jones with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kevin Kelly is a CFP® with 44 years of industry experience, currently affiliated with LPL Financial. His career includes roles at Western International Securities, Financial West Group, and operating his own practice, Kevin Paul Kelly & Associates. In addition to financial advising, he is licensed to provide legal services and acts as a notary. LPL Financial serves a diverse client base including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and a variety of investment solutions tailored to client needs.

John Ehardt is a CFP®-designated financial advisor with 34 years of experience, currently affiliated with LPL Financial and Advanced Financial Group, Inc. in Traverse City, MI. He has been with LPL Financial since 2000 and Advanced Financial Group since 2002. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Nathan Goffnett is a financial advisor at Edward Jones in Kalkaska, MI, holding a Series 66 designation. He joined Edward Jones in 2025 and has prior experience at Consumers Energy and several roles associated with Central Michigan University. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Debra Pauldine is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jennifer Root is a financial advisor with LPL Financial in Traverse City, MI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been associated with Linsco Private Ledger Corp since 2001. Additionally, she serves as a notary public in Michigan. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team and a broad platform that combines advisory and brokerage services.

Richard White is a financial advisor with LPL Financial in Traverse City, MI, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he owns a part-time seasonal boat rental business offering fishing and pontoon boats. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, and charities. The firm offers a range of investment solutions supported by in-house research and a large network of investment adviser representatives.

Elizabeth Howey is a Series 66-licensed financial advisor with four years of industry experience. She is currently with LPL Financial and has previously worked at firms including Eagle Strategies (NY Life) and Integrated Financial Strategies. Outside of her advisory role, she has been involved with community organizations such as the Southern Ute Tribal Government and the SunUte Community Center. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Kaila Williams is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Merrill, Bank of America, and Craig Wealth Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a mix of advisory and brokerage solutions supported by firm research and an extensive affiliate network.

Kristi Avery is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at For Investment Partners, Western International Securities, Inc., Financial West Group, and Kevin P. Kelly & Associates. Outside of her advisory role, she is a notary and is involved with a non-variable insurance business. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and flexible investment solutions tailored to client needs.

Lawrence Avery is a financial advisor with LPL Financial in Traverse City, MI, holding a Series 66 designation and 24 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory work, he plays guitar in a swing band several times a year and serves on the board of trustees for a local nonprofit academy and thrift store. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team and a large network of investment adviser representatives.

Joel Leipprandt is a financial advisor at Edward Jones in Traverse City, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2024, he was involved with Kensington Church and The Well Church. He also coaches the junior varsity boys basketball team for Traverse City Area Public Schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, supported by a large network of advisors and branch offices nationwide.

Steven Brothers is a financial advisor with LPL Financial in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 2006. Outside of his advisory role, he owns a home-based fencing business. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households, offering a range of advisory and brokerage services supported by an in-house research team and a variety of investment solutions.

Randy Miller is a financial advisor with LPL Financial in Traverse City, MI, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2003. In addition to his advisory role, he is involved in tax preparation and other accounting functions through Flaherty & Warren, PC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and a large network of investment adviser representatives.

Tod Taylor is a financial advisor with LPL Financial based in Traverse City, MI. He holds the ChFC® designation and has 32 years of industry experience. His prior work includes 15 years with Advanced Financial Group, Inc. In addition to his advisory role, he rents the lower portion of his home as a short-term vacation rental. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, and institutions, offering a wide range of advisory and brokerage services supported by an in-house research team and flexible investment solutions.