Caleb Warren is a CFP® and Series 66-registered financial advisor with six years of industry experience. He is the principal of Warren Financial, LLC, an independent firm based in Bangor, Maine. Prior to founding Warren Financial, he worked at Ameriprise Financial Services and Raymond James. Outside of advising, Warren is a licensed insurance agent, providing life, disability, and long-term care insurance to clients. Warren Financial serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, offering portfolio management, financial planning, and pension consulting. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical analysis to tailor portfolios, and provides ERISA-related fiduciary services and non-fiduciary support for retirement-plan clients.

Lynn Thibeau is the sole advisor at Thibeau Financial Consulting, LLC in Bangor, ME, with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been self-employed since 2012. Outside of financial advising, she provides private piano instruction and serves on the board of her condominium association. Thibeau Financial Consulting offers personal financial consulting focused on household finances, including budgeting, savings, debt reduction, and financial organization through education and counseling. The firm emphasizes hands-on education to help clients independently manage daily finances, with investment guidance limited to educational recommendations and referrals for comprehensive management.

James Nichols is the sole advisor at Nichols Investment Management in Bangor, ME, holding a Series 65 designation with 16 years of industry experience. He has managed Nichols Investment Management since 1989. Outside of his advisory role, Nichols serves as Treasurer for Phillips-Strickland House, a residential assisted living facility, and is a member of the Investment Committee for the Bangor Land Trust. Nichols Investment Management provides discretionary investment management and portfolio services primarily to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm focuses on a small-cap value strategy with a long-term, buy-and-hold approach and selectively incorporates larger-cap stocks for clients with income needs.

David Robbins is a financial advisor at Eagle Financial Strategies with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Key Investment Services LLC and American Independent Securities Group, LLC. Robbins is also an independent insurance agent. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting to individual, corporate, and charitable clients. The firm uses a combination of fundamental and technical analysis to tailor asset allocations and manages accounts on a discretionary basis, offering model portfolios and fund-based solutions for smaller accounts.

Richard Nickerson is a financial advisor at Eagle Financial Strategies in Bangor, ME, holding a Series 66 designation with 24 years of industry experience. Prior to joining Eagle Financial Strategies in 2019, he worked at LPL Financial LLC and Camden National Bank from 2008 to 2019. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting to individual, corporate, and charitable clients. The firm offers discretionary, individualized account management, including model portfolios and fund-based solutions, and uses a combination of fundamental and technical analysis to develop and adjust asset-allocation targets.

Alexander Briggs is a CFP® professional with two years of industry experience, currently serving at Ameritas Advisory Services, LLC. His prior roles include work with Ameritas Investment Company, LLC and Thompson Financial Group, where he is involved in insurance sales and financial advice. Outside of finance, he has held various positions including roles in education and landscaping. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, financial planning, and retirement-plan advisory services through a combination of model portfolios, third-party sub-advisers, and custom strategies.

Andrew Nickerson is a financial advisor at Eagle Financial Strategies in Bangor, ME, holding the ChFC® designation and Series 66 license with seven years of industry experience. His prior roles include positions at Wells Fargo Advisors and Bangor Savings Bank. He has also been a part-time student since 2018. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting services to a range of clients including individuals, corporations, and charitable entities. The firm offers discretionary, individualized account management and uses a combination of fundamental and technical analysis to guide investments, with smaller accounts typically managed through no-load mutual funds and ETFs.

Nathan Freeman is a financial advisor at Oldfield Wealth Partners with 20 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Raymond James Financial Services. Freeman is also involved in real estate development through ownership of a local real estate holding company. Oldfield Wealth Partners is an independent registered investment adviser managing approximately $101 million in assets, serving individual, high-net-worth, and select pension and profit-sharing plan clients. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and retirement account advice using a range of investment strategies and maintains a fiduciary standard.

Brett Miller is a CFA® charterholder with five years of industry experience. He is currently an advisor at Birchbrook, where he has worked since 2022. Prior to joining Birchbrook, he was employed at Bangor Wealth Management and Key Private Bank. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm uses fundamental analysis and manager due diligence to tailor portfolios to clients’ objectives and risk tolerance, and offers fiduciary services including estate administration and trustee roles.

Benjamin Smith is a CFA® charterholder with 13 years of industry experience. He has been with Guidance Point Advisors, LLC and its affiliated firm, Guidance Point Retirement Services, LLC, since 2012. Guidance Point Advisors, LLC manages approximately $558 million for over 250 client relationships, serving individuals including high-net-worth clients, as well as some corporations and unincorporated associations. The firm offers fee-based investment supervisory services along with financial and retirement income planning, focusing on diversification and asset allocation aligned with client objectives and risk tolerance.

Theodore Jans is a financial advisor at SyntheticFi LLC with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Altruist Financial LLC, J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. He also worked at the University of Maine and was involved with Josh Pond Farms. SyntheticFi LLC provides investment advisory and sub-advisory services primarily to other registered investment advisers, as well as to individual clients, corporations, and small businesses. The firm specializes in an automated trading strategy involving exchange-traded European-style S&P 500 index options and offers client-facing software for performance reporting and margin monitoring.

Paul Dyer is a financial advisor at Optivise Advisory Services LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Virtue Capital Management, Vine Family Office, Fusion Capital Management, and Legacy Insurance & Financial Advisors. Outside of advising, he is involved in several entrepreneurial ventures including tax preparation, IT training, business consulting, and charitable fundraising. Optivise Advisory Services provides portfolio management and financial planning to individuals, retirement plans, trusts, estates, charitable organizations, financial institutions, and other advisers. The firm utilizes both internally developed model portfolios and third-party sub-advisors across a range of investment products, offering discretionary and non-discretionary solutions supported by integrated technology and reporting tools.

Jean Deighan is a CFP® with 23 years of industry experience and has been leading Deighan Associates, Inc. since 1994. She is based in Bangor, ME, and is affiliated with Birchbrook, a team of six advisors. Birchbrook is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm emphasizes fundamental analysis and manager due diligence in its investment process and offers fiduciary services including trustee and estate administration, often without separate fees.

Curtis Worcester is an investment adviser representative with Guidance Point Advisors, LLC and Guidance Point Retirement Services, LLC, holding a Series 65 credential and five years of industry experience. His prior work includes roles at The Advertising Specialists of Maine and Northern Light Health. He divides his professional time between providing investment advice at both firms. Guidance Point Advisors, LLC manages approximately $558 million for about 252 clients, including individuals, high-net-worth clients, corporations, and unincorporated associations. The firm offers fee-based investment supervisory services with financial and retirement income planning, emphasizing diversification and asset allocation through investor profiling and signed Investment Policy Statements.

Lucie Estabrook is a Series 65-licensed financial advisor at Birchbrook with 15 years of industry experience. She has been with Deighan Wealth Advisors since 2010. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm emphasizes fundamental analysis and manager due diligence in its investment process and offers fiduciary and estate-administration services, often providing trustee services without a separate fee.

Jennifer Eastman is a financial advisor at Birchbrook with six years of industry experience. She holds a Series 65 designation and previously worked at Rudman Winchell for eight years before joining Birchbrook in 2018. Outside of her advisory role, she is involved in legal services. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm emphasizes fundamental analysis and manager due diligence, offers fiduciary and estate-administration services, and provides tailored portfolios including ESG-focused options.

Charles Mussallem is a CFA® charterholder with two years of industry experience. He has worked at Birchbrook since 2023 and previously was involved with JM Family Trust and Mussallem Galleries. Outside of his advisory role, he is active in Mussallem Galleries, where he selects paintings and rugs for the art gallery. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm emphasizes fundamental equity analysis and manager due diligence, offering tailored portfolios including ESG options, and provides fiduciary and estate-administration services often without separate trustee fees.

Jenifer Butler is a financial advisor at Birchbrook with 23 years of industry experience. She holds the CFP® and CFA® designations and has worked at Birchbrook since 2021, following a 27-year tenure at Deighan Associates, Inc. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm offers investment management, financial planning, fiduciary services, and estate administration, with an investment process focused on fundamental analysis and manager due diligence, including ESG-focused portfolios.

Thomas Harnish is a financial advisor with Northeast Planning Associates, Inc. He holds a Series 66 designation and has 25 years of industry experience. His prior work includes roles at Mid Atlantic Financial Management, Mid Atlantic Capital Corporation, and Penobscot Financial Advisors. Outside of his advisory work, he is the owner of Harnish Racing LLC. Northeast Planning Associates provides financial planning, investment advisory, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm offers modular planning engagements with access to investment management and manages approximately $327.7 million in client assets.

Chelsie Crane is a financial advisor at Advisory Services Network with a Series 65 credential and four years of industry experience. She previously worked at Clear Path Financial Services and AOS 94. Outside of financial advising, she owns a floral design business, Live Simple Blooms, and assists at Salt Farm Flowers, a cut flower farm. Advisory Services Network serves individuals, families, corporations, and charitable organizations through a network of independent advisors, providing portfolio management, financial planning, and consulting services. The firm offers tailored investment strategies across various asset classes and manages approximately $8.6 billion in client assets.