Caleb Warren is a CFP® and Series 66-registered financial advisor with six years of industry experience. He is the principal of Warren Financial, LLC, an independent firm based in Bangor, Maine. Prior to founding Warren Financial, he worked at Ameriprise Financial Services and Raymond James. Outside of advising, Warren is a licensed insurance agent, providing life, disability, and long-term care insurance to clients. Warren Financial serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, offering portfolio management, financial planning, and pension consulting. The firm employs a combination of fundamental analysis, modern portfolio theory, and technical analysis to tailor portfolios, and provides ERISA-related fiduciary services and non-fiduciary support for retirement-plan clients.

Lynn Thibeau is the sole advisor at Thibeau Financial Consulting, LLC in Bangor, ME, with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been self-employed since 2012. Outside of financial advising, she provides private piano instruction and serves on the board of her condominium association. Thibeau Financial Consulting offers personal financial consulting focused on household finances, including budgeting, savings, debt reduction, and financial organization through education and counseling. The firm emphasizes hands-on education to help clients independently manage daily finances, with investment guidance limited to educational recommendations and referrals for comprehensive management.

James Nichols is the sole advisor at Nichols Investment Management in Bangor, ME, holding a Series 65 designation with 16 years of industry experience. He has managed Nichols Investment Management since 1989. Outside of his advisory role, Nichols serves as Treasurer for Phillips-Strickland House, a residential assisted living facility, and is a member of the Investment Committee for the Bangor Land Trust. Nichols Investment Management provides discretionary investment management and portfolio services primarily to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm focuses on a small-cap value strategy with a long-term, buy-and-hold approach and selectively incorporates larger-cap stocks for clients with income needs.

Paul Pangburn is a CFP® with 17 years of industry experience and has been with Gibson Financial Solutions, Inc. since 2007. He holds a Series 65 license and operates out of Ellsworth, ME. Gibson Financial Solutions, Inc. is a fee-only advisory firm serving individuals, high-net-worth families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a core-satellite investment approach using no-load mutual funds, ETFs, and fixed-income securities, with discretionary management and a focus on integrating financial planning into portfolio oversight.

David Robbins is a financial advisor at Eagle Financial Strategies with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Key Investment Services LLC and American Independent Securities Group, LLC. Robbins is also an independent insurance agent. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting to individual, corporate, and charitable clients. The firm uses a combination of fundamental and technical analysis to tailor asset allocations and manages accounts on a discretionary basis, offering model portfolios and fund-based solutions for smaller accounts.

Richard Nickerson is a financial advisor at Eagle Financial Strategies in Bangor, ME, holding a Series 66 designation with 24 years of industry experience. Prior to joining Eagle Financial Strategies in 2019, he worked at LPL Financial LLC and Camden National Bank from 2008 to 2019. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting to individual, corporate, and charitable clients. The firm offers discretionary, individualized account management, including model portfolios and fund-based solutions, and uses a combination of fundamental and technical analysis to develop and adjust asset-allocation targets.

Dale Hartt is a financial advisor at Stillwater Investing with five years of industry experience. He holds a Series 65 designation and has prior work history including roles at Maine Business School and Arayos LLC, as well as two decades of self-employment. Stillwater Investing serves individuals, including high-net-worth clients, as well as various non-retail entities by providing discretionary investment management, financial planning, and consulting services. The firm employs a combination of buy-and-hold defensive models and more active management strategies, utilizing fundamental, quantitative, and qualitative analysis, and is notable for its registration and activity as a Commodity Trading Advisor.

Alexander Briggs is a CFP® professional with two years of industry experience, currently serving at Ameritas Advisory Services, LLC. His prior roles include work with Ameritas Investment Company, LLC and Thompson Financial Group, where he is involved in insurance sales and financial advice. Outside of finance, he has held various positions including roles in education and landscaping. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, financial planning, and retirement-plan advisory services through a combination of model portfolios, third-party sub-advisers, and custom strategies.

Andrew Nickerson is a financial advisor at Eagle Financial Strategies in Bangor, ME, holding the ChFC® designation and Series 66 license with seven years of industry experience. His prior roles include positions at Wells Fargo Advisors and Bangor Savings Bank. He has also been a part-time student since 2018. Eagle Financial Strategies provides portfolio management, financial planning, and pension consulting services to a range of clients including individuals, corporations, and charitable entities. The firm offers discretionary, individualized account management and uses a combination of fundamental and technical analysis to guide investments, with smaller accounts typically managed through no-load mutual funds and ETFs.

Nathan Freeman is a financial advisor at Oldfield Wealth Partners with 20 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Raymond James Financial Services. Freeman is also involved in real estate development through ownership of a local real estate holding company. Oldfield Wealth Partners is an independent registered investment adviser managing approximately $101 million in assets, serving individual, high-net-worth, and select pension and profit-sharing plan clients. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and retirement account advice using a range of investment strategies and maintains a fiduciary standard.

Marcus Harding is a financial advisor at Stillwater Investing with a Series 65 credential and two years of industry experience. Prior to joining Stillwater Investing, he worked at the University of Texas School of Law and the University of Maine. Stillwater Investing serves individuals, including high-net-worth clients, as well as various non-retail entities, providing discretionary investment management, financial planning, and consulting services. The firm uses a combination of buy-and-hold defensive models and active management strategies, incorporating fundamental, quantitative, and qualitative analysis, and is registered as a Commodity Trading Advisor, which is uncommon for a small advisory firm.

Wesley Leighton is a financial advisor at Means Wealth Management with 10 years of industry experience and holds a Series 66 designation. He has been with Means Wealth Management since 2015. Means Wealth Management provides discretionary and non-discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients, as well as trusts, estates, non-profit organizations, corporations, and business entities. The firm employs both active and passive investment strategies, offers ongoing monitoring and periodic rebalancing, and emphasizes regular client communication through market updates and educational materials.

Brett Miller is a CFA® charterholder with five years of industry experience. He is currently an advisor at Birchbrook, where he has worked since 2022. Prior to joining Birchbrook, he was employed at Bangor Wealth Management and Key Private Bank. Birchbrook is a fee-only registered investment adviser serving individuals, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm uses fundamental analysis and manager due diligence to tailor portfolios to clients’ objectives and risk tolerance, and offers fiduciary services including estate administration and trustee roles.

Thomas Herlihy is a financial advisor at Means Wealth Management in Bangor, ME, holding a Series 65 designation with four years of industry experience. Prior to joining Means Wealth Management, he worked at Bangor Savings Bank for 12 years. Outside of his advisory role, he is a manager and 25% owner of Lakeside Investments LLC, an entity created to purchase lakefront property. Means Wealth Management provides discretionary and non-discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients, as well as trusts, estates, nonprofits, corporations, and qualified employer retirement plans. The firm employs both active and passive investment strategies, emphasizes regular client communication, and offers several specialized services including work with institutional retirement plans and private investment vehicles.

Benjamin Smith is a CFA® charterholder with 13 years of industry experience. He has been with Guidance Point Advisors, LLC and its affiliated firm, Guidance Point Retirement Services, LLC, since 2012. Guidance Point Advisors, LLC manages approximately $558 million for over 250 client relationships, serving individuals including high-net-worth clients, as well as some corporations and unincorporated associations. The firm offers fee-based investment supervisory services along with financial and retirement income planning, focusing on diversification and asset allocation aligned with client objectives and risk tolerance.

Theodore Jans is a financial advisor at SyntheticFi LLC with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Altruist Financial LLC, J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. He also worked at the University of Maine and was involved with Josh Pond Farms. SyntheticFi LLC provides investment advisory and sub-advisory services primarily to other registered investment advisers, as well as to individual clients, corporations, and small businesses. The firm specializes in an automated trading strategy involving exchange-traded European-style S&P 500 index options and offers client-facing software for performance reporting and margin monitoring.

Paul Dyer is a financial advisor at Optivise Advisory Services LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Virtue Capital Management, Vine Family Office, Fusion Capital Management, and Legacy Insurance & Financial Advisors. Outside of advising, he is involved in several entrepreneurial ventures including tax preparation, IT training, business consulting, and charitable fundraising. Optivise Advisory Services provides portfolio management and financial planning to individuals, retirement plans, trusts, estates, charitable organizations, financial institutions, and other advisers. The firm utilizes both internally developed model portfolios and third-party sub-advisors across a range of investment products, offering discretionary and non-discretionary solutions supported by integrated technology and reporting tools.

Stacey Young is a financial advisor at Means Wealth Management in Bangor, ME, holding a Series 66 designation. Stacey has prior experience working at Maine Savings Federal Credit Union, RBC Capital Markets, LLC, and University Credit Union. Means Wealth Management provides discretionary and non-discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients, as well as trusts, estates, non-profits, corporations, and business entities. The firm employs both active and passive investment strategies with ongoing monitoring and reporting, and it offers educational materials and market updates to clients.

Jean Deighan is a CFP® with 23 years of industry experience and has been leading Deighan Associates, Inc. since 1994. She is based in Bangor, ME, and is affiliated with Birchbrook, a team of six advisors. Birchbrook is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, estates, corporations, charitable organizations, and self-directed retirement plans. The firm emphasizes fundamental analysis and manager due diligence in its investment process and offers fiduciary services including trustee and estate administration, often without separate fees.

Curtis Worcester is an investment adviser representative with Guidance Point Advisors, LLC and Guidance Point Retirement Services, LLC, holding a Series 65 credential and five years of industry experience. His prior work includes roles at The Advertising Specialists of Maine and Northern Light Health. He divides his professional time between providing investment advice at both firms. Guidance Point Advisors, LLC manages approximately $558 million for about 252 clients, including individuals, high-net-worth clients, corporations, and unincorporated associations. The firm offers fee-based investment supervisory services with financial and retirement income planning, emphasizing diversification and asset allocation through investor profiling and signed Investment Policy Statements.