Joel Reimers is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Sage Wealth Advisory in Willmar, MN. He previously worked at Bremer Bank, National Association, from 2003 to 2022, before retiring and then joining Sage Wealth Advisory in 2023. Sage Wealth Advisory provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions under discretionary authority, tailoring strategies to client risk tolerances and investment restrictions.

Jeffrey Schultz is a financial advisor at Sage Wealth Advisory with two years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Bremer Bank, National Association for sixteen years. Sage Wealth Advisory provides discretionary portfolio management and financial planning services for individuals, high-net-worth clients, charitable organizations, corporations, and government entities. The firm uses fundamental and cyclical analysis along with Modern Portfolio Theory to guide investment decisions and prepares individualized Investment Policy Statements tailored to client risk tolerances and restrictions.

Grant Fuchs is a financial advisor with CWM, LLC, holding a Series 65 designation and two years of industry experience. He has worked at CWM, MAG Wealth Management, and Schlenner Wenner & Co., and also serves as Director of MAG Tax & Accounting, where he prepares tax returns. Prior to his advisory career, he worked in public works and education in Paynesville, MN. CWM serves a diverse client base including individuals, high-net-worth families, corporations, endowments, and institutional sponsors. The firm offers asset management, financial planning, retirement plan consulting, and sub-advisory services, utilizing a range of in-house and third-party investment strategies along with institutional custodial platforms.

Daidre Bakke is a financial advisor with GWN Securities Inc. and holds Series 63 and Series 66 licenses. She has 22 years of industry experience, including roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of her advisory work, Bakke leads worship and coordinates music at The Open Door Christian Church. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth investors. The firm offers discretionary managed accounts and financial planning through a large network of advisors, utilizing a range of managed-account programs and model portfolios.

Rick Wurst is a financial advisor with CWM, LLC, holding a Series 63 designation and 32 years of industry experience. His work history includes roles at Cetera, VOYA Financial Advisors, and Mag Wealth Management, LLC. Outside of advisory services, he serves as Vice-Chair on the Board of Directors for St. Cloud Federal Credit Union and works as a tax preparer for Mag Tax and Accounting, LLC. CWM, LLC serves a diverse client base including individuals, high-net-worth families, corporations, endowments, and institutional sponsors. The firm offers asset management, financial planning, retirement plan consulting, and sub-advisory services, utilizing discretionary portfolio management supported by a combination of in-house models, third-party sub-advisors, and technology partners.

Craig Popp is a financial advisor with Raymond James Financial Services Advisors, Inc. in Willmar, MN, holding the CFA® designation and Series 63 license, with 24 years of industry experience. He has been associated with Raymond James since 2016 and also operates support companies Accru Wealth and Popp Capital Partners. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations through detailed client profiling and utilizes both brokerage and advisory account structures.

Scott Olson is a financial advisor with OSAIC, holding a Series 66 designation and six years of industry experience. He has worked with Sagepoint Financial, Inc. and J.D. Kreps Financial Group, where he also serves as a registered assistant supporting client account activities. Prior to his advisory roles, Olson was involved in construction and home inspection businesses. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process incorporating risk tolerance assessments, asset allocation software, and portfolio optimization tools, offering a broad range of investment options and advisory programs.

Lyle Gerhardson is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Avantax Investment Services, RGW Wealth Management, and GMW CPA Advisors, where he is a member and director. Outside of advising, he is involved in his local community as a football sideline chain crew member for New London Spicer School. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with unique retirement and fiduciary capabilities.

Nathan Davis is a financial advisor at OSAIC with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Liberty University, JD Kreps Financial Group, Willmar Electric, and Community Christian School. OSAIC Wealth, Inc. is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a range of advisory programs, with notable scale following multiple mergers and a focus on institutional and alternative investment solutions.

Jeston Kok is a financial advisor with Edward Jones in Spicer, MN, holding a Series 66 designation and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked for Prairie Lakes Youth Programs from 2009 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of investment strategies and affiliated products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Jonathan Kreps is a CFP® professional with 27 years of experience in the financial services industry. He is currently with Osaic Wealth, Inc., having joined the firm in 2023 after 14 years at SagePoint Financial, Inc. Kreps also owns JD Kreps Financial Group, a separate corporation through which he occasionally suggests insurance and annuity products to clients when appropriate. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, retirement plans, corporations, and charitable organizations. The firm utilizes a technology-driven investment process with access to a broad range of investment products and platforms, supporting thousands of advisors and managing approximately $200 billion in assets.

Todd Ahrenholz is a CFP® professional with 17 years of experience in financial advising. He is currently with OSAIC and has worked concurrently at J.D. Kreps Financial Group, Inc. since 2009, previously affiliated with SagePoint Financial, Inc. He serves as a Deacon Board member at Willmar Assembly of God and volunteers with West Central MN Youth for Christ, supporting teenage parents. OSAIC is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process that integrates risk tolerance assessments, asset-allocation planning, and portfolio optimization, offering access to a wide range of investment products and third-party managers through a large network of financial advisers.

Thomas Gilbertson is a CFP® and ChFC® with 20 years of experience in financial services. He is currently affiliated with Cetera and has prior experience at VOYA Financial Advisors. Gilbertson serves as a city councilor for Willmar, MN, and is a finance committee member for the Prairie Wood Environmental Learning Center. Cetera Investment Advisers supports a diverse client base through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan solutions, and access to third-party money managers. The firm combines retirement and fiduciary capabilities with a broad trust and institutional network.

Morgan Mathison is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked with firms including RGW Wealth Management, GMW CPA Advisors, and Avantax Advisory Services. Mathison also serves as treasurer for GMW CPA Advisors, a CPA firm focused on tax preparation and small business consulting. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions. The firm combines retirement and fiduciary capabilities with a broad trust and institutional network, providing a range of advisor-managed accounts, model portfolios, and third-party managed solutions.

Ashley Buer is a Series 66-licensed financial advisor with Ameriprise who has 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she is employed as a paraplanner at Chris Madden Inc., where she manages practice operations. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients with substantial investable assets. The firm provides written recommendation reports using research-driven, tax-efficient strategies and combines automated and personalized advice to support retirement planning.

Cynthia Williams is a financial advisor at Cetera with five years of industry experience and a Series 66 designation. She has held roles at multiple firms, including Avantax Investment Services and Ryan Financial Group. Outside of her advisory work, she is the owner and CEO of Dieterich Publishing LLC, where she writes and self-publishes fantasy and thriller novels. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services supported by affiliated model portfolios and a variety of program options, including discretionary and non-discretionary solutions.

Jeremy Willner is a financial advisor with Cetera who holds a Series 66 designation and has 28 years of industry experience. He has worked at several firms including VOYA Financial Advisors and Mag Wealth Management, and currently serves as CEO and President of Mag Insurance Agency, LLC. Willner is also a board member of the Paynesville Area Community Foundation. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining retirement and trust capabilities with a broad advisory platform.

Amanda Mccain is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise since 2012, including her current role since 2020. Outside of her advisory work, she previously operated The Main Pointe School of Dance, LLC. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service targeting individuals near or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Andy Boersma is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Their approach includes holistic, goal-based analyses and planning on topics such as retirement, income tax, estate, business continuation, divorce, and special needs planning, with an option to combine planning with managed-account services under a consolidated billing program called WealthPlan.

Daniel Nelson is a financial advisor with Ameriprise in Spicer, MN, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Charles Schwab, Personal Capital Advisors Corporation, and SG Long & Company. He is also involved with Kyle K. Wallentine Financial Services LLC in a non-investment-related capacity. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Kyle Wallentine is a financial advisor with Ameriprise in New London, MN, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliate since 2007. Outside of his advisory role, he owns and operates Kyle K. Wallentine Financial Services LLC, which supports his Ameriprise business. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, primarily focusing on assets managed within Ameriprise accounts.

Aimee Peltier is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. Her prior roles include positions at Bremer Bank, Raymond James Financial Services, and a trust associate role spanning from 2009 to 2021. She is also involved with Basketball Class Of 2026 and Class Of 2028 Girls Basketball as an account signer. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, utilizing proprietary research and planning tools to develop tailored recommendations.

Jennifer Shinn is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. She holds a Series 66 designation and is based in Willmar, MN. Edward Jones is a full-service wealth management firm that serves over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Hayden Willner is a CFP® and ChFC® with five years of industry experience, currently serving as an investment advisory representative at CWM, LLC. He has held roles at Cetera and MAG Wealth Management, and is also involved as an insurance agent with MAG Insurance Agency Inc. Additionally, Willner is the owner of a holding company, MAG Holding Company, LLC. CWM serves a diverse client base including individuals, high-net-worth families, corporations, endowments, and institutional sponsors. The firm offers asset management, financial planning, retirement plan consulting, and sub-advisory services, utilizing a combination of in-house models, third-party sub-advisors, and technology partners to implement discretionary portfolio management.

Devory Fischer is a financial professional at Cetera with 12 years of industry experience and holds the Series 66 designation. Prior to joining Cetera and Gilbertson Management Group in 2025, Fischer worked with several firms including United Planners Financial Services, New York Life Insurance, and Thrivent Financial. Outside of financial services, Fischer owns and operates D&D Electric LLC, a utility electrical installation and service business. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing advisor-managed accounts, model portfolios, and third-party managed solutions, supported by a combination of retirement and trust services.