Howard Ryan is the sole advisor at The Ryan Group Portfolio Design LLC, holding a Series 65 designation with 11 years of industry experience. He has worked at The Ryan Group Portfolio Design since 2013 and previously at the Michigan Department of Treasury from 2011 to 2018. Outside of advisory services, he operates a tax preparation business as a sole proprietor. The Ryan Group Portfolio Design LLC provides investment management and consultation services to individuals, families, trusts, estates, and business entities. The firm focuses on individualized portfolio construction based on fundamental analysis and offers tax-planning consultations and annual 1040 preparation when requested.

Richard Price is a financial advisor with Meridian Asset Management, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining Meridian in 2020, he worked at Michigan Securities, Inc. and Michigan Advisors, Inc. for 15 years. In addition to his advisory role, he is an independent insurance agent specializing in health and life insurance sales. Meridian Asset Management is a single-advisor registered investment adviser serving individuals, high-net-worth clients, businesses, trusts, and estates. The firm offers discretionary and non-discretionary investment management and financial planning, employing a strategic asset allocation approach based on Modern Portfolio Theory with a focus on income-producing large-cap dividend growers and diversified holdings across fixed income, small-cap, and international equities.

Michelle Shawn is a financial advisor with Retirement & Investment Planning, Inc. in Petoskey, MI, holding Series 63 and Series 65 licenses and with nine years of industry experience. She has worked at Retirement & Investment Planning, Inc. since 2009 and was previously with Gradient Advisors, LLC. In addition to her advisory role, she is an agent at Senior Benefits Network, where she works with Medicare, life, and annuities. Retirement & Investment Planning, Inc. provides asset management, retirement-plan advisory, and financial planning services primarily to individual, non–high-net-worth clients. The firm operates mainly on a non-discretionary basis, uses a variety of analytical methods, and manages approximately $3.6 million in client assets across about 24 relationships.

Michael Holifield is a Series 65-licensed advisor with West Arbor Solutions, LLC in Petoskey, MI, and has three years of industry experience. His prior work includes roles at Shindigz and Levitate, where he serves as COO and VP of Business Development for a strategic communications agency. In addition to his advisory role, he provides business consulting services. West Arbor Solutions offers discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs fundamental analysis to tailor portfolios based on client goals and risk tolerance, and it integrates insurance sales and business consulting as part of its service model.

Kyle Arnold is a financial advisor at West Arbor Solutions, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Horter Investment Management and Sinclair Broadcast Group. Outside of his advisory role, Arnold owns and operates Kyle Arnold Investments, where he provides life insurance and annuity sales and service. West Arbor Solutions offers discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes portfolio construction based on client goals, time horizon, and risk tolerance, using fundamental analysis and a mix of investment strategies under discretionary authority.

Charles Dickinson is a financial advisor at William Mack & Associates Inc with five years of industry experience. He holds Series 63 and Series 65 credentials and has worked at William Mack & Associates since 2022. Dickinson is also the managing member of Monitor My Advisor LLC, a compliance consulting firm serving registered investment advisers. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for about 957 clients. The firm serves individuals, trusts, retirement plans, and other entities, emphasizing diversification, tax efficiency, and low-cost implementation through no-load mutual funds and ETFs across multiple model strategies.

Andrew Craig is a financial advisor at MariPau Wealth Management LLC in Petoskey, MI, holding a Series 65 credential with two years of industry experience. Prior to joining MariPau and Walloon Wealth Management, he has been a member-manager and 50% owner of Escape Games LI LLC, a physical escape room business, since 2018. MariPau Wealth Management provides tailored investment advisory, portfolio management, and financial planning services for individual and high-net-worth clients. The firm employs a network of advisory affiliates and third-party managers, integrating technology platforms for comprehensive portfolio oversight.

Kristin Bennett is a CFP® professional with 12 years of experience in financial advising. She has worked at TruNorth Capital Management since 2023 and previously held positions at Greenleaf Trust and Plante Moran financial advisors. TruNorth Capital Management is a fee-only, fiduciary Registered Investment Adviser serving individuals, high-net-worth families, family offices, corporations, charitable foundations, and employer-sponsored retirement plans. The firm focuses on low-cost, broadly diversified portfolios managed on a discretionary basis, emphasizing ETFs, mutual funds, bonds, and cash equivalents with tactical asset allocation and periodic rebalancing.

Jeffrey Kazmierski is a financial advisor at Ash Matson Wealth Partners, Inc. in Petoskey, MI. He holds a Series 65 designation and has been with Ash Matson Wealth Partners since 2025. Outside of his advisory role, he is also involved with Apple Pie Properties, LLC. Ash Matson Wealth Partners provides investment advisory services to a range of clients, including individuals, pension plans, trusts, and corporations. The firm focuses on selecting and monitoring third-party investment advisers and acts primarily as an adviser and referral source rather than directly managing client portfolios.

John Blanck is a financial advisor with Success Wealth Management LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has previously worked with The Leaders Group, Inc. and operates JB Financial LLC, where he serves as president and insurance sales manager. Blanck is also involved in insurance sales through American Senior Benefits. Success Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, managing approximately $96.6 million in discretionary assets. The firm utilizes a goal-based, Modern Portfolio Theory approach to asset allocation and risk management, conducting regular account reviews and employing third-party sub-advisors as needed.

John Marshall Jr. is a CFP® and CFA® with 15 years of industry experience. He is currently an advisor at Farther and previously worked for 14 years at Crooked Tree Capital Advisors. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily investing in ETFs, mutual funds, individual equities, and fixed income.

Andrew Heitner is a financial advisor at Snowden Capital Advisors LLC with 30 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Fieldpoint Private Securities LLC for nine years before joining Snowden Capital Advisors in 2022. Snowden Capital Advisors LLC is an SEC-registered investment adviser managing approximately $7.55 billion and serving high-net-worth individuals, family offices, foundations, endowments, pension plans, and governmental agencies. The firm offers discretionary and non-discretionary portfolio management, investment consulting, financial and estate planning, and ERISA plan consulting, utilizing a wide range of instruments and operating across institutional and cross-border relationships.

William Hansen is a CFP® with eight years of industry experience, currently serving as a financial advisor at Farther. His prior roles include positions at Dynamic Wealth Advisors dba Crooked Tree Capital Advisors and Edward Jones. Outside of his advisory work, Mr. Hansen volunteers as a firefighter with the Resort-Bear Creek Fire Department in Petoskey, MI. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Courtney Font is a CFP® professional with 21 years of experience in the financial industry. She is currently with Farther and previously worked for Dynamic Wealth Advisors dba Crooked Tree Capital Advisors for 11 years. Outside of her advisory role, she serves as a director for the PHSACF community foundation and as a trustee and finance chair for the McLaren Northern Michigan Hospital Foundation. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform, offering discretionary investment management, retirement plan consulting, and private fund recommendations. The firm’s investment approach is based on Modern Portfolio Theory and uses a combination of bespoke allocations and algorithmic model portfolios with automatic rebalancing.

Iryna Barkley is a financial advisor at Nicolet Wealth Management with two years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Fifth Third Securities and Fifth Third Bank. Barkley is based in Petoskey, Michigan. Nicolet Advisory Services provides retirement plan advisory and consulting primarily for participant-directed defined-contribution plans such as 401(k) and 403(b) arrangements. The firm offers services including investment policy statement preparation, ongoing investment monitoring, participant education, and plan service provider support.

Dolores Angus is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at several firms including JPMorgan Securities LLC and Fifth Third Securities before joining Huntington in 2017. The Huntington Investment Company provides advisory and wrap-fee programs to individual, charitable, corporate, and retirement clients. The firm operates an open-architecture, model-driven platform combining third-party sub-managers and proprietary models, overseeing approximately $6.3 billion in assets across nearly 400 advisors.

Rochelle Roerig is a financial advisor with PNC Wealth Management in Petoskey, MI, holding Series 63 and Series 65 licenses and with 25 years of industry experience. She has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available to select employees. The firm’s approach emphasizes portfolio strategies managed by PNC or third-party strategists, with automated risk assessment and annual rebalancing.

Jennifer Mackenzie is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Principal Life Insurance Company and Principal Securities INC, and currently operates within the High Street Insurance & Financial Services entity, which evolved from KorthaseFlinn. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager programs, with a focus on discretionary investment management and ongoing client reviews.

Andrew Martin is a financial advisor with Fifth Third Securities, Inc. in Petoskey, MI, holding a Series 66 designation and six years of industry experience. He previously worked at Infinex Investments, Inc. and Citizens National Bank before joining Fifth Third in 2020. Outside of his advisory role, Martin is involved in several non-securities businesses, including automotive repair and managing a banquet hall. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers a variety of managed account programs that combine third-party managers, strategist portfolios, and advisor-managed options, with features such as direct indexing and tax-overlay services.

Kristin Riley is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 66 credentials and four years of industry experience. Her prior work includes roles at Huntington National Bank and experience in marketing and pediatric dentistry. The Huntington Investment Company provides advisory and wrap-fee programs to individual, charitable, corporate, and retirement clients. The firm operates an open-architecture, model-driven platform utilizing third-party sub-managers and proprietary models, and offers specialized program options including tax management and impact/ESG overlays.