Nathan Bosek is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Farther. His prior roles include positions at Edge Financial Advisors, Alpha Cubed Investments, and Raymond James/Bremer Bank. He is also licensed to sell life and health insurance, though he dedicates no hours weekly to this activity. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Paul Schmidt is a financial advisor with Focus Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. His prior roles include positions at OSAIC, LPL Financial, and SII Investments, Inc. He also serves as president of Palisade Investments, Inc., an S-Corp established for tax purposes related to his securities business. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Joseph Zidon is a financial advisor with Principal Financial Services in Saint Cloud, MN, holding a Series 66 designation and six years of industry experience. His career includes roles at Beacon Financial Group, Principal Securities Inc., Principal Life Insurance Company, and Stearns Financial Services. Outside of advisory services, he is also an insurance agent specializing in life, disability, long-term care insurance, and annuities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Stacy Anderson is a financial advisor at Cetera with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various firms including Avantax and Midwest Financial Group. Outside of her advisory work, Anderson serves as treasurer for the Minnesota Girls Hockey Coaches Association and is involved in several nonprofit organizations focused on youth sports and education. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing model portfolios and third-party solutions alongside retirement and institutional capabilities.

Juliet Beack is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Alexander Tomczik is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. His prior roles include positions at Ameriprise Financial and US Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ashley Dooner is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2015, accumulating 13 years of industry experience. She is based in Waite Park, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies through a nationwide network of more than 23,700 financial advisors.

Margo Scepaniak is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services Inc and LPL Financial. She is the owner of Black Financial Services, Inc., a corporation involved in investment and insurance activities. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced asset-allocation and portfolio optimization tools, serving over 6,000 advisors and managing approximately $200 billion in assets.

Tyler Walz is a financial advisor with Cetera in Sartell, MN, holding Series 63 and Series 66 designations and 11 years of industry experience. His career includes roles at Cetera Wealth Services, North Star Consultants, and Securian Financial Services. He is also involved in financial services through his ownership of Walz Wealth Management, LLC. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions with notable retirement and fiduciary capabilities.

David Dolan is a financial advisor at OSAIC with 25 years of industry experience. He holds a Series 63 designation and has worked with State Farm since 1991. Dolan serves on the board of directors and finance committee for Catholic Community Schools, a group of ten private Catholic schools. OSAIC is a large SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of advisory and brokerage services supported by technology-driven investment processes and access to multiple custodial platforms.

Matthew Boenish is a financial advisor with Edward Jones in Sartell, MN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Brandon Finnegan is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked at Northwestern Mutual and UPS. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Brian Lutzke is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Vision Cents Optical for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Robert Deters is a financial advisor at OSAIC with 22 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors and Securities America Inc for 11 years. Outside of his advisory role, he is active in insurance sales, specializing in life, health, and Medicare-related insurance products. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, retirement plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced portfolio management tools and access to multiple custodial platforms.

Troy Molitor is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2002. Earlier in his career, he built a multi-level marketing business with Amway from 1991 to 1995. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Janessa Sobania is a financial advisor with LPL Financial and holds a Series 66 designation. She has seven years of industry experience, including prior roles at CUNA Brokerage Services, Inc. and Magnifi Financial Credit Union. Outside of her advisory work, she is involved as a brand ambassador for retail leather goods and a brand partner in the cosmetics industry. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Elizabeth Walek is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2015. Outside of her advisory role, she serves as a board representative for Sports Arena East in Sauk Rapids, MN, attending monthly board meetings and overseeing facility decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services.

Jamie Christensen is a Series 66 licensed financial advisor with Edward Jones in Waite Park, MN, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he is involved in real estate as a partner and owner of rental properties in the St. Cloud area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Beau Hanowski is a Series 66-registered financial advisor at Edward Jones in St. Joseph, MN, with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Michelle Herickhoff is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. Her prior experience includes roles at Woodbury Financial Services, Cetera Advisor Networks, CWM, LLC, and Voya Financial Advisors. Outside of her advisory work, she is a co-owner and secretary of Central MN Seeds, LLC, and serves on the board of North Fork Mutual Fire Insurance Company. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that supports a broad client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services with investment processes that integrate risk-tolerance assessments, asset allocation software, and portfolio optimization tools, managing accounts with diverse investment options across multiple platforms.

Adam Tate is a financial advisor with Equitable Advisors in Saint Joseph, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor Axa Advisors, Llc. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels, tailoring services based on clients’ goals, risk tolerance, and time horizon.

Robert Stoltman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Cetera Wealth Services, VOYA Financial Advisors, and his own firm, Stoltman Insurance & Investments. Outside of advising, he operates as an independent insurance agent. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Elijah Ebel is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. Prior to joining Ameriprise, he held various roles including employment at Amazon and involvement with the Rocky River Officials Association, where he enforces baseball rules. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research and modeling techniques to provide tailored, non-discretionary recommendations through a centralized consulting team.

Nathan Boenish is a financial advisor at Edward Jones with four years of industry experience and holds a Series 66 designation. His prior roles include positions at Morgan Stanley/E*Trade and Prudential Financial. He has also worked in construction and spent several years in full-time education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of advisory services including discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Madison Molitor is a financial advisor at Edward Jones in Sartell, MN, holding a Series 66 designation. She has one year of industry experience and previously worked in real estate through Banksy Investment Properties and Keller Williams. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies and advisory services, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branches.

Jaclyn Gwost is a financial advisor at Edward Jones with 9 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Alex Scepaniak is a financial advisor at OSAIC with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Primerica Advisors and Primerica Financial Services. Outside of his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process combining risk tolerance assessments and portfolio optimization tools, offering a wide range of investment options and advisory services through a large network of financial advisors.

David Jacobs is a CFP® with 22 years of industry experience, currently affiliated with Cetera. His career includes roles at North Star Consultant, Inc., Securian Financial Services, and Minnesota Life Insurance Company. He is the owner of David M. Jacobs & Associates, Inc., an expense management firm. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary services, combining retirement capabilities with institutional trust solutions.

Paul Tomczik is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory strategies and affiliated investment products through a nationwide network of financial advisors and branch offices.

Patrick Goltz is a financial advisor with LPL Financial in Avon, MN, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with LPL Financial since 2010 and is involved with Goltz Wealth Management, a DBA for his LPL business. Outside of advising, he has part-time employment with Atlas Staffing in the Minneapolis/St. Paul area. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plans, banks, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Kenneth Olson is a financial advisor with LPL Financial in Sartell, MN, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He previously operated Kenneth H.T. Olson Ltd for more than four decades before joining LPL Financial in 2015. Olson is also involved as chief manager in an aviation-related business entity that holds his personal airplane. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Michael Schwieters is a financial advisor with LPL Financial in Albany, MN, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at LPL Financial since 2022 and has been affiliated with Cuna Brokerage Services, Inc. and Central Minnesota Credit Union since 2013. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, charities, and high-net-worth households. The firm offers a variety of investment delivery options supported by an in-house research team, combining large-scale advisory operations with non-advisory product activities.

Benjamin Mielke is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, tax, estate, and business continuation planning. The firm emphasizes goal-based analyses and allows clients to combine planning with managed-account services through its consolidated billing option.

Erik Swanson is a financial advisor with Ameriprise in Sartell, MN, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1998. Outside of his advisory role, he is co-owner of Integrity Point, LLC and Midwest Excellence LLC, and also co-owns a real estate business, Integrity Point Real Estate LLC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, emphasizing managed accounts and using algorithmic tools alongside personalized review.