Kimberly Crane is a CFP® professional with 27 years of industry experience, currently affiliated with Morgan Stanley. Her background includes roles at Wells Fargo Bank, N.A., Wells Fargo Advisors LLC, and Morgan Stanley Private Bank, N.A. She serves on the board of the Hubbards Annex Homeowners Association, a nonprofit organization on Mackinac Island, Michigan. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of its standalone planning service.

Allen Kowalski is a financial advisor with Raymond James & Associates in Cedarville, MI, holding Series 65 and Series 66 credentials and 26 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and municipal finance services.

Jeffrey Gembis is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside investment modeling to support its advisory services.

Brandon Postma is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at SCF Investment Advisors, INC. and SCF Securities, Inc. for 13 years. Outside of his advisory role, he is involved with Investment Insights LLC, a business entity for tax and investment purposes. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of delivery options and investment strategies supported by an in-house research team and a large network of investment adviser representatives.

John Kling is a financial advisor at Edward Jones in Saint Ignace, MI, holding the ChFC® designation and Series 66 license, with 15 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, Kling is involved in motel operations and property management through multiple rental property and development businesses in Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.