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Aaron K

CFP®

Calabasas, CA

Greenup Wealth

Aaron Kirsch is a CERTIFIED FINANCIAL PLANNER™ professional and founding partner of GreenUp Wealth Management. He works primarily with individuals and couples who are approaching or living in retirement, helping them design financial plans that support both long-term security and a fulfilling retirement lifestyle. Aaron began his career in financial services in 2001 at a major Wall Street firm and has since worked with clients across a wide range of life stages, both at large institutions and through his own independent wealth management firm. This experience informs his comprehensive approach to financial planning, which integrates retirement income planning, investment management, tax-aware strategies, risk management, and estate planning considerations. He is the co-author of The Rewarding Retirement Workbook, a resource designed to help people think beyond the mechanics of retirement and focus on how they want to live during this stage of life. Aaron’s work emphasizes aligning financial decisions with personal values, priorities, and legacy goals. Aaron holds himself to fiduciary standards and takes a client-centered approach to planning, helping individuals and families navigate financial decisions with clarity and confidence as they transition into and through retirement.

General retirement planning Retirement income strategy General tax planning Wealth management General estate planning guidance Retired Executive Founder/Business Owner Consultant Self-Employed Approaching retirement Retired Baby Boomers (Born 1946-1964) Gen X (Born 1965-1980) Life coaching / goal alignment

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Matthew K

Series 66

Long Prairie, MN

LPL Financial

Matthew Kreuzer is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2022. His prior experience includes roles at CUNA Brokerage Services and Central Minnesota Credit Union. Kreuzer also serves as CEO and manager of Premium Point Properties LLC and works with Independent School District 745 Albany Area Schools. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a range of delivery options supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Michael B

Series 63, Series 65

Long Prairie, MN

Raymond James Financial

Michael Bongaarts is a financial advisor with Raymond James Financial Services Advisors, Inc. in Long Prairie, MN, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He is also the owner of NorthStar Asset Management and NorthStar Pheasants, a farm he owns and rents out under a triple net lease. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis, modeling tools, and firm research, with a focus on advisory and implementation-support services.

General retirement planning Business succession planning Cash flow / budgeting Founder/Business Owner Retired
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Marty H

Series 63, Series 65, Series 66

Browerville, MN

Cetera

Marty Host is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at COUNTRY FINANCIAL. Outside of his advisory role, he serves as a school board member and clerk for Browerville Public School and is a member of the Browerville Lions Club. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement capabilities with a broad institutional and trust network.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement
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Kevin S

Series 66

Long Prairie, MN

LPL Financial

Kevin Spohn is a financial advisor with LPL Financial based in Long Prairie, MN, holding a Series 66 designation and six years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with CUNA Brokerage Services, Inc. and Central Minnesota Credit Union. Outside of his advisory role, he serves as a volunteer firefighter with the Albany Fire Department. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Jeffery B

Series 66

Long Prairie, MN

Edward Jones

Jeffery Barth is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Outside of his advisory role, he serves as an officer in a Cub Scouts club and is involved in farming operations in Swanville, MN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services. The firm operates nationally with a large network of advisors and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Retirement plans for business owners (SEP, solo 401k) Passive / index investing Active portfolio management Retired Founder/Business Owner Executive
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