Kathleen Gallagher is the sole advisor at Gallagher Capital Corp., an independent firm based in Bainbridge Island, WA. She holds Series 63 and Series 66 licenses and has 22 years of industry experience, having led Gallagher Capital Corp. since 2004. Gallagher Capital Corp. specializes in discretionary fixed-income portfolio management for high-net-worth individuals, trusts, and retirement accounts, focusing on income generation and capital preservation. The firm employs an active, risk-aware investment approach with an emphasis on holding bonds to maturity and uses independent credit research to guide investment selection.

Shai Weinbaum is the sole advisor at Shai Weinbaum Investment Management in Poulsbo, WA, holding a Series 65 designation with five years of industry experience. He has operated his independent firm since 2013. The firm provides discretionary investment management services primarily to individual clients, high-net-worth individuals, and small businesses. It customizes portfolios based on bottom-up fundamental analysis focused on intrinsic value and long-term outperformance, avoiding margin, debt, derivatives, and technical or cyclical analysis.

Aaron Farrell is a Series 65-licensed financial advisor at Quantca Financial with one year of industry experience. He previously worked at Comcast for nine years and currently serves as CEO of Sapien LLC, a consulting firm. Since 2023, he has volunteered as CFO and board member for Volunteers for Ukraine Inc, a charity providing humanitarian aid to Ukraine. Quantca Financial offers discretionary portfolio management through a web-based platform, using automated algorithmic investment models with market-timing and tactical allocation features. The firm serves retail, accredited, and institutional clients and combines internet advice delivery with both standard AUM fees and performance-based fees for qualified investors.

Christopher Files is a financial advisor at Van Ray Wealth Management in Edmonds, WA, with six years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Van Ray Wealth Management since 2019. Files also manages an insurance brokerage, the Van Winkle Agency, where he serves as an insurance brokerage manager and agent. Van Ray Wealth Management serves individual and high-net-worth clients, retirement plans, corporations, and charitable entities. The firm provides portfolio management, comprehensive financial planning, and retirement-plan consulting through a small team model, focusing on strategic asset allocation with both discretionary and non-discretionary management.

Gary Harris is the sole advisor at Bedfield Asset Management, LLC, an independent firm based in Bainbridge Island, WA. He holds a Series 65 credential and has 18 years of industry experience, having led Bedfield Asset Management since 2006. Prior to founding the firm, Harris had a career in aviation and data/engineering entrepreneurship. Bedfield Asset Management provides discretionary investment management to individuals, trusts, business entities, and corporate pension and profit-sharing plans. The firm employs a blend of active and passive management using fundamental macroeconomic analysis and technical tools across multiple asset classes, with a focus on sector and index rotation and tactical positioning.

Edward Labanara is a financial advisor at Seattle Asset Management, Inc. with 31 years of industry experience. He has been with the firm since 1993 and holds a Series 63 designation. Seattle Asset Management is an independent investment adviser serving a small client base that includes high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm uses fundamental analysis and a proprietary model focused on long-term equity, fixed-income, and balanced portfolio management, emphasizing asset allocation as the primary risk-management tool.

Michael Lizon is a CFP® professional with 18 years of industry experience, currently serving at Provident Living Advisors LLC since 2018. He previously worked at H.D. Vest Advisory Services and H.D. Vest Investment Services from 2014 to 2017. In addition to his advisory role, he operates a tax preparation business. Provident Living Advisors LLC provides fee-based discretionary asset management, financial planning, and ERISA retirement-plan advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental, technical, charting, and cyclical analysis, focusing on long-term purchase strategies and ongoing portfolio monitoring.

Jeffrey Martin is a financial advisor at Capital Investment Management with 23 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Since 2002, he has been with CIM Financial Group, Inc., now operating as Capital Investment Management in Edmonds, WA. Capital Investment Management is a small, state-registered adviser serving primarily individual clients who are retired or preparing for retirement. The firm offers continuous investment advice and discretionary portfolio management alongside retirement-focused financial planning, employing a value-oriented approach with fundamental analysis across various asset classes.

Bryan Rogowski is a financial advisor at Rogowski Wealth Management LLC with 12 years of industry experience. He holds a Series 65 designation and is based in Bainbridge Island, WA. Rogowski Wealth Management provides investment advisory and financial planning services to individual and household clients, focusing on evidence-based, globally diversified portfolios primarily using low-cost ETFs and mutual funds. The firm emphasizes tax efficiency and customizes portfolios to clients’ liquidity needs and risk tolerance.

Hans Berkenhoff is a CFA® charterholder with 34 years of industry experience. He is the sole advisor at Parkside Family Office LLC, where he has worked since 2025. Prior to that, he was with Harbour Investment Management for over three decades. Parkside Family Office LLC is a fee-only registered investment adviser that provides discretionary investment management and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analyses alongside Modern Portfolio Theory to construct multi-year asset-allocation models, serving individual investors, trusts, non-profits, and employer plan sponsors.

Dana Twight is a CFP® with 16 years of industry experience and is the principal of Twight Financial Education, LLC. She has worked at Zeiders Enterprises, Inc. since 2014 and provides personal financial counseling to military service members through that role. Additionally, she presents employee-assistance program workshops and webinars for My Secure Advantage. Twight Financial Education, LLC delivers financial education, written plans, and consulting to individuals, families, businesses, and nonprofits, focusing on workplace retirement education and group seminars. The firm emphasizes education and planning without discretionary asset management, serving both individual and institutional clients, including military personnel, through hourly-fee engagements.

Charles Cohen is a CFP® professional with 18 years of industry experience, affiliated with A.T.B.N. Professional Limited Liability Company in Edmonds, WA. He has held management roles at State Farm VP Management Corp since 2002 and has been with State Farm Insurance since 1986. Outside of advisory work, he is also a licensed real estate agent, utilizing real estate information to support his insurance business operations. A.T.B.N. PLLC provides financial planning advice to individuals, couples, small business owners, and people undergoing divorce, focusing exclusively on planning without managing or custodial services. The firm offers hourly billing for planning work and delivers detailed analyses upon written request.

Steven Toepel is the principal of Toepel Investment Counsel, Inc., an independent advisory firm he founded in 1995. He holds a Series 65 designation and has 31 years of industry experience. Prior to establishing his firm, his background includes broker-dealer and principal-level registrations. Toepel Investment Counsel, Inc. provides portfolio advisory and management services to individuals, trusts, qualified retirement plans, pension and profit-sharing plans, and corporations. The firm offers discretionary and nondiscretionary account management, focusing on after-tax, after-inflation returns across broad asset classes, and uses both active management and market index funds or ETFs where appropriate.

Charles Johnson is a CFA® charterholder and Series 65 licensee with four years of industry experience. He is the sole advisor at Differential Planning LLC, where he has worked since 2021. Prior to that, he spent seven years at Great West Investments. Differential Planning LLC is a state-registered, single-advisor firm offering hourly financial planning and investment services to individuals, high-net-worth clients, trusts, and businesses. The firm employs a buy-and-hold passive indexing strategy based on Modern Portfolio Theory, primarily using Vanguard mutual funds and ETFs, and links investment management access to an ongoing planning relationship rather than asset-based fees.

Ivan Jevremovic is a financial advisor at Illumine Investment Management, LLC with 20 years of industry experience. He holds the Series 66 designation and has worked at Illumine Investment Management since 2016, including its current iteration since 2021, as well as prior roles at CS Planning Corp. and Beverly Hills Wealth Management, LLC. Illumine Investment Management serves individuals, high-net-worth households, trusts, estates, and other private clients by providing discretionary and non-discretionary investment management combined with integrated financial planning. The firm uses a quantitatively driven investment approach with proprietary multi-factor models and a disciplined asset-allocation framework across multiple sleeves, customizing allocations based on client objectives and risk tolerances.

Eric Turloff is a CFA® charterholder with 25 years of industry experience. He is the principal of Turloff Financial Consulting, where he has worked since 1998. In addition to his advisory role, he is involved in tax preparation services. He is a part of Eagle Harbor Asset Management, Inc., a firm that provides discretionary portfolio management to individuals, high net worth clients, and trusts. The firm focuses on tailored asset allocation and primarily uses individual stocks and bonds, combining fundamental and technical analysis in its investment approach.

Erik Schei is a CFA® charterholder with 19 years of industry experience. He is a financial advisor at Gates Pass Advisors, LLC, where he has worked since 2019. His prior experience includes roles at Aria Wealth Management, Sowell Management Services, Omniscient Holdings, and Concert Wealth Management. Outside of his advisory work, he owns a consulting business, SVGRP, LLC, based in Bainbridge Island, Washington. Gates Pass Advisors provides comprehensive financial planning and wealth management services to individual and high-net-worth clients. The firm emphasizes asset allocation, diversification, and tax-aware portfolio construction, often implementing client portfolios through third-party independent managers and pooled investment vehicles accessed via a turn-key asset management platform.

William Culbertson is a financial advisor at MindState Capital LLC with 19 years of industry experience. He holds a Series 65 designation and previously worked for Bastiât Capital, LLC for 15 years before joining MindState Capital in 2022. MindState Capital is a small advisory firm managing approximately $52 million for about 16 clients, primarily high-net-worth individuals, trusts, and other legal entities. The firm employs a combination of fundamental analysis, quantitative optimization, and third-party research to deliver customized portfolio management, including the use of options and derivatives for authorized clients.

Kristina Draper is a financial advisor at Northern Lights Advisors, Inc. in Seattle, WA, holding Series 63 and Series 65 licenses with six years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Voya Financial Advisors, Inc., and Morrison Hershfield Corporation. Northern Lights Advisors serves individual clients, including high-net-worth households, and institutional clients such as employee benefit plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, employing fundamental analysis and proprietary model portfolios, with a multi-custodian approach and automated advisory services.

Willard Bollenbach IV is a CFA® charterholder with two years of industry experience, currently serving as an advisor at Agate Pass Investment, LLC. His prior experience includes six years at Foresight Global Investors and four years at Credit Suisse Asset Management. Agate Pass Investment Management serves individual investors, trusts, foundations, and endowments, managing approximately $336 million in discretionary assets. The firm employs a long-term, low-turnover investment approach focused on quality and growth at a reasonable price, primarily using individual stocks and investment-grade bonds, and is notable for its use of borrowing within separately managed accounts.