Bradford White is a financial advisor at 10Elms LLP in Tulsa, OK, holding a Series 66 designation with 11 years of industry experience. His prior roles include positions at Sageview Advisory Group, Capital One Investing, and United Income, among others. He is also a managing member of a real estate rental business and holds an active insurance license. 10Elms LLP provides discretionary wealth management and financial planning services to individuals, pension plans, and charitable organizations. The fee-only firm employs a combination of strategic asset allocation and momentum-based tactical adjustments, primarily using low-cost ETFs to manage client portfolios.

Ryan Kruger is a CFA® charterholder with 16 years of industry experience, currently serving as an advisor at 10Elms LLP since 2022. His prior roles include positions at Capital One Investing, United Income, KHP Capital, LLC, and Wealthminder. He serves on the investment and risk committees for the London Business School Endowment and participates in the school's governing body on a voluntary basis; he also consults with start-up companies in the UK and US in exchange for equity or on a volunteer basis. 10Elms LLP provides discretionary wealth management and financial planning services to individuals, including high-net-worth clients, as well as to select pension and profit-sharing plans and charitable organizations. The firm employs a blend of strategic asset allocation and momentum-based tactical shifts, primarily using low-cost, liquid ETFs across various strategies, and manages approximately $120.6 million in discretionary assets.

Julie Hazzard is a financial advisor at 10Elms LLP in Tulsa, OK, holding Series 65 and Series 66 designations with 11 years of industry experience. Her prior experience includes roles at UNITED INCOME, Inc., KHP Capital LLC, and First Allied Advisory Services, Inc. 10Elms LLP provides discretionary wealth management and financial planning to individuals, including high-net-worth clients, as well as select pension and profit-sharing plans and charitable organizations. The fee-only firm uses a combination of strategic asset allocation and momentum-based tactical shifts, implementing portfolios primarily with low-cost, liquid ETFs and emphasizing liquidity, cost control, and systematic adjustment rules.