Lauren Matheu is a financial advisor at 49 Financial with two years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Oakwood Capital Securities, Inc. and PKS Investments. In addition to her advisory role, Matheu provides fixed insurance services as a licensed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management with an emphasis on disciplined, long-term diversified asset allocation. The firm provides tiered fractional family office services and access to third-party managers, combining fundamental, cyclical, technical, and behavioral analysis in its investment approach.

James Scheper is a financial advisor with 49 Financial in Jacksonville, FL, holding a Series 65 credential and one year of industry experience. Prior to joining 49 Financial, he worked at Pueblo Restaurant and has a background that includes roles at the University of Florida and the Law Offices of J. Scott Scheper. Outside of finance, he operates a personal photography business. 49 Financial serves individual and institutional clients, providing a range of financial planning and investment management services. The firm employs a disciplined, long-term, diversified asset allocation approach and offers tiered fractional family office services alongside access to third-party managers.

Matthew Foxhall is a financial advisor with 22 years of industry experience, currently affiliated with 49 Financial. He holds the Series 63 and Series 65 licenses and has worked at firms including Equitable Advisors and Purshe Kaplan Sterling Investments. He also holds a role as an agent involved in the sales of fixed and traditional insurance products. 49 Financial serves a diverse client base, including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term, diversified asset allocation strategy informed by multiple analytical approaches and manages proprietary and external model portfolios with an emphasis on behavioral coaching.