Paul Culbertson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. in Houston, Texas. His previous work includes roles at Houston Asset Management, Blue Sky Financial Planning, and Spring Branch ISD. Allworth Financial is a fee-based SEC-registered adviser that provides customized portfolio management and comprehensive financial planning to individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs a variety of model strategies and uses technology to manage held-away employer retirement accounts, with a notable focus on airline industry employees and privately offered Shorepoint income funds.

Jay Horn is a financial advisor at Allworth Financial, L.P. in Houston, TX, with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Valic Financial Advisors Inc for 12 years before joining Allworth Financial and AW Securities in 2022. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies that include core-satellite, pure-index, and options-based models, using third-party sub-advisers and proprietary technology for managing held-away accounts.

Steven Luong is a CFA® charterholder with 11 years of industry experience. He is currently an advisor at Allworth Financial, L.P. and AW Securities, having joined both firms in 2021. Prior to that, he worked at BlackRock from 2014 to 2021. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs technology to manage held-away employer retirement accounts.

Karissa Peterson is a financial advisor at Allworth Financial, L.P. in Houston, TX, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. for 10 years. Outside of financial services, she owns Aphrodite's Emporium LLC, a business focused on creating natural self-care products and offering wellness workshops. Allworth Financial is a fee-based SEC-registered adviser serving a range of clients, including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm employs customized investment strategies and integrates technology to manage assets, with notable involvement in airline industry clients and privately offered income funds.

Robert Palmer is a CFP® and ChFC® with seven years of industry experience. He is currently with Allworth Financial, L.P. in Houston, TX, where he has worked since 2026. Prior to joining Allworth, he held positions at Avidian Wealth Solutions, Fidelity Brokerage Services LLC, and various insurance and financial services firms. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios using a range of model strategies and employs technology to manage held-away employer retirement accounts without requiring client login information.

Ian Glenn is a financial advisor at Allworth Financial, L.P. based in Houston, TX, holding a Series 65 designation with two years of industry experience. His prior work includes roles at EY and Diamond Hill Capital Management. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios using model strategies and third-party sub-advisers, providing both discretionary and non-discretionary asset management along with comprehensive financial planning and specialized consulting services.

Michael Bubel is a financial advisor with Allworth Financial, L.P. in Houston, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Valic Financial Advisors for nine years before joining AW Securities in 2022. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based approaches and third-party sub-advisers, and provides both discretionary and non-discretionary asset management alongside financial planning and specialized consulting services.

Robert Frater is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds the CFP® designation and has worked at firms including HA Management, LLC and Sagepoint Financial, Inc. Frater serves on the board of directors for the Houston Center for Musical Arts and manages funds for The Rotary Club of Houston Heights Charitable Foundation. Allworth Financial is a fee-based SEC-registered adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs third-party sub-advisers as needed.

Fazley Rashid is a CFP® with nine years of industry experience currently affiliated with Allworth Financial, L.P. He has worked at Allworth Financial and AW Securities since 2022 and previously spent six years at Wells Fargo Clearing. Allworth Financial is a fee-based SEC-registered adviser serving individuals, high-net-worth clients, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios using a variety of model strategies, discretionary and non-discretionary asset management, and leverages technology to manage held-away employer retirement accounts.