Susan Ramirez is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she owns and manages a business called Riley Management LLC. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm serves clients through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts within its advisory approach.

Michael Ramirez is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SunTrust Robinson Humphrey, Inc. / Truist Securities and HomeTrust Bank. Ameriprise offers retirement-income planning services for clients typically holding at least $1 million in investable assets, providing tailored recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies through a centralized consulting team.